House Prices

House Prices & Home Values Elgin, IA 2026


Average Data

average house price$128,300
average size per house1654 ft²
average price per ft²78 $ / ft²

04/19/2026 - The value range (VR) for house prices in Elgin, IA is $78/ sqft to $78/ sqft. An average home with 1654 sqft costs approximately $129,012 to $129,012. Elgin, IA includes 1 ZIP codes and it is located in Fayette county. The lowest prices are found in ZIP 52141, while the highest are in ZIP 52141. The average price per sqare feet is $78. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Elgin

5214172 $ / ft²




Historical development of home values in Elgin

Year Estimated value (USD) Change vs. 2025
2010 $59,585 -53.6%
2011 $57,281 -55.4%
2012 $57,126 -55.5%
2013 $59,262 -53.8%
2014 $62,208 -51.5%
2015 $65,401 -49.0%
2016 $68,814 -46.4%
2017 $72,528 -43.5%
2018 $76,538 -40.3%
2019 $80,087 -37.6%
2020 $84,227 -34.4%
2021 $95,800 -25.3%
2022 $111,681 -13.0%
2023 $117,773 -8.2%
2024 $124,586 -2.9%
2025 $128,300 0.0%

Graph: estimated home values in Elgin over time (USD)



Example: 100% financing house in Elgin

Loan amount: $128,300

Interest rate: 6.00%

Fixed monthly payment: $769.22

Breakdown in the 1st month:
Interest portion: $641.50  –  Principal portion: $127.72

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $7,655.14 $1,575.54 $126,724.46
2 $7,557.97 $1,672.71 $125,051.75
3 $7,454.80 $1,775.88 $123,275.86
4 $7,345.26 $1,885.42 $121,390.45
5 $7,228.97 $2,001.71 $119,388.74
6 $7,105.51 $2,125.17 $117,263.57
7 $6,974.44 $2,256.24 $115,007.33
8 $6,835.28 $2,395.40 $112,611.93
9 $6,687.54 $2,543.14 $110,068.79
10 $6,530.68 $2,700.00 $107,368.79
11 $6,364.15 $2,866.53 $104,502.25
12 $6,187.35 $3,043.33 $101,458.92
13 $5,999.64 $3,231.04 $98,227.88
14 $5,800.36 $3,430.32 $94,797.56
15 $5,588.78 $3,641.90 $91,155.67
16 $5,364.16 $3,866.52 $87,289.15
17 $5,125.68 $4,105.00 $83,184.15
18 $4,872.49 $4,358.19 $78,825.96
19 $4,603.69 $4,626.99 $74,198.97
20 $4,318.31 $4,912.37 $69,286.60
21 $4,015.32 $5,215.36 $64,071.24
22 $3,693.65 $5,537.03 $58,534.22
23 $3,352.14 $5,878.54 $52,655.68
24 $2,989.56 $6,241.12 $46,414.56
25 $2,604.63 $6,626.05 $39,788.51
26 $2,195.95 $7,034.73 $32,753.77
27 $1,762.06 $7,468.62 $25,285.15
28 $1,301.41 $7,929.27 $17,355.88
29 $812.35 $8,418.33 $8,937.55
30 $293.13 $8,937.55 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Elgin, IA


1500 sqft3900 sqft
Ø selling price$141,571$301,158
Ø fast selling$128,701$271,043
Ø high price sale$154,440$331,274

In 2026, houses in Elgin, IA will be offered at an average price of $78 per square foot. A 1,500 sqft home priced at $141,571 is 21.09% more expensive per square foot than a 3,900 sqft home priced at $301,158. Home prices in Elgin, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $208,495. Sellers who can wait longer may achieve a higher price of up to $254,827.


Discover Elgin, IA

Overview

Elgin, Iowa is a charming small town in Fayette County known for its welcoming community and scenic river valley.
Nestled along the Turkey River, Elgin, IA offers travelers peaceful Midwest landscapes and authentic small-town experiences.

Outdoor Recreation

Outdoor enthusiasts love the area for kayaking and fishing on the Turkey River, as well as hiking and biking on local trails.
Families will find picnic spots, playgrounds, and well-kept parks that make Elgin, Iowa a relaxing base for a weekend getaway.
Nearby conservation areas and state recreation lands provide opportunities for camping, wildlife viewing, and scenic photography.

Downtown & Community

Downtown Elgin features locally owned shops, friendly cafes, and services that cater to residents and visitors alike.
Community events and seasonal festivals highlight the town?s heritage, music, and classic Iowa cuisine.
From handmade goods to farm-fresh flavors, Elgin, IA delivers a genuine, local-first experience.

Plan Your Visit

Located in northeast Iowa, Elgin is an easy day trip along scenic country roads and a smart stop on a Driftless Area road trip.
Whether you?re planning a fishing weekend, a family outing, or a quiet escape, Elgin, Iowa invites you to slow down and explore.



FAQ – Home Values in Elgin

What is the median home value in Elgin in 2026?

In 2026, the typical home value in Elgin is about $128,300 for an average home size of 1654 square feet. This corresponds to an average price of roughly $78 per square foot.

What is the average cost per square foot in Elgin?

In 2026, homes in Elgin sell for an average of around $78 per square foot, with a typical range between $78 and $78 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Elgin is about 1654 square feet, with an estimated 2026 value around $128,300.



Locations close to Elgin, IA

Fayette, IA64 $ / ft²
Fort Atkinson, IA117 $ / ft²
Harpers Ferry, IA135 $ / ft²
Dorchester, IA186 $ / ft²
Cresco, IA110 $ / ft²
Clermont, IA111 $ / ft²
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