House Prices

House Prices & Home Values Sterling, IL 2026


Average Data

average house price$136,510
average size per house1576 ft²
average price per ft²87 $ / ft²

04/16/2026 - The value range (VR) for house prices in Sterling, IL is $78/ sqft to $78/ sqft. An average home with 1576 sqft costs approximately $122,928 to $122,928. Sterling, IL includes 1 ZIP codes and it is located in Whiteside county. The lowest prices are found in ZIP 61081, while the highest are in ZIP 61081. The average price per sqare feet is $87. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Sterling

6108175 $ / ft²




Historical development of home values in Sterling

Year Estimated value (USD) Change vs. 2025
2010 $63,398 -53.6%
2011 $60,946 -55.4%
2012 $60,782 -55.5%
2013 $63,054 -53.8%
2014 $66,189 -51.5%
2015 $69,586 -49.0%
2016 $73,218 -46.4%
2017 $77,170 -43.5%
2018 $81,436 -40.3%
2019 $85,212 -37.6%
2020 $89,617 -34.4%
2021 $101,930 -25.3%
2022 $118,827 -13.0%
2023 $125,309 -8.2%
2024 $132,558 -2.9%
2025 $136,510 0.0%

Graph: estimated home values in Sterling over time (USD)



Example: 100% financing house in Sterling

Loan amount: $136,510

Interest rate: 6.00%

Fixed monthly payment: $818.45

Breakdown in the 1st month:
Interest portion: $682.55  –  Principal portion: $135.90

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $8,145.00 $1,676.36 $134,833.64
2 $8,041.60 $1,779.75 $133,053.89
3 $7,931.83 $1,889.52 $131,164.36
4 $7,815.29 $2,006.07 $129,158.30
5 $7,691.56 $2,129.80 $127,028.50
6 $7,560.20 $2,261.16 $124,767.35
7 $7,420.74 $2,400.62 $122,366.73
8 $7,272.67 $2,548.69 $119,818.04
9 $7,115.47 $2,705.88 $117,112.16
10 $6,948.58 $2,872.78 $114,239.38
11 $6,771.40 $3,049.96 $111,189.42
12 $6,583.28 $3,238.08 $107,951.34
13 $6,383.56 $3,437.79 $104,513.55
14 $6,171.53 $3,649.83 $100,863.72
15 $5,946.41 $3,874.94 $96,988.78
16 $5,707.42 $4,113.94 $92,874.84
17 $5,453.68 $4,367.68 $88,507.16
18 $5,184.29 $4,637.07 $83,870.09
19 $4,898.28 $4,923.07 $78,947.01
20 $4,594.64 $5,226.72 $73,720.30
21 $4,272.27 $5,549.09 $68,171.21
22 $3,930.01 $5,891.35 $62,279.86
23 $3,566.65 $6,254.71 $56,025.15
24 $3,180.87 $6,640.49 $49,384.66
25 $2,771.30 $7,050.06 $42,334.60
26 $2,336.47 $7,484.89 $34,849.71
27 $1,874.81 $7,946.54 $26,903.17
28 $1,384.69 $8,436.67 $18,466.50
29 $864.33 $8,957.02 $9,509.47
30 $311.88 $9,509.47 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Sterling, IL


1500 sqft3900 sqft
Ø selling price$157,905$335,907
Ø fast selling$143,550$302,317
Ø high price sale$172,260$369,498

In 2026, houses in Sterling, IL will be offered at an average price of $87 per square foot. A 1,500 sqft home priced at $157,905 is 22.10% more expensive per square foot than a 3,900 sqft home priced at $335,907. Home prices in Sterling, IL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $232,552. Sellers who can wait longer may achieve a higher price of up to $284,230.

FAQ – Home Values in Sterling

What is the median home value in Sterling in 2026?

In 2026, the typical home value in Sterling is about $136,510 for an average home size of 1576 square feet. This corresponds to an average price of roughly $87 per square foot.

What is the average cost per square foot in Sterling?

In 2026, homes in Sterling sell for an average of around $87 per square foot, with a typical range between $78 and $78 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Sterling is about 1576 square feet, with an estimated 2026 value around $136,510.



Locations close to Sterling, IL

Stillman Valley, IL101 $ / ft²
Stockton, IL95 $ / ft²
Warren, IL165 $ / ft²
South Beloit, IL115 $ / ft²
Shirland, IL12 $ / ft²
Shannon, IL50 $ / ft²
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