House Prices

House Prices & Home Values Troy, IN 2026


Average Data

average house price$168,913
average size per house3725 ft²
average price per ft²46 $ / ft²

04/05/2026 - The value range (VR) for house prices in Troy, IN is $46/ sqft to $46/ sqft. An average home with 3725 sqft costs approximately $171,350 to $171,350. Troy, IN includes 1 ZIP codes and it is located in Perry county. The lowest prices are found in ZIP 47588, while the highest are in ZIP 47588. The average price per sqare feet is $46. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Troy

4758847 $ / ft²




Historical development of home values in Troy

Year Estimated value (USD) Change vs. 2025
2010 $78,446 -53.6%
2011 $75,413 -55.4%
2012 $75,210 -55.5%
2013 $78,021 -53.8%
2014 $81,900 -51.5%
2015 $86,104 -49.0%
2016 $90,597 -46.4%
2017 $95,487 -43.5%
2018 $100,766 -40.3%
2019 $105,439 -37.6%
2020 $110,889 -34.4%
2021 $126,125 -25.3%
2022 $147,033 -13.0%
2023 $155,053 -8.2%
2024 $164,023 -2.9%
2025 $168,913 0.0%

Graph: estimated home values in Troy over time (USD)



Example: 100% financing house in Troy

Loan amount: $168,913

Interest rate: 6.00%

Fixed monthly payment: $1,012.72

Breakdown in the 1st month:
Interest portion: $844.57  –  Principal portion: $168.15

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,078.35 $2,074.27 $166,838.73
2 $9,950.42 $2,202.21 $164,636.52
3 $9,814.59 $2,338.04 $162,298.49
4 $9,670.39 $2,482.24 $159,816.25
5 $9,517.29 $2,635.34 $157,180.91
6 $9,354.74 $2,797.88 $154,383.02
7 $9,182.18 $2,970.45 $151,412.58
8 $8,998.97 $3,153.66 $148,258.92
9 $8,804.46 $3,348.17 $144,910.75
10 $8,597.95 $3,554.68 $141,356.07
11 $8,378.70 $3,773.92 $137,582.15
12 $8,145.94 $4,006.69 $133,575.46
13 $7,898.81 $4,253.81 $129,321.64
14 $7,636.45 $4,516.18 $124,805.46
15 $7,357.90 $4,794.73 $120,010.73
16 $7,062.17 $5,090.46 $114,920.28
17 $6,748.20 $5,404.42 $109,515.85
18 $6,414.87 $5,737.76 $103,778.10
19 $6,060.98 $6,091.65 $97,686.45
20 $5,685.26 $6,467.37 $91,219.08
21 $5,286.36 $6,866.26 $84,352.82
22 $4,862.87 $7,289.76 $77,063.06
23 $4,413.25 $7,739.37 $69,323.68
24 $3,935.90 $8,216.72 $61,106.96
25 $3,429.11 $8,723.51 $52,383.45
26 $2,891.07 $9,261.56 $43,121.89
27 $2,319.83 $9,832.79 $33,289.10
28 $1,713.37 $10,439.26 $22,849.84
29 $1,069.50 $11,083.13 $11,766.71
30 $385.91 $11,766.71 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Troy, IN


1500 sqft3900 sqft
Ø selling price$83,490$177,606
Ø fast selling$75,900$159,846
Ø high price sale$91,081$195,367

In 2026, houses in Troy, IN will be offered at an average price of $46 per square foot. A 1,500 sqft home priced at $83,490 is 23.18% more expensive per square foot than a 3,900 sqft home priced at $177,606. Home prices in Troy, IN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $122,959. Sellers who can wait longer may achieve a higher price of up to $150,282.


Discover Troy, IN

Overview

Troy, Indiana is a small river town in Perry County along the Ohio River.
Its quiet streets, scenic water views, and proximity to Tell City make it a peaceful base in Southern Indiana.
Visitors and new residents value the town?s friendly vibe and affordable cost of living.

History & Access

Founded in the early 1800s, Troy, IN is among the oldest communities in the county and retains a classic Midwestern character.
The town sits near the Ohio River Scenic Byway with easy connections via Indiana State Road 66 to regional employers and shopping.
Outdoor lovers appreciate quick access to Hoosier National Forest trails, fishing spots on the river, and scenic overlooks.

Things to Do & Lifestyle

Popular things to do around Troy, IN include boating on the Ohio, touring nearby historic sites, and enjoying small-town festivals in Tell City and Cannelton.
Families look to the Tell City?Troy Township schools, local parks, and youth sports for year-round activities.
Housing in Troy ranges from historic homes to modest river-view properties, appealing to buyers seeking value and space in the local real estate market.
Whether you are planning a weekend visit or researching relocation, Troy, Indiana offers riverfront charm, convenient access, and a relaxed lifestyle.



FAQ – Home Values in Troy

What is the median home value in Troy in 2026?

In 2026, the typical home value in Troy is about $168,913 for an average home size of 3725 square feet. This corresponds to an average price of roughly $46 per square foot.

What is the average cost per square foot in Troy?

In 2026, homes in Troy sell for an average of around $46 per square foot, with a typical range between $46 and $46 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Troy is about 3725 square feet, with an estimated 2026 value around $168,913.



Locations close to Troy, IN

Velpen, IN95 $ / ft²
Vincennes, IN78 $ / ft²
Westphalia, IN58 $ / ft²
Tell City, IN45 $ / ft²
Stendal, IN108 $ / ft²
Spurgeon, IN135 $ / ft²
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