House Prices

House Prices & Home Values Charlotte, IA 2026


Average Data

average house price$114,900
average size per house1462 ft²
average price per ft²79 $ / ft²

04/15/2026 - The value range (VR) for house prices in Charlotte, IA is $79/ sqft to $79/ sqft. An average home with 1462 sqft costs approximately $115,498 to $115,498. Charlotte, IA includes 1 ZIP codes and it is located in Clinton county. The lowest prices are found in ZIP 52731, while the highest are in ZIP 52731. The average price per sqare feet is $79. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Charlotte

5273186 $ / ft²




Historical development of home values in Charlotte

Year Estimated value (USD) Change vs. 2025
2010 $53,362 -53.6%
2011 $51,298 -55.4%
2012 $51,160 -55.5%
2013 $53,072 -53.8%
2014 $55,711 -51.5%
2015 $58,571 -49.0%
2016 $61,627 -46.4%
2017 $64,953 -43.5%
2018 $68,544 -40.3%
2019 $71,723 -37.6%
2020 $75,430 -34.4%
2021 $85,794 -25.3%
2022 $100,016 -13.0%
2023 $105,472 -8.2%
2024 $111,574 -2.9%
2025 $114,900 0.0%

Graph: estimated home values in Charlotte over time (USD)



Example: 100% financing house in Charlotte

Loan amount: $114,900

Interest rate: 6.00%

Fixed monthly payment: $688.88

Breakdown in the 1st month:
Interest portion: $574.50  –  Principal portion: $114.38

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,855.62 $1,410.99 $113,489.01
2 $6,768.59 $1,498.01 $111,991.00
3 $6,676.20 $1,590.41 $110,400.60
4 $6,578.10 $1,688.50 $108,712.10
5 $6,473.96 $1,792.64 $106,919.46
6 $6,363.39 $1,903.21 $105,016.25
7 $6,246.01 $2,020.59 $102,995.65
8 $6,121.38 $2,145.22 $100,850.43
9 $5,989.07 $2,277.53 $98,572.90
10 $5,848.60 $2,418.01 $96,154.90
11 $5,699.46 $2,567.14 $93,587.76
12 $5,541.12 $2,725.48 $90,862.28
13 $5,373.02 $2,893.58 $87,968.70
14 $5,194.55 $3,072.05 $84,896.65
15 $5,005.08 $3,261.53 $81,635.12
16 $4,803.91 $3,462.69 $78,172.43
17 $4,590.34 $3,676.26 $74,496.17
18 $4,363.60 $3,903.01 $70,593.17
19 $4,122.87 $4,143.73 $66,449.43
20 $3,867.29 $4,399.31 $62,050.12
21 $3,595.95 $4,670.65 $57,379.47
22 $3,307.88 $4,958.73 $52,420.74
23 $3,002.03 $5,264.57 $47,156.18
24 $2,677.33 $5,589.28 $41,566.90
25 $2,332.59 $5,934.01 $35,632.89
26 $1,966.60 $6,300.01 $29,332.88
27 $1,578.02 $6,688.58 $22,644.30
28 $1,165.49 $7,101.12 $15,543.19
29 $727.51 $7,539.10 $8,004.09
30 $262.51 $8,004.09 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Charlotte, IA


1500 sqft3900 sqft
Ø selling price$143,386$305,019
Ø fast selling$130,351$274,518
Ø high price sale$156,420$335,521

In 2026, houses in Charlotte, IA will be offered at an average price of $79 per square foot. A 1,500 sqft home priced at $143,386 is 24.86% more expensive per square foot than a 3,900 sqft home priced at $305,019. Home prices in Charlotte, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $211,168. Sellers who can wait longer may achieve a higher price of up to $258,094.


Charlotte, IA: Small-Town Living in Clinton County

Overview

Discover Charlotte, IA, a welcoming small city in Clinton County in eastern Iowa.
This rural community offers peaceful living within an easy drive of the Mississippi River, Clinton, and the Quad Cities.

Location & History

Founded by Midwest settlers, Charlotte grew around agriculture and rail-era trade, preserving a strong small-town character.
Today its tree-lined streets, local churches, and community park reflect a heritage of neighborly pride.

Things to Do

Visitors will find simple pleasures like picnics at the park, seasonal ballgames, and scenic country drives on quiet rural roads.
Outdoor enthusiasts can explore nearby riverfronts, wildlife areas, and bike routes that showcase eastern Iowa?s rolling landscapes.

Community & Lifestyle

Living in Charlotte, Iowa means friendly greetings downtown, volunteer-driven events, and local businesses that know their customers by name.
Families appreciate the close-knit feel, accessible schools in the surrounding district, and a pace of life that makes room for community service.

Real Estate & Economy

Real estate in Charlotte, IA includes modest single-family homes and acreage properties that appeal to first-time buyers and those seeking space.
With agriculture, trades, and small enterprises anchoring the economy, Charlotte delivers affordable Midwest value and an authentic hometown experience.



FAQ – Home Values in Charlotte

What is the median home value in Charlotte in 2026?

In 2026, the typical home value in Charlotte is about $114,900 for an average home size of 1462 square feet. This corresponds to an average price of roughly $79 per square foot.

What is the average cost per square foot in Charlotte?

In 2026, homes in Charlotte sell for an average of around $79 per square foot, with a typical range between $79 and $79 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Charlotte is about 1462 square feet, with an estimated 2026 value around $114,900.



Locations close to Charlotte, IA

Clinton, IA95 $ / ft²
Columbus City, IA143 $ / ft²
Columbus Junction, IA80 $ / ft²
Camanche, IA146 $ / ft²
Calamus, IA181 $ / ft²
Buffalo, IA121 $ / ft²
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