House Prices

House Prices & Home Values Saint Joseph, IL 2026


Average Data

average house price$171,831
average size per house1478 ft²
average price per ft²117 $ / ft²

04/18/2026 - The value range (VR) for house prices in Saint Joseph, IL is $123/ sqft to $123/ sqft. An average home with 1478 sqft costs approximately $181,794 to $181,794. Saint Joseph, IL includes 1 ZIP codes and it is located in Champaign county. The lowest prices are found in ZIP 61873, while the highest are in ZIP 61873. The average price per sqare feet is $117. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes Saint Joseph

61873115 $ / ft²




Historical development of home values in Saint Joseph

Year Estimated value (USD) Change vs. 2025
2010 $79,801 -53.6%
2011 $76,715 -55.4%
2012 $76,509 -55.5%
2013 $79,369 -53.8%
2014 $83,315 -51.5%
2015 $87,591 -49.0%
2016 $92,162 -46.4%
2017 $97,137 -43.5%
2018 $102,507 -40.3%
2019 $107,260 -37.6%
2020 $112,805 -34.4%
2021 $128,303 -25.3%
2022 $149,573 -13.0%
2023 $157,732 -8.2%
2024 $166,857 -2.9%
2025 $171,831 0.0%

Graph: estimated home values in Saint Joseph over time (USD)



Example: 100% financing house in Saint Joseph

Loan amount: $171,831

Interest rate: 6.00%

Fixed monthly payment: $1,030.21

Breakdown in the 1st month:
Interest portion: $859.16  –  Principal portion: $171.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,252.46 $2,110.10 $169,720.90
2 $10,122.31 $2,240.25 $167,480.64
3 $9,984.14 $2,378.43 $165,102.22
4 $9,837.44 $2,525.12 $162,577.10
5 $9,681.70 $2,680.87 $159,896.23
6 $9,516.35 $2,846.22 $157,050.02
7 $9,340.80 $3,021.76 $154,028.25
8 $9,154.42 $3,208.14 $150,820.11
9 $8,956.55 $3,406.01 $147,414.10
10 $8,746.48 $3,616.09 $143,798.02
11 $8,523.45 $3,839.12 $139,958.90
12 $8,286.66 $4,075.91 $135,882.99
13 $8,035.26 $4,327.30 $131,555.69
14 $7,768.37 $4,594.20 $126,961.50
15 $7,485.01 $4,877.56 $122,083.94
16 $7,184.17 $5,178.39 $116,905.55
17 $6,864.78 $5,497.79 $111,407.76
18 $6,525.69 $5,836.88 $105,570.88
19 $6,165.68 $6,196.88 $99,374.00
20 $5,783.47 $6,579.09 $92,794.90
21 $5,377.69 $6,984.88 $85,810.02
22 $4,946.87 $7,415.69 $78,394.33
23 $4,489.49 $7,873.07 $70,521.26
24 $4,003.90 $8,358.67 $62,162.59
25 $3,488.35 $8,874.21 $53,288.38
26 $2,941.01 $9,421.55 $43,866.83
27 $2,359.91 $10,002.66 $33,864.17
28 $1,742.97 $10,619.60 $23,244.57
29 $1,087.97 $11,274.59 $11,969.98
30 $392.58 $11,969.98 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Joseph, IL


1500 sqft3900 sqft
Ø selling price$212,356$451,738
Ø fast selling$193,051$406,564
Ø high price sale$231,661$496,911

In 2026, houses in Saint Joseph, IL will be offered at an average price of $117 per square foot. A 1,500 sqft home priced at $212,356 is 21.46% more expensive per square foot than a 3,900 sqft home priced at $451,738. Home prices in Saint Joseph, IL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $312,741. Sellers who can wait longer may achieve a higher price of up to $382,240.


Discover Saint Joseph, IL

Location & Lifestyle

Saint Joseph, Illinois is a friendly village in Champaign County known for its safe neighborhoods and strong community spirit. Located just east of Champaign-Urbana, St. Joseph IL offers quick access to the University of Illinois at Urbana-Champaign, major employers, and I-74.
Visitors and residents appreciate the blend of small-town charm with convenient amenities, making Saint Joseph a desirable place to live.

Parks, Schools & Events

The village maintains well-kept parks and trails, including the scenic Kickapoo Rail Trail, offering family-friendly things to do like biking, jogging, and nature viewing. Families value the highly regarded St. Joseph-Ogden High School and strong local grade schools that provide robust academics and extracurriculars. Year-round community events in Saint Joseph IL, from summer festivals to youth sports, nurture connections and showcase local pride.

Dining & Shopping

Dining in Saint Joseph ranges from classic diners to locally owned restaurants, while nearby Champaign expands options with farm-to-table and international cuisine. Shoppers find everyday conveniences in town, and larger retail centers are minutes away in Champaign and Urbana.

Housing & Opportunity

Real estate in Saint Joseph, IL includes affordable single-family homes, new construction, and spacious lots, attracting first-time buyers and growing families. Whether you are relocating, investing, or planning a weekend visit, Saint Joseph delivers a welcoming, Midwest lifestyle with room to thrive.



FAQ – Home Values in Saint Joseph

What is the median home value in Saint Joseph in 2026?

In 2026, the typical home value in Saint Joseph is about $171,831 for an average home size of 1478 square feet. This corresponds to an average price of roughly $117 per square foot.

What is the average cost per square foot in Saint Joseph?

In 2026, homes in Saint Joseph sell for an average of around $117 per square foot, with a typical range between $123 and $123 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Joseph is about 1478 square feet, with an estimated 2026 value around $171,831.



Locations close to Saint Joseph, IL

Savoy, IL140 $ / ft²
Seymour, IL136 $ / ft²
Sidell, IL79 $ / ft²
Sadorus, IL75 $ / ft²
Royal, IL102 $ / ft²
Ridge Farm, IL44 $ / ft²




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