House Prices

House Prices & Home Values Universal, IN 2026


Average Data

average house price$125,173
average size per house1598 ft²
average price per ft²79 $ / ft²

06/24/2026 - The value range (VR) for house prices in Universal, IN is $36/ sqft to $36/ sqft. An average home with 1598 sqft costs approximately $57,528 to $57,528. Universal, IN includes 1 ZIP codes and it is located in Vermillion county. The lowest prices are found in ZIP 47884, while the highest are in ZIP 47884. The average price per sqare feet is $79. Our analysis is based on 22 property listings.

Avergage prices by ZIP codes Universal

4788438 $ / ft²




Historical development of home values in Universal

Year Estimated value (USD) Change vs. 2025
2010 $58,133 -53.6%
2011 $55,885 -55.4%
2012 $55,734 -55.5%
2013 $57,817 -53.8%
2014 $60,692 -51.5%
2015 $63,807 -49.0%
2016 $67,137 -46.4%
2017 $70,761 -43.5%
2018 $74,673 -40.3%
2019 $78,135 -37.6%
2020 $82,175 -34.4%
2021 $93,465 -25.3%
2022 $108,959 -13.0%
2023 $114,902 -8.2%
2024 $121,549 -2.9%
2025 $125,173 0.0%

Graph: estimated home values in Universal over time (USD)



Example: 100% financing house in Universal

Loan amount: $125,173

Interest rate: 6.00%

Fixed monthly payment: $750.48

Breakdown in the 1st month:
Interest portion: $625.87  –  Principal portion: $124.61

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $7,468.57 $1,537.14 $123,635.86
2 $7,373.76 $1,631.95 $122,003.91
3 $7,273.10 $1,732.60 $120,271.31
4 $7,166.24 $1,839.46 $118,431.85
5 $7,052.79 $1,952.92 $116,478.93
6 $6,932.33 $2,073.37 $114,405.56
7 $6,804.45 $2,201.25 $112,204.31
8 $6,668.68 $2,337.02 $109,867.29
9 $6,524.54 $2,481.16 $107,386.13
10 $6,371.51 $2,634.19 $104,751.93
11 $6,209.04 $2,796.67 $101,955.27
12 $6,036.55 $2,969.16 $98,986.11
13 $5,853.42 $3,152.29 $95,833.82
14 $5,658.99 $3,346.72 $92,487.10
15 $5,452.57 $3,553.13 $88,933.97
16 $5,233.42 $3,772.28 $85,161.69
17 $5,000.76 $4,004.95 $81,156.74
18 $4,753.74 $4,251.97 $76,904.77
19 $4,491.49 $4,514.22 $72,390.55
20 $4,213.06 $4,792.64 $67,597.91
21 $3,917.46 $5,088.24 $62,509.66
22 $3,603.63 $5,402.08 $57,107.59
23 $3,270.44 $5,735.26 $51,372.32
24 $2,916.70 $6,089.00 $45,283.32
25 $2,541.14 $6,464.56 $38,818.76
26 $2,142.42 $6,863.28 $31,955.48
27 $1,719.11 $7,286.59 $24,668.89
28 $1,269.69 $7,736.01 $16,932.88
29 $792.55 $8,213.15 $8,719.72
30 $285.98 $8,719.72 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Universal, IN


1500 sqft3900 sqft
Ø selling price$143,386$305,019
Ø fast selling$130,351$274,518
Ø high price sale$156,420$335,521

In 2026, houses in Universal, IN will be offered at an average price of $79 per square foot. A 1,500 sqft home priced at $143,386 is 23.76% more expensive per square foot than a 3,900 sqft home priced at $305,019. Home prices in Universal, IN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $211,168. Sellers who can wait longer may achieve a higher price of up to $258,094.


Explore Universal, IN

Overview

Universal, IN is a small Vermillion County town rooted in the Wabash Valley of west-central Indiana. Travelers and homebuyers searching for authentic Hoosier charm will find Universal, Indiana welcoming, affordable, and community focused.


History and Character

Founded as a coal-mining community, the town preserves a proud industrial heritage that still shapes local identity. Tree-lined streets, modest homes, and friendly gatherings at parks and churches give Universal, IN a close-knit feel. Seasonal festivals and youth athletics in nearby towns further weave Universal residents into the broader Wabash Valley culture.


Location and Lifestyle

The location places residents within easy reach of Clinton for daily needs and Terre Haute for dining, shopping, colleges, and healthcare. Outdoor enthusiasts enjoy fishing and paddling along the Wabash River, plus scenic drives to Parke County?s famous covered bridges. Cost-conscious buyers appreciate stable home values, low traffic, and short commutes across Vermillion County.


Things to Do and Nearby Attractions

Local eats, family-run shops, and historic sites in surrounding communities add variety to weekends without sacrificing small-town quiet. Whether you are relocating, visiting family, or planning a peaceful getaway, Universal, Indiana offers a friendly base to explore western Indiana.



FAQ – Home Values in Universal

What is the median home value in Universal in 2026?

In 2026, the typical home value in Universal is about $125,173 for an average home size of 1598 square feet. This corresponds to an average price of roughly $79 per square foot.

What is the average cost per square foot in Universal?

In 2026, homes in Universal sell for an average of around $79 per square foot, with a typical range between $36 and $36 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Universal is about 1598 square feet, with an estimated 2026 value around $125,173.



Locations close to Universal, IN

West Terre Haute, IN62 $ / ft²
Lafayette, IN119 $ / ft²
West Lafayette, IN112 $ / ft²
Sullivan, IN64 $ / ft²
Staunton, IN35 $ / ft²
Shepardsville, IN36 $ / ft²




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