House Prices

House Prices & Home Values Ottumwa, IA 2026


Average Data

average house price$187,623
average size per house1704 ft²
average price per ft²111 $ / ft²

04/17/2026 - The value range (VR) for house prices in Ottumwa, IA is $86/ sqft to $86/ sqft. An average home with 1704 sqft costs approximately $146,544 to $146,544. Ottumwa, IA includes 1 ZIP codes and it is located in Wapello county. The lowest prices are found in ZIP 52501, while the highest are in ZIP 52501. The average price per sqare feet is $111. Our analysis is based on 166 property listings.

Avergage prices by ZIP codes Ottumwa

5250190 $ / ft²




Historical development of home values in Ottumwa

Year Estimated value (USD) Change vs. 2025
2010 $87,136 -53.6%
2011 $83,766 -55.4%
2012 $83,540 -55.5%
2013 $86,663 -53.8%
2014 $90,972 -51.5%
2015 $95,641 -49.0%
2016 $100,632 -46.4%
2017 $106,064 -43.5%
2018 $111,928 -40.3%
2019 $117,118 -37.6%
2020 $123,172 -34.4%
2021 $140,095 -25.3%
2022 $163,319 -13.0%
2023 $172,228 -8.2%
2024 $182,191 -2.9%
2025 $187,623 0.0%

Graph: estimated home values in Ottumwa over time (USD)



Example: 100% financing house in Ottumwa

Loan amount: $187,623

Interest rate: 6.00%

Fixed monthly payment: $1,124.89

Breakdown in the 1st month:
Interest portion: $938.12  –  Principal portion: $186.78

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $11,194.70 $2,304.03 $185,318.97
2 $11,052.60 $2,446.14 $182,872.83
3 $10,901.72 $2,597.01 $180,275.81
4 $10,741.55 $2,757.19 $177,518.62
5 $10,571.49 $2,927.25 $174,591.38
6 $10,390.94 $3,107.79 $171,483.58
7 $10,199.26 $3,299.48 $168,184.10
8 $9,995.76 $3,502.98 $164,681.12
9 $9,779.70 $3,719.04 $160,962.09
10 $9,550.32 $3,948.42 $157,013.67
11 $9,306.79 $4,191.95 $152,821.72
12 $9,048.24 $4,450.50 $148,371.22
13 $8,773.74 $4,725.00 $143,646.22
14 $8,482.31 $5,016.42 $138,629.80
15 $8,172.91 $5,325.83 $133,303.97
16 $7,844.43 $5,654.31 $127,649.66
17 $7,495.68 $6,003.06 $121,646.61
18 $7,125.42 $6,373.31 $115,273.29
19 $6,732.33 $6,766.40 $108,506.89
20 $6,315.00 $7,183.74 $101,323.15
21 $5,871.92 $7,626.82 $93,696.33
22 $5,401.51 $8,097.22 $85,599.11
23 $4,902.09 $8,596.64 $77,002.46
24 $4,371.87 $9,126.87 $67,875.60
25 $3,808.95 $9,689.79 $58,185.81
26 $3,211.30 $10,287.44 $47,898.37
27 $2,576.79 $10,921.94 $36,976.43
28 $1,903.15 $11,595.58 $25,380.85
29 $1,187.96 $12,310.77 $13,070.07
30 $428.66 $13,070.07 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ottumwa, IA


1500 sqft3900 sqft
Ø selling price$201,466$428,572
Ø fast selling$183,151$385,714
Ø high price sale$219,781$471,429

In 2026, houses in Ottumwa, IA will be offered at an average price of $111 per square foot. A 1,500 sqft home priced at $201,466 is 23.87% more expensive per square foot than a 3,900 sqft home priced at $428,572. Home prices in Ottumwa, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $296,703. Sellers who can wait longer may achieve a higher price of up to $362,638.

FAQ – Home Values in Ottumwa

What is the median home value in Ottumwa in 2026?

In 2026, the typical home value in Ottumwa is about $187,623 for an average home size of 1704 square feet. This corresponds to an average price of roughly $111 per square foot.

What is the average cost per square foot in Ottumwa?

In 2026, homes in Ottumwa sell for an average of around $111 per square foot, with a typical range between $86 and $86 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Ottumwa is about 1704 square feet, with an estimated 2026 value around $187,623.



Locations close to Ottumwa, IA

Agency, IA87 $ / ft²
Albia, IA149 $ / ft²
Batavia, IA102 $ / ft²
Cedar Rapids, IA133 $ / ft²
Wyoming, IA38 $ / ft²
Williamsburg, IA105 $ / ft²
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