House Prices

House Prices & Home Values Monticello, IA 2026


Average Data

average house price$133,842
average size per house1604 ft²
average price per ft²84 $ / ft²

04/17/2026 - The value range (VR) for house prices in Monticello, IA is $86/ sqft to $86/ sqft. An average home with 1604 sqft costs approximately $137,944 to $137,944. Monticello, IA includes 1 ZIP codes and it is located in Jones county. The lowest prices are found in ZIP 52310, while the highest are in ZIP 52310. The average price per sqare feet is $84. Our analysis is based on 12 property listings.

Avergage prices by ZIP codes Monticello

5231084 $ / ft²




Historical development of home values in Monticello

Year Estimated value (USD) Change vs. 2025
2010 $62,159 -53.6%
2011 $59,755 -55.4%
2012 $59,594 -55.5%
2013 $61,822 -53.8%
2014 $64,896 -51.5%
2015 $68,226 -49.0%
2016 $71,787 -46.4%
2017 $75,661 -43.5%
2018 $79,844 -40.3%
2019 $83,547 -37.6%
2020 $87,866 -34.4%
2021 $99,938 -25.3%
2022 $116,505 -13.0%
2023 $122,860 -8.2%
2024 $129,967 -2.9%
2025 $133,842 0.0%

Graph: estimated home values in Monticello over time (USD)



Example: 100% financing house in Monticello

Loan amount: $133,842

Interest rate: 6.00%

Fixed monthly payment: $802.45

Breakdown in the 1st month:
Interest portion: $669.21  –  Principal portion: $133.24

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $7,985.81 $1,643.60 $132,198.40
2 $7,884.44 $1,744.97 $130,453.44
3 $7,776.81 $1,852.59 $128,600.84
4 $7,662.55 $1,966.86 $126,633.98
5 $7,541.23 $2,088.17 $124,545.81
6 $7,412.44 $2,216.96 $122,328.85
7 $7,275.70 $2,353.70 $119,975.15
8 $7,130.53 $2,498.87 $117,476.27
9 $6,976.41 $2,653.00 $114,823.28
10 $6,812.78 $2,816.63 $112,006.65
11 $6,639.05 $2,990.35 $109,016.30
12 $6,454.61 $3,174.79 $105,841.51
13 $6,258.80 $3,370.60 $102,470.90
14 $6,050.91 $3,578.50 $98,892.40
15 $5,830.19 $3,799.21 $95,093.19
16 $5,595.87 $4,033.54 $91,059.66
17 $5,347.09 $4,282.32 $86,777.34
18 $5,082.96 $4,546.44 $82,230.90
19 $4,802.55 $4,826.86 $77,404.04
20 $4,504.84 $5,124.57 $72,279.48
21 $4,188.77 $5,440.64 $66,838.84
22 $3,853.20 $5,776.20 $61,062.64
23 $3,496.94 $6,132.47 $54,930.17
24 $3,118.70 $6,510.70 $48,419.47
25 $2,717.13 $6,912.27 $41,507.20
26 $2,290.80 $7,338.60 $34,168.59
27 $1,838.17 $7,791.23 $26,377.36
28 $1,357.63 $8,271.78 $18,105.58
29 $847.44 $8,781.96 $9,323.62
30 $305.79 $9,323.62 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Monticello, IA


1500 sqft3900 sqft
Ø selling price$152,460$324,324
Ø fast selling$138,600$291,892
Ø high price sale$166,320$356,757

In 2026, houses in Monticello, IA will be offered at an average price of $84 per square foot. A 1,500 sqft home priced at $152,460 is 22.31% more expensive per square foot than a 3,900 sqft home priced at $324,324. Home prices in Monticello, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $224,533. Sellers who can wait longer may achieve a higher price of up to $274,429.


Discover Monticello, Iowa

Discover Monticello, IA, a welcoming Jones County community known for small-town charm, convenient access, and year-round attractions.

Location & Access

Strategically located on U.S. 151 between Cedar Rapids and Dubuque, Monticello offers easy drives for commuters, shoppers, and visitors. Travelers also benefit from the nearby Monticello Regional Airport (MXO), supporting business flights and general aviation.

Community & Economy

The local economy blends agriculture, manufacturing, healthcare, and retail, creating a stable base for entrepreneurs and families.
A walkable historic downtown showcases independent shops, eateries, and services that reflect the city?s friendly Midwest character.

Attractions & Events

One of Iowa?s signature events, the Great Jones County Fair, brings big-name entertainment, livestock shows, and family fun to Monticello. Beyond fair week, things to do in Monticello include a full calendar of festivals, markets, and youth sports that keep the community active and connected.

Outdoors & Recreation

Outdoor enthusiasts explore the scenic Maquoketa River and limestone cliffs at Pictured Rocks County Park for paddling, hiking, and climbing. Nearby Camp Courageous of Iowa offers inclusive recreation and volunteer opportunities that exemplify the area?s generous spirit.

Education & Amenities

Education and lifelong learning thrive through the Kirkwood Community College Jones County Regional Center, strong local schools, libraries, and workforce training resources.



FAQ – Home Values in Monticello

What is the median home value in Monticello in 2026?

In 2026, the typical home value in Monticello is about $133,842 for an average home size of 1604 square feet. This corresponds to an average price of roughly $84 per square foot.

What is the average cost per square foot in Monticello?

In 2026, homes in Monticello sell for an average of around $84 per square foot, with a typical range between $86 and $86 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Monticello is about 1604 square feet, with an estimated 2026 value around $133,842.



Locations close to Monticello, IA

Morley, IA62 $ / ft²
Mount Auburn, IA69 $ / ft²
Mount Vernon, IA191 $ / ft²
Monmouth, IA87 $ / ft²
Millersburg, IA91 $ / ft²
Middle Amana, IA82 $ / ft²
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