House Prices

House Prices & Home Values Fertile, IA 2026


Average Data

average house price$230,716
average size per house1725 ft²
average price per ft²134 $ / ft²

05/21/2026 - The value range (VR) for house prices in Fertile, IA is $124/ sqft to $124/ sqft. An average home with 1725 sqft costs approximately $213,900 to $213,900. Fertile, IA includes 1 ZIP codes and it is located in Worth county. The lowest prices are found in ZIP 50434, while the highest are in ZIP 50434. The average price per sqare feet is $134. Our analysis is based on 12 property listings.

Avergage prices by ZIP codes Fertile

50434116 $ / ft²




Historical development of home values in Fertile

Year Estimated value (USD) Change vs. 2025
2010 $107,149 -53.6%
2011 $103,005 -55.4%
2012 $102,728 -55.5%
2013 $106,568 -53.8%
2014 $111,867 -51.5%
2015 $117,608 -49.0%
2016 $123,746 -46.4%
2017 $130,425 -43.5%
2018 $137,635 -40.3%
2019 $144,017 -37.6%
2020 $151,462 -34.4%
2021 $172,272 -25.3%
2022 $200,830 -13.0%
2023 $211,785 -8.2%
2024 $224,037 -2.9%
2025 $230,716 0.0%

Graph: estimated home values in Fertile over time (USD)



Example: 100% financing house in Fertile

Loan amount: $230,716

Interest rate: 6.00%

Fixed monthly payment: $1,383.26

Breakdown in the 1st month:
Interest portion: $1,153.58  –  Principal portion: $229.68

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,765.89 $2,833.22 $227,882.78
2 $13,591.14 $3,007.97 $224,874.81
3 $13,405.62 $3,193.49 $221,681.32
4 $13,208.65 $3,390.46 $218,290.86
5 $12,999.53 $3,599.57 $214,691.29
6 $12,777.52 $3,821.59 $210,869.70
7 $12,541.81 $4,057.30 $206,812.41
8 $12,291.57 $4,307.54 $202,504.86
9 $12,025.89 $4,573.22 $197,931.64
10 $11,743.82 $4,855.29 $193,076.36
11 $11,444.36 $5,154.75 $187,921.61
12 $11,126.42 $5,472.68 $182,448.92
13 $10,788.88 $5,810.23 $176,638.70
14 $10,430.52 $6,168.59 $170,470.11
15 $10,050.05 $6,549.05 $163,921.05
16 $9,646.12 $6,952.99 $156,968.07
17 $9,217.28 $7,381.83 $149,586.24
18 $8,761.98 $7,837.13 $141,749.11
19 $8,278.61 $8,320.50 $133,428.61
20 $7,765.41 $8,833.69 $124,594.91
21 $7,220.57 $9,378.54 $115,216.38
22 $6,642.12 $9,956.98 $105,259.39
23 $6,028.00 $10,571.11 $94,688.29
24 $5,376.00 $11,223.11 $83,465.18
25 $4,683.78 $11,915.33 $71,549.85
26 $3,948.87 $12,650.24 $58,899.61
27 $3,168.63 $13,430.48 $45,469.13
28 $2,340.27 $14,258.84 $31,210.29
29 $1,460.81 $15,138.30 $16,071.99
30 $527.12 $16,071.99 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fertile, IA


1500 sqft3900 sqft
Ø selling price$243,211$517,375
Ø fast selling$221,101$465,637
Ø high price sale$265,320$569,112

In 2026, houses in Fertile, IA will be offered at an average price of $134 per square foot. A 1,500 sqft home priced at $243,211 is 21.34% more expensive per square foot than a 3,900 sqft home priced at $517,375. Home prices in Fertile, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $358,182. Sellers who can wait longer may achieve a higher price of up to $437,779.


Fertile, IA: Small-Town Charm in North Iowa

Fertile, IA is a welcoming small city in Worth County nestled along the scenic Winnebago River.

Known for its rich prairie soil, Fertile, Iowa offers a peaceful rural lifestyle within easy driving distance of larger North Iowa hubs.

Visitors and residents appreciate its safe neighborhoods,
friendly businesses, and convenient access to regional services.

Location and Access

Located in north-central Iowa, Fertile sits near key travel corridors that connect to Forest City, Mason City, and Clear Lake.

Its compact downtown features locally owned shops, local services,
and community facilities that anchor daily life.

Outdoor Recreation and Things to Do

The Winnebago River provides opportunities for fishing, paddling, and birding,
while nearby parks and trails make outdoor recreation a year-round draw.

Seasonal events, youth sports, and conservation programs highlight the area?s family-friendly spirit and love of the outdoors.

Community, Housing, and Economy

Agriculture and small enterprises drive the local economy,
with many residents also commuting to neighboring towns for work.

Housing in Fertile, IA ranges from affordable single-family homes to rural acreages, appealing to first-time buyers and retirees alike.

Whether you are planning a weekend visit or considering a move, Fertile Iowa delivers small-town charm, natural beauty, and genuine Midwestern hospitality.



FAQ – Home Values in Fertile

What is the median home value in Fertile in 2026?

In 2026, the typical home value in Fertile is about $230,716 for an average home size of 1725 square feet. This corresponds to an average price of roughly $134 per square foot.

What is the average cost per square foot in Fertile?

In 2026, homes in Fertile sell for an average of around $134 per square foot, with a typical range between $124 and $124 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Fertile is about 1725 square feet, with an estimated 2026 value around $230,716.



Locations close to Fertile, IA

Floyd, IA112 $ / ft²
Forest City, IA202 $ / ft²
Garner, IA104 $ / ft²
Dougherty, IA110 $ / ft²
Crystal Lake, IA114 $ / ft²
Coulter, IA112 $ / ft²
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