House Prices

House Prices & Home Values Derby, IA 2026


Average Data

average house price$101,250
average size per house1632 ft²
average price per ft²63 $ / ft²

04/05/2026 - The value range (VR) for house prices in Derby, IA is $62/ sqft to $62/ sqft. An average home with 1632 sqft costs approximately $101,184 to $101,184. Derby, IA includes 1 ZIP codes and it is located in Lucas county. The lowest prices are found in ZIP 50068, while the highest are in ZIP 50068. The average price per sqare feet is $63. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Derby

5006858 $ / ft²




Historical development of home values in Derby

Year Estimated value (USD) Change vs. 2025
2010 $47,022 -53.6%
2011 $45,204 -55.4%
2012 $45,082 -55.5%
2013 $46,767 -53.8%
2014 $49,093 -51.5%
2015 $51,612 -49.0%
2016 $54,306 -46.4%
2017 $57,237 -43.5%
2018 $60,401 -40.3%
2019 $63,202 -37.6%
2020 $66,469 -34.4%
2021 $75,602 -25.3%
2022 $88,135 -13.0%
2023 $92,942 -8.2%
2024 $98,319 -2.9%
2025 $101,250 0.0%

Graph: estimated home values in Derby over time (USD)



Example: 100% financing house in Derby

Loan amount: $101,250

Interest rate: 6.00%

Fixed monthly payment: $607.04

Breakdown in the 1st month:
Interest portion: $506.25  –  Principal portion: $100.79

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,041.18 $1,243.36 $100,006.64
2 $5,964.49 $1,320.05 $98,686.59
3 $5,883.07 $1,401.47 $97,285.12
4 $5,796.63 $1,487.91 $95,797.21
5 $5,704.86 $1,579.68 $94,217.54
6 $5,607.43 $1,677.11 $92,540.43
7 $5,503.99 $1,780.55 $90,759.88
8 $5,394.17 $1,890.37 $88,869.51
9 $5,277.58 $2,006.96 $86,862.55
10 $5,153.79 $2,130.75 $84,731.80
11 $5,022.37 $2,262.17 $82,469.63
12 $4,882.84 $2,401.69 $80,067.93
13 $4,734.71 $2,549.83 $77,518.11
14 $4,577.45 $2,707.09 $74,811.02
15 $4,410.48 $2,874.06 $71,936.96
16 $4,233.21 $3,051.33 $68,885.63
17 $4,045.01 $3,239.53 $65,646.10
18 $3,845.21 $3,439.33 $62,206.77
19 $3,633.08 $3,651.46 $58,555.31
20 $3,407.86 $3,876.68 $54,678.63
21 $3,168.76 $4,115.78 $50,562.85
22 $2,914.90 $4,369.63 $46,193.21
23 $2,645.39 $4,639.14 $41,554.07
24 $2,359.26 $4,925.28 $36,628.79
25 $2,055.48 $5,229.06 $31,399.74
26 $1,732.97 $5,551.57 $25,848.17
27 $1,390.56 $5,893.98 $19,954.18
28 $1,027.03 $6,257.51 $13,696.67
29 $641.08 $6,643.46 $7,053.21
30 $231.33 $7,053.21 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Derby, IA


1500 sqft3900 sqft
Ø selling price$114,346$243,244
Ø fast selling$103,951$218,919
Ø high price sale$124,741$267,568

In 2026, houses in Derby, IA will be offered at an average price of $63 per square foot. A 1,500 sqft home priced at $114,346 is 21.32% more expensive per square foot than a 3,900 sqft home priced at $243,244. Home prices in Derby, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $168,399. Sellers who can wait longer may achieve a higher price of up to $205,822.


Discover Derby, IA

Overview

Nestled in rural Lucas County, Derby, IA offers small-town charm and wide-open skies.
This historic Iowa community provides a peaceful pace of life with friendly neighbors and deep agricultural roots.
Visitors and new residents appreciate its relaxed atmosphere and easy access to nearby services in Chariton and the surrounding region.

Community and Lifestyle

The Derby Iowa lifestyle centers on community gatherings, local churches, and volunteer-driven events that bring everyone together.
Families value the quiet streets, open space, and the convenience of schools and amenities in neighboring towns just a short drive away.
Year-round, you?ll find seasonal celebrations, farm-to-table flavors, and a welcoming spirit that reflects true Midwest hospitality.

Outdoors and Things to Do

Outdoor lovers enjoy nearby parks, fishing spots, and scenic country roads perfect for cycling, birding, and evening stargazing.
From weekend drives to county fairs, there are plenty of things to do in Derby Iowa for those who love nature and small-town traditions.

Real Estate and Visiting

Affordable living and wide lots make homes for sale in Derby IA appealing to first-time buyers, retirees, and anyone seeking room to breathe.
Whether you?re planning a move or a weekend visit, Derby, IA delivers a calm, connected community with authentic rural Iowa charm.



FAQ – Home Values in Derby

What is the median home value in Derby in 2026?

In 2026, the typical home value in Derby is about $101,250 for an average home size of 1632 square feet. This corresponds to an average price of roughly $63 per square foot.

What is the average cost per square foot in Derby?

In 2026, homes in Derby sell for an average of around $63 per square foot, with a typical range between $62 and $62 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Derby is about 1632 square feet, with an estimated 2026 value around $101,250.



Locations close to Derby, IA

De Soto, IA154 $ / ft²
Dexter, IA122 $ / ft²
Dows, IA116 $ / ft²
Decatur, IA104 $ / ft²
Dawson, IA92 $ / ft²
Davis City, IA126 $ / ft²
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