House Prices

House Prices & Home Values Oswego, IL 2026


Average Data

average house price$288,353
average size per house2283 ft²
average price per ft²127 $ / ft²

06/20/2026 - The value range (VR) for house prices in Oswego, IL is $124/ sqft to $124/ sqft. An average home with 2283 sqft costs approximately $283,092 to $283,092. Oswego, IL includes 1 ZIP codes and it is located in Kendall county. The lowest prices are found in ZIP 60543, while the highest are in ZIP 60543. The average price per sqare feet is $127. Our analysis is based on 14 property listings.

Avergage prices by ZIP codes Oswego

60543116 $ / ft²




Historical development of home values in Oswego

Year Estimated value (USD) Change vs. 2025
2010 $133,916 -53.6%
2011 $128,738 -55.4%
2012 $128,391 -55.5%
2013 $133,190 -53.8%
2014 $139,813 -51.5%
2015 $146,989 -49.0%
2016 $154,659 -46.4%
2017 $163,007 -43.5%
2018 $172,019 -40.3%
2019 $179,995 -37.6%
2020 $189,300 -34.4%
2021 $215,308 -25.3%
2022 $251,001 -13.0%
2023 $264,693 -8.2%
2024 $280,005 -2.9%
2025 $288,353 0.0%

Graph: estimated home values in Oswego over time (USD)



Example: 100% financing house in Oswego

Loan amount: $288,353

Interest rate: 6.00%

Fixed monthly payment: $1,728.82

Breakdown in the 1st month:
Interest portion: $1,441.77  –  Principal portion: $287.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,204.85 $3,541.01 $284,811.99
2 $16,986.45 $3,759.41 $281,052.58
3 $16,754.58 $3,991.28 $277,061.30
4 $16,508.41 $4,237.46 $272,823.84
5 $16,247.05 $4,498.81 $268,325.03
6 $15,969.57 $4,776.29 $263,548.74
7 $15,674.98 $5,070.88 $258,477.86
8 $15,362.22 $5,383.64 $253,094.22
9 $15,030.17 $5,715.69 $247,378.52
10 $14,677.64 $6,068.22 $241,310.30
11 $14,303.36 $6,442.50 $234,867.80
12 $13,906.00 $6,839.86 $228,027.94
13 $13,484.14 $7,261.73 $220,766.21
14 $13,036.25 $7,709.61 $213,056.60
15 $12,560.74 $8,185.13 $204,871.47
16 $12,055.90 $8,689.97 $196,181.51
17 $11,519.92 $9,225.94 $186,955.56
18 $10,950.88 $9,794.98 $177,160.58
19 $10,346.75 $10,399.11 $166,761.47
20 $9,705.35 $11,040.51 $155,720.96
21 $9,024.40 $11,721.46 $143,999.50
22 $8,301.45 $12,444.42 $131,555.08
23 $7,533.90 $13,211.96 $118,343.12
24 $6,719.02 $14,026.85 $104,316.27
25 $5,853.87 $14,891.99 $89,424.28
26 $4,935.37 $15,810.50 $73,613.79
27 $3,960.21 $16,785.65 $56,828.13
28 $2,924.91 $17,820.96 $39,007.18
29 $1,825.75 $18,920.11 $20,087.06
30 $658.80 $20,087.06 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Oswego, IL


1500 sqft3900 sqft
Ø selling price$230,506$490,348
Ø fast selling$209,551$441,313
Ø high price sale$251,461$539,382

In 2026, houses in Oswego, IL will be offered at an average price of $127 per square foot. A 1,500 sqft home priced at $230,506 is 21.48% more expensive per square foot than a 3,900 sqft home priced at $490,348. Home prices in Oswego, IL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $339,471. Sellers who can wait longer may achieve a higher price of up to $414,910.


Discover Oswego, IL

Downtown and Events

Oswego, IL is a growing village in Kendall County along the scenic Fox River.
Its walkable downtown blends historic architecture with modern boutiques, cafes, and local breweries. Residents enjoy year round events like PrairieFest and riverfront concerts that showcase small town hospitality.

Outdoor Recreation and Dining

Outdoor enthusiasts explore the Fox River Trail, Prairie Point Community Park, and miles of bike paths for kayaking, fishing, and family picnics.
Popular things to do in Oswego IL include farmers markets, seasonal festivals, and family friendly recreation at community centers. Dining options span farm to table restaurants and family owned eateries that celebrate Fox Valley flavors.

Schools, Commuting, and Real Estate

Highly regarded schools in Oswego Community Unit School District 308 anchor the community and attract new homeowners.
Commuters appreciate quick access to Route 34 and Orchard Road plus nearby Metra connections in Aurora and Naperville for convenient trips to Chicago. Housing options range from charming historic homes near downtown to newer subdivisions with spacious lots and neighborhood amenities. Whether you plan a weekend visit or a permanent move, Oswego IL offers a welcoming lifestyle with big town conveniences and riverfront charm.



FAQ – Home Values in Oswego

What is the median home value in Oswego in 2026?

In 2026, the typical home value in Oswego is about $288,353 for an average home size of 2283 square feet. This corresponds to an average price of roughly $127 per square foot.

What is the average cost per square foot in Oswego?

In 2026, homes in Oswego sell for an average of around $127 per square foot, with a typical range between $124 and $124 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Oswego is about 2283 square feet, with an estimated 2026 value around $288,353.



Locations close to Oswego, IL

Plainfield, IL154 $ / ft²
Plano, IL119 $ / ft²
Riverside, IL231 $ / ft²
North Aurora, IL178 $ / ft²
Newark, IL154 $ / ft²
Naperville, IL205 $ / ft²
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