House Prices

House Prices & Home Values Spirit Lake, ID 2026


Average Data

average house price$874,825
average size per house2418 ft²
average price per ft²362 $ / ft²

04/17/2026 - The value range (VR) for house prices in Spirit Lake, ID is $370/ sqft to $370/ sqft. An average home with 2418 sqft costs approximately $894,660 to $894,660. Spirit Lake, ID includes 1 ZIP codes and it is located in Kootenai county. The lowest prices are found in ZIP 83869, while the highest are in ZIP 83869. The average price per sqare feet is $362. Our analysis is based on 16 property listings.

Avergage prices by ZIP codes Spirit Lake

83869388 $ / ft²




Historical development of home values in Spirit Lake

Year Estimated value (USD) Change vs. 2025
2010 $406,285 -53.6%
2011 $390,573 -55.4%
2012 $389,522 -55.5%
2013 $404,081 -53.8%
2014 $424,174 -51.5%
2015 $445,944 -49.0%
2016 $469,216 -46.4%
2017 $494,542 -43.5%
2018 $521,883 -40.3%
2019 $546,082 -37.6%
2020 $574,312 -34.4%
2021 $653,218 -25.3%
2022 $761,505 -13.0%
2023 $803,042 -8.2%
2024 $849,500 -2.9%
2025 $874,825 0.0%

Graph: estimated home values in Spirit Lake over time (USD)



Example: 100% financing house in Spirit Lake

Loan amount: $874,825

Interest rate: 6.00%

Fixed monthly payment: $5,245.02

Breakdown in the 1st month:
Interest portion: $4,374.13  –  Principal portion: $870.89

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $52,197.26 $10,742.95 $864,082.05
2 $51,534.66 $11,405.56 $852,676.49
3 $50,831.19 $12,109.03 $840,567.47
4 $50,084.33 $12,855.88 $827,711.58
5 $49,291.41 $13,648.81 $814,062.78
6 $48,449.58 $14,490.63 $799,572.14
7 $47,555.83 $15,384.39 $784,187.76
8 $46,606.95 $16,333.26 $767,854.50
9 $45,599.55 $17,340.66 $750,513.84
10 $44,530.02 $18,410.19 $732,103.64
11 $43,394.52 $19,545.69 $712,557.95
12 $42,188.98 $20,751.23 $691,806.72
13 $40,909.09 $22,031.12 $669,775.60
14 $39,550.26 $23,389.95 $646,385.65
15 $38,107.62 $24,832.59 $621,553.05
16 $36,576.00 $26,364.21 $595,188.84
17 $34,949.91 $27,990.30 $567,198.54
18 $33,223.53 $29,716.68 $537,481.86
19 $31,390.67 $31,549.54 $505,932.32
20 $29,444.77 $33,495.45 $472,436.87
21 $27,378.84 $35,561.37 $436,875.50
22 $25,185.49 $37,754.72 $399,120.78
23 $22,856.87 $40,083.35 $359,037.43
24 $20,384.61 $42,555.60 $316,481.83
25 $17,759.88 $45,180.34 $271,301.49
26 $14,973.25 $47,966.96 $223,334.53
27 $12,014.75 $50,925.46 $172,409.07
28 $8,873.78 $54,066.43 $118,342.64
29 $5,539.08 $57,401.13 $60,941.51
30 $1,998.71 $60,941.51 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spirit Lake, ID


1500 sqft3900 sqft
Ø selling price$657,030$1,397,682
Ø fast selling$597,300$1,257,914
Ø high price sale$716,760$1,537,451

In 2026, houses in Spirit Lake, ID will be offered at an average price of $362 per square foot. A 1,500 sqft home priced at $657,030 is 24.06% more expensive per square foot than a 3,900 sqft home priced at $1,397,682. Home prices in Spirit Lake, ID vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $967,627. Sellers who can wait longer may achieve a higher price of up to $1,182,654.

FAQ – Home Values in Spirit Lake

What is the median home value in Spirit Lake in 2026?

In 2026, the typical home value in Spirit Lake is about $874,825 for an average home size of 2418 square feet. This corresponds to an average price of roughly $362 per square foot.

What is the average cost per square foot in Spirit Lake?

In 2026, homes in Spirit Lake sell for an average of around $362 per square foot, with a typical range between $370 and $370 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Spirit Lake is about 2418 square feet, with an estimated 2026 value around $874,825.



Locations close to Spirit Lake, ID

Tensed, ID64 $ / ft²
Troy, ID221 $ / ft²
Viola, ID201 $ / ft²
Smelterville, ID130 $ / ft²
Silverton, ID842 $ / ft²
Santa, ID208 $ / ft²
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