House Prices

House Prices & Home Values Rochester, IN 2026


Average Data

average house price$162,788
average size per house1853 ft²
average price per ft²88 $ / ft²

06/25/2026 - The value range (VR) for house prices in Rochester, IN is $96/ sqft to $96/ sqft. An average home with 1853 sqft costs approximately $177,888 to $177,888. Rochester, IN includes 1 ZIP codes and it is located in Fulton county. The lowest prices are found in ZIP 46975, while the highest are in ZIP 46975. The average price per sqare feet is $88. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Rochester

4697588 $ / ft²




Historical development of home values in Rochester

Year Estimated value (USD) Change vs. 2025
2010 $75,602 -53.6%
2011 $72,678 -55.4%
2012 $72,482 -55.5%
2013 $75,192 -53.8%
2014 $78,931 -51.5%
2015 $82,982 -49.0%
2016 $87,312 -46.4%
2017 $92,025 -43.5%
2018 $97,112 -40.3%
2019 $101,615 -37.6%
2020 $106,868 -34.4%
2021 $121,551 -25.3%
2022 $141,701 -13.0%
2023 $149,431 -8.2%
2024 $158,075 -2.9%
2025 $162,788 0.0%

Graph: estimated home values in Rochester over time (USD)



Example: 100% financing house in Rochester

Loan amount: $162,788

Interest rate: 6.00%

Fixed monthly payment: $976.00

Breakdown in the 1st month:
Interest portion: $813.94  –  Principal portion: $162.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $9,712.90 $1,999.06 $160,788.94
2 $9,589.60 $2,122.35 $158,666.59
3 $9,458.70 $2,253.26 $156,413.34
4 $9,319.72 $2,392.23 $154,021.10
5 $9,172.18 $2,539.78 $151,481.33
6 $9,015.53 $2,696.43 $148,784.90
7 $8,849.22 $2,862.74 $145,922.16
8 $8,672.65 $3,039.30 $142,882.86
9 $8,485.19 $3,226.76 $139,656.10
10 $8,286.17 $3,425.78 $136,230.32
11 $8,074.88 $3,637.08 $132,593.24
12 $7,850.55 $3,861.40 $128,731.84
13 $7,612.39 $4,099.57 $124,632.28
14 $7,359.54 $4,352.42 $120,279.86
15 $7,091.09 $4,620.86 $115,658.99
16 $6,806.09 $4,905.87 $110,753.12
17 $6,503.50 $5,208.45 $105,544.67
18 $6,182.26 $5,529.70 $100,014.97
19 $5,841.20 $5,870.76 $94,144.21
20 $5,479.10 $6,232.85 $87,911.36
21 $5,094.67 $6,617.28 $81,294.07
22 $4,686.53 $7,025.42 $74,268.65
23 $4,253.22 $7,458.74 $66,809.92
24 $3,793.18 $7,918.77 $58,891.14
25 $3,304.77 $8,407.19 $50,483.96
26 $2,786.23 $8,925.72 $41,558.23
27 $2,235.71 $9,476.24 $32,081.99
28 $1,651.24 $10,060.72 $22,021.27
29 $1,030.72 $10,681.24 $11,340.03
30 $371.92 $11,340.03 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Rochester, IN


1500 sqft3900 sqft
Ø selling price$159,720$339,768
Ø fast selling$145,200$305,792
Ø high price sale$174,240$373,745

In 2026, houses in Rochester, IN will be offered at an average price of $88 per square foot. A 1,500 sqft home priced at $159,720 is 20.93% more expensive per square foot than a 3,900 sqft home priced at $339,768. Home prices in Rochester, IN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $235,225. Sellers who can wait longer may achieve a higher price of up to $287,497.


Discover Rochester, IN

Overview

Rochester, Indiana is the welcoming county seat of Fulton County set along scenic Lake Manitou.
Conveniently located on US 31, the city offers easy access for residents, visitors, and businesses.

Outdoor Recreation

Lake Manitou anchors outdoor fun with boating, fishing, and lakeside parks for picnics and sunsets.
Hikers and cyclists enjoy the Nickel Plate Trail, which begins in Rochester and stretches south through north-central Indiana.

History and Culture

Historic downtown Rochester features the striking Fulton County Courthouse, charming storefronts, and public art.
The Fulton County Historical Society and its notable round barn celebrate the area?s agricultural heritage and community events.

Economy and Living

A balanced economy blends small manufacturers, agriculture, healthcare, and retail, supporting steady local jobs and entrepreneurship.
Affordable neighborhoods, lakefront properties, and friendly Midwestern hospitality make Rochester an appealing place to live and invest.

Education and Healthcare

Rochester Community Schools provide comprehensive academics and athletics, while Woodlawn Hospital delivers reliable regional healthcare.

Travel and Accessibility

From Rochester, day trips to South Bend, Fort Wayne, and Indianapolis are straightforward, enhancing business and leisure travel options.



FAQ – Home Values in Rochester

What is the median home value in Rochester in 2026?

In 2026, the typical home value in Rochester is about $162,788 for an average home size of 1853 square feet. This corresponds to an average price of roughly $88 per square foot.

What is the average cost per square foot in Rochester?

In 2026, homes in Rochester sell for an average of around $88 per square foot, with a typical range between $96 and $96 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Rochester is about 1853 square feet, with an estimated 2026 value around $162,788.



Locations close to Rochester, IN

Royal Center, IN76 $ / ft²
Russiaville, IN115 $ / ft²
Silver Lake, IN59 $ / ft²
Roann, IN84 $ / ft²
Peru, IN70 $ / ft²
Ora, IN62 $ / ft²
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