House Prices

House Prices & Home Values Clear Lake, IA 2026


Average Data

average house price$210,550
average size per house1220 ft²
average price per ft²173 $ / ft²

04/05/2026 - The value range (VR) for house prices in Clear Lake, IA is $173/ sqft to $173/ sqft. An average home with 1220 sqft costs approximately $211,060 to $211,060. Clear Lake, IA includes 1 ZIP codes and it is located in Cerro Gordo county. The lowest prices are found in ZIP 50428, while the highest are in ZIP 50428. The average price per sqare feet is $173. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Clear Lake

50428171 $ / ft²




Historical development of home values in Clear Lake

Year Estimated value (USD) Change vs. 2025
2010 $97,783 -53.6%
2011 $94,002 -55.4%
2012 $93,749 -55.5%
2013 $97,253 -53.8%
2014 $102,089 -51.5%
2015 $107,328 -49.0%
2016 $112,929 -46.4%
2017 $119,025 -43.5%
2018 $125,605 -40.3%
2019 $131,429 -37.6%
2020 $138,223 -34.4%
2021 $157,214 -25.3%
2022 $183,277 -13.0%
2023 $193,274 -8.2%
2024 $204,455 -2.9%
2025 $210,550 0.0%

Graph: estimated home values in Clear Lake over time (USD)



Example: 100% financing house in Clear Lake

Loan amount: $210,550

Interest rate: 6.00%

Fixed monthly payment: $1,262.35

Breakdown in the 1st month:
Interest portion: $1,052.75  –  Principal portion: $209.60

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $12,562.66 $2,585.58 $207,964.42
2 $12,403.19 $2,745.05 $205,219.37
3 $12,233.88 $2,914.36 $202,305.01
4 $12,054.13 $3,094.11 $199,210.90
5 $11,863.29 $3,284.95 $195,925.95
6 $11,660.69 $3,487.56 $192,438.39
7 $11,445.58 $3,702.66 $188,735.73
8 $11,217.21 $3,931.04 $184,804.69
9 $10,974.75 $4,173.49 $180,631.20
10 $10,717.34 $4,430.90 $176,200.29
11 $10,444.05 $4,704.19 $171,496.10
12 $10,153.91 $4,994.34 $166,501.76
13 $9,845.87 $5,302.38 $161,199.39
14 $9,518.83 $5,629.42 $155,569.97
15 $9,171.62 $5,976.63 $149,593.34
16 $8,802.99 $6,345.25 $143,248.09
17 $8,411.63 $6,736.61 $136,511.48
18 $7,996.13 $7,152.11 $129,359.36
19 $7,555.00 $7,593.24 $121,766.12
20 $7,086.67 $8,061.57 $113,704.55
21 $6,589.45 $8,558.79 $105,145.76
22 $6,061.56 $9,086.68 $96,059.08
23 $5,501.12 $9,647.13 $86,411.95
24 $4,906.10 $10,242.14 $76,169.80
25 $4,274.39 $10,873.86 $65,295.95
26 $3,603.71 $11,544.53 $53,751.42
27 $2,891.67 $12,256.57 $41,494.85
28 $2,135.71 $13,012.53 $28,482.32
29 $1,333.13 $13,815.12 $14,667.20
30 $481.04 $14,667.20 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Clear Lake, IA


1500 sqft3900 sqft
Ø selling price$313,995$667,953
Ø fast selling$285,450$601,158
Ø high price sale$342,540$734,749

In 2026, houses in Clear Lake, IA will be offered at an average price of $173 per square foot. A 1,500 sqft home priced at $313,995 is 22.72% more expensive per square foot than a 3,900 sqft home priced at $667,953. Home prices in Clear Lake, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $462,430. Sellers who can wait longer may achieve a higher price of up to $565,192.


Clear Lake, IA Travel Guide

Why Visit

Clear Lake, IA is a vibrant North Iowa destination known for its sparkling natural lake and welcoming small-town charm.
Visitors love strolling the historic downtown filled with boutiques, cafes, and lakefront views.

Top Attractions and Things to Do

The legendary Surf Ballroom hosts concerts and preserves music history, including the final performance of Buddy Holly, Ritchie Valens, and J.P. The Big Bopper Richardson.
Outdoor enthusiasts enjoy boating, sailing, and fishing on Clear Lake, with marinas, public boat ramps, and sandy City Beach access.
Nearby Clear Lake State Park and McIntosh Woods State Park offer hiking, birding, picnic shelters, and year-round wildlife watching.
Seasonal events like the Fourth of July Celebration and Christmas by the Lake create family-friendly fun and boost the town?s festive spirit.
In winter, ice fishing, kite festivals, and snowmobiling showcase Clear Lake, Iowa as a true four-season getaway.

Planning Your Trip

Lodging ranges from cozy lake cabins and vacation rentals to hotels near I-35, with restaurants serving fresh fare, craft beer, and lakeside dining.
The town?s convenient location near Mason City and the Mason City Municipal Airport makes travel simple for weekend trips or longer stays.
Whether you?re planning a romantic escape or an active family vacation, Clear Lake, IA offers memorable things to do, stunning sunsets, and authentic Midwest hospitality.



FAQ – Home Values in Clear Lake

What is the median home value in Clear Lake in 2026?

In 2026, the typical home value in Clear Lake is about $210,550 for an average home size of 1220 square feet. This corresponds to an average price of roughly $173 per square foot.

What is the average cost per square foot in Clear Lake?

In 2026, homes in Clear Lake sell for an average of around $173 per square foot, with a typical range between $173 and $173 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Clear Lake is about 1220 square feet, with an estimated 2026 value around $210,550.



Locations close to Clear Lake, IA

Corwith, IA121 $ / ft²
Coulter, IA112 $ / ft²
Crystal Lake, IA114 $ / ft²
Carpenter, IA108 $ / ft²
Buffalo Center, IA55 $ / ft²
Britt, IA48 $ / ft²
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