House Prices

House Prices & Home Values Cambridge, IA 2026


Average Data

average house price$363,167
average size per house2336 ft²
average price per ft²156 $ / ft²

06/24/2026 - The value range (VR) for house prices in Cambridge, IA is $155/ sqft to $155/ sqft. An average home with 2336 sqft costs approximately $362,080 to $362,080. Cambridge, IA includes 1 ZIP codes and it is located in Story county. The lowest prices are found in ZIP 50046, while the highest are in ZIP 50046. The average price per sqare feet is $156. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Cambridge

50046149 $ / ft²




Historical development of home values in Cambridge

Year Estimated value (USD) Change vs. 2025
2010 $168,661 -53.6%
2011 $162,139 -55.4%
2012 $161,703 -55.5%
2013 $167,747 -53.8%
2014 $176,088 -51.5%
2015 $185,125 -49.0%
2016 $194,786 -46.4%
2017 $205,300 -43.5%
2018 $216,650 -40.3%
2019 $226,695 -37.6%
2020 $238,415 -34.4%
2021 $271,171 -25.3%
2022 $316,124 -13.0%
2023 $333,368 -8.2%
2024 $352,654 -2.9%
2025 $363,167 0.0%

Graph: estimated home values in Cambridge over time (USD)



Example: 100% financing house in Cambridge

Loan amount: $363,167

Interest rate: 6.00%

Fixed monthly payment: $2,177.37

Breakdown in the 1st month:
Interest portion: $1,815.84  –  Principal portion: $361.53

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $21,668.70 $4,459.73 $358,707.27
2 $21,393.64 $4,734.80 $353,972.47
3 $21,101.60 $5,026.83 $348,945.63
4 $20,791.56 $5,336.88 $343,608.76
5 $20,462.39 $5,666.04 $337,942.72
6 $20,112.92 $6,015.51 $331,927.20
7 $19,741.90 $6,386.54 $325,540.67
8 $19,347.99 $6,780.44 $318,760.23
9 $18,929.79 $7,198.65 $311,561.58
10 $18,485.79 $7,642.64 $303,918.94
11 $18,014.41 $8,114.02 $295,804.91
12 $17,513.96 $8,614.48 $287,190.43
13 $16,982.63 $9,145.80 $278,044.63
14 $16,418.54 $9,709.89 $268,334.74
15 $15,819.66 $10,308.78 $258,025.96
16 $15,183.83 $10,944.60 $247,081.35
17 $14,508.79 $11,619.64 $235,461.71
18 $13,792.12 $12,336.32 $223,125.40
19 $13,031.24 $13,097.19 $210,028.20
20 $12,223.44 $13,905.00 $196,123.20
21 $11,365.81 $14,762.63 $181,360.57
22 $10,455.28 $15,673.16 $165,687.42
23 $9,488.59 $16,639.84 $149,047.58
24 $8,462.29 $17,666.15 $131,381.43
25 $7,372.68 $18,755.76 $112,625.67
26 $6,215.86 $19,912.57 $92,713.09
27 $4,987.70 $21,140.74 $71,572.35
28 $3,683.78 $22,444.65 $49,127.70
29 $2,299.45 $23,828.99 $25,298.71
30 $829.73 $25,298.71 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cambridge, IA


1500 sqft3900 sqft
Ø selling price$283,141$602,316
Ø fast selling$257,401$542,085
Ø high price sale$308,880$662,548

In 2026, houses in Cambridge, IA will be offered at an average price of $156 per square foot. A 1,500 sqft home priced at $283,141 is 21.99% more expensive per square foot than a 3,900 sqft home priced at $602,316. Home prices in Cambridge, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $416,989. Sellers who can wait longer may achieve a higher price of up to $509,653.


Discover Cambridge, IA

Cambridge, IA is a small, welcoming community in Story County with easy access to Ames and Des Moines.
Residents appreciate its quiet neighborhoods, local parks, and a walkable downtown that showcases small businesses.

Location & Access

Located minutes from I-35 and near U.S. 69, Cambridge offers convenient commuting while preserving a rural feel.
Outdoor lovers enjoy the nearby Heart of Iowa Nature Trail for biking, running, and birding through scenic prairie and timber.

Community & Schools

The town is part of the respected Ballard Community School District, known for strong academics and active extracurriculars.
Year-round community events, youth sports, and volunteer groups foster connection and small-town pride.

Economy & Housing

Cambridge supports a mix of family-owned shops, services, and agriculture, with quick access to larger employers in Ames and the Des Moines metro.
Housing ranges from historic homes to newer builds, offering attainable price points for first-time buyers and downsizers alike.

Quality of Life

A safe, relaxed atmosphere, open skies, and friendly neighbors make Cambridge, IA a welcoming place to put down roots.
Whether you are relocating, raising a family, or planning a weekend visit, Cambridge, Iowa delivers authentic small-town charm with big-city convenience nearby.



FAQ – Home Values in Cambridge

What is the median home value in Cambridge in 2026?

In 2026, the typical home value in Cambridge is about $363,167 for an average home size of 2336 square feet. This corresponds to an average price of roughly $156 per square foot.

What is the average cost per square foot in Cambridge?

In 2026, homes in Cambridge sell for an average of around $156 per square foot, with a typical range between $155 and $155 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Cambridge is about 2336 square feet, with an estimated 2026 value around $363,167.



Locations close to Cambridge, IA

Carlisle, IA180 $ / ft²
Casey, IA88 $ / ft²
Chariton, IA180 $ / ft²
Bussey, IA149 $ / ft²
Brayton, IA170 $ / ft²
Bradford, IA161 $ / ft²
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