House Prices

House Prices & Home Values Girard, IL 2026


Average Data

average house price$61,784
average size per house1261 ft²
average price per ft²49 $ / ft²

04/18/2026 - The value range (VR) for house prices in Girard, IL is $49/ sqft to $49/ sqft. An average home with 1261 sqft costs approximately $61,789 to $61,789. Girard, IL includes 1 ZIP codes and it is located in Macoupin county. The lowest prices are found in ZIP 62640, while the highest are in ZIP 62640. The average price per sqare feet is $49. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Girard

6264054 $ / ft²




Historical development of home values in Girard

Year Estimated value (USD) Change vs. 2025
2010 $28,694 -53.6%
2011 $27,584 -55.4%
2012 $27,510 -55.5%
2013 $28,538 -53.8%
2014 $29,957 -51.5%
2015 $31,495 -49.0%
2016 $33,138 -46.4%
2017 $34,927 -43.5%
2018 $36,858 -40.3%
2019 $38,567 -37.6%
2020 $40,560 -34.4%
2021 $46,133 -25.3%
2022 $53,781 -13.0%
2023 $56,714 -8.2%
2024 $59,995 -2.9%
2025 $61,784 0.0%

Graph: estimated home values in Girard over time (USD)



Example: 100% financing house in Girard

Loan amount: $61,784

Interest rate: 6.00%

Fixed monthly payment: $370.43

Breakdown in the 1st month:
Interest portion: $308.92  –  Principal portion: $61.51

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $3,686.40 $758.71 $61,025.29
2 $3,639.60 $805.51 $60,219.77
3 $3,589.92 $855.19 $59,364.58
4 $3,537.18 $907.94 $58,456.64
5 $3,481.18 $963.94 $57,492.70
6 $3,421.72 $1,023.39 $56,469.31
7 $3,358.60 $1,086.51 $55,382.80
8 $3,291.59 $1,153.53 $54,229.27
9 $3,220.44 $1,224.67 $53,004.60
10 $3,144.91 $1,300.21 $51,704.39
11 $3,064.71 $1,380.40 $50,323.99
12 $2,979.57 $1,465.54 $48,858.44
13 $2,889.18 $1,555.93 $47,302.51
14 $2,793.21 $1,651.90 $45,650.61
15 $2,691.33 $1,753.79 $43,896.82
16 $2,583.16 $1,861.96 $42,034.86
17 $2,468.32 $1,976.80 $40,058.06
18 $2,346.39 $2,098.72 $37,959.34
19 $2,216.95 $2,228.17 $35,731.17
20 $2,079.52 $2,365.60 $33,365.58
21 $1,933.61 $2,511.50 $30,854.07
22 $1,778.71 $2,666.40 $28,187.67
23 $1,614.25 $2,830.86 $25,356.81
24 $1,439.65 $3,005.46 $22,351.34
25 $1,254.28 $3,190.83 $19,160.51
26 $1,057.48 $3,387.64 $15,772.87
27 $848.53 $3,596.58 $12,176.29
28 $626.71 $3,818.41 $8,357.88
29 $391.19 $4,053.92 $4,303.96
30 $141.16 $4,303.96 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Girard, IL


1500 sqft3900 sqft
Ø selling price$88,935$189,190
Ø fast selling$80,850$170,271
Ø high price sale$97,021$208,108

In 2026, houses in Girard, IL will be offered at an average price of $49 per square foot. A 1,500 sqft home priced at $88,935 is 25.25% more expensive per square foot than a 3,900 sqft home priced at $189,190. Home prices in Girard, IL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $130,978. Sellers who can wait longer may achieve a higher price of up to $160,083.


Discover Girard, IL

Girard, IL is a welcoming small city in Macoupin County known for its friendly community and Midwest charm.
Travelers and residents appreciate its blend of historic character, local businesses, and easy access to regional employers.

Location and Access

Situated along Illinois Route 4, a historic alignment of Route 66, Girard lies about 25 miles south of Springfield, Illinois.
Its location offers convenient drives to I-55, nearby towns, and outdoor recreation across central Illinois.

Historic Downtown and Route 66

The walkable downtown features classic storefronts, a beloved Route 66?era soda fountain, and photo-friendly murals that celebrate the town?s heritage.
Visitors often stop in Girard while tracing the Mother Road to enjoy locally owned shops, antiques, and family-friendly dining.

Community, Schools, and Parks

Families value the community-focused North Mac School District, youth programs, and active civic organizations.
Green spaces, playgrounds, and ball fields provide everyday recreation, with seasonal leagues and picnics bringing neighbors together.

Living, Dining, and Events

Housing options range from historic homes on tree-lined streets to affordable modern builds, making Girard attractive to first-time buyers and commuters.
From annual parades and holiday markets to farm-to-table flavors and weekend festivals, Girard, IL delivers small-town living with big-hearted hospitality.



FAQ – Home Values in Girard

What is the median home value in Girard in 2026?

In 2026, the typical home value in Girard is about $61,784 for an average home size of 1261 square feet. This corresponds to an average price of roughly $49 per square foot.

What is the average cost per square foot in Girard?

In 2026, homes in Girard sell for an average of around $49 per square foot, with a typical range between $49 and $49 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Girard is about 1261 square feet, with an estimated 2026 value around $61,784.



Locations close to Girard, IL

Greenview, IL54 $ / ft²
Hartsburg, IL83 $ / ft²
Havana, IL51 $ / ft²
Frederick, IL54 $ / ft²
Franklin, IL99 $ / ft²
Emden, IL55 $ / ft²
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