House Prices

House Prices & Home Values Bernard, IA 2026


Average Data

average house price$267,000
average size per house1432 ft²
average price per ft²187 $ / ft²

04/16/2026 - The value range (VR) for house prices in Bernard, IA is $186/ sqft to $186/ sqft. An average home with 1432 sqft costs approximately $266,352 to $266,352. Bernard, IA includes 1 ZIP codes and it is located in Dubuque county. The lowest prices are found in ZIP 52032, while the highest are in ZIP 52032. The average price per sqare feet is $187. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Bernard

52032192 $ / ft²




Historical development of home values in Bernard

Year Estimated value (USD) Change vs. 2025
2010 $124,000 -53.6%
2011 $119,205 -55.4%
2012 $118,884 -55.5%
2013 $123,327 -53.8%
2014 $129,460 -51.5%
2015 $136,104 -49.0%
2016 $143,207 -46.4%
2017 $150,936 -43.5%
2018 $159,281 -40.3%
2019 $166,666 -37.6%
2020 $175,282 -34.4%
2021 $199,365 -25.3%
2022 $232,414 -13.0%
2023 $245,092 -8.2%
2024 $259,271 -2.9%
2025 $267,000 0.0%

Graph: estimated home values in Bernard over time (USD)



Example: 100% financing house in Bernard

Loan amount: $267,000

Interest rate: 6.00%

Fixed monthly payment: $1,600.80

Breakdown in the 1st month:
Interest portion: $1,335.00  –  Principal portion: $265.80

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $15,930.81 $3,278.79 $263,721.21
2 $15,728.58 $3,481.02 $260,240.19
3 $15,513.88 $3,695.72 $256,544.47
4 $15,285.93 $3,923.67 $252,620.80
5 $15,043.93 $4,165.67 $248,455.13
6 $14,787.00 $4,422.60 $244,032.53
7 $14,514.22 $4,695.37 $239,337.16
8 $14,224.62 $4,984.97 $234,352.19
9 $13,917.16 $5,292.44 $229,059.75
10 $13,590.74 $5,618.86 $223,440.89
11 $13,244.18 $5,965.42 $217,475.46
12 $12,876.24 $6,333.36 $211,142.11
13 $12,485.61 $6,723.98 $204,418.12
14 $12,070.89 $7,138.70 $197,279.42
15 $11,630.59 $7,579.00 $189,700.41
16 $11,163.14 $8,046.46 $181,653.95
17 $10,666.85 $8,542.75 $173,111.21
18 $10,139.95 $9,069.65 $164,041.56
19 $9,580.56 $9,629.04 $154,412.52
20 $8,986.66 $10,222.94 $144,189.58
21 $8,356.13 $10,853.47 $133,336.11
22 $7,686.71 $11,522.89 $121,813.22
23 $6,976.00 $12,233.59 $109,579.62
24 $6,221.46 $12,988.14 $96,591.49
25 $5,420.38 $13,789.22 $82,802.27
26 $4,569.89 $14,639.70 $68,162.57
27 $3,666.95 $15,542.65 $52,619.92
28 $2,708.31 $16,501.29 $36,118.63
29 $1,690.55 $17,519.05 $18,599.59
30 $610.01 $18,599.59 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Bernard, IA


1500 sqft3900 sqft
Ø selling price$339,405$722,008
Ø fast selling$308,550$649,807
Ø high price sale$370,261$794,208

In 2026, houses in Bernard, IA will be offered at an average price of $187 per square foot. A 1,500 sqft home priced at $339,405 is 23.64% more expensive per square foot than a 3,900 sqft home priced at $722,008. Home prices in Bernard, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $499,852. Sellers who can wait longer may achieve a higher price of up to $610,929.


Discover Bernard, IA

Bernard, IA is a peaceful small town in scenic Dubuque County, known for rural charm and easy access to larger amenities.

Location and Access

Situated a short drive from Dubuque, Bernard, Iowa offers country roads, rolling hills, and quick connections to regional highways for commuters and travelers.

Small-Town Lifestyle

Residents enjoy friendly neighbors, low traffic, and a relaxed pace that makes everyday life in Bernard feel welcoming and secure.

Outdoor Recreation

Nature lovers explore nearby destinations like the Whitewater Canyon Wildlife Area for hiking, birding, and scenic overlooks.
Fishing, cycling, and country drives showcase the area?s beautiful bluffs, creeks, and farmland vistas.

Local Culture and Events

Community gatherings, church suppers, and seasonal festivals reflect deep roots and a proud rural heritage shared across Dubuque County.

Economy and Real Estate

Agriculture, trades, and small businesses anchor the local economy, while affordable homes and acreages make Bernard, IA real estate attractive for buyers seeking space and value.

Education and Services

Families benefit from access to nearby schools and essential services in surrounding towns like Dubuque and Cascade without losing a tight-knit community feel.

Plan Your Visit

Whether you?re planning a weekend escape or a permanent move, discover the quiet beauty and genuine hospitality of Bernard, Iowa today.
Use Bernard as a base to explore Dubuque, the Mississippi River, and the rolling countryside of Northeast Iowa.



FAQ – Home Values in Bernard

What is the median home value in Bernard in 2026?

In 2026, the typical home value in Bernard is about $267,000 for an average home size of 1432 square feet. This corresponds to an average price of roughly $187 per square foot.

What is the average cost per square foot in Bernard?

In 2026, homes in Bernard sell for an average of around $187 per square foot, with a typical range between $186 and $186 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Bernard is about 1432 square feet, with an estimated 2026 value around $267,000.



Locations close to Bernard, IA

Cascade, IA111 $ / ft²
Colesburg, IA109 $ / ft²
Delmar, IA127 $ / ft²
Bellevue, IA100 $ / ft²
Andrew, IA107 $ / ft²
Dubuque, IA105 $ / ft²
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