House Prices

House Prices & Home Values Waterville, IA 2026


Average Data

average house price$281,678
average size per house3179 ft²
average price per ft²89 $ / ft²

04/18/2026 - The value range (VR) for house prices in Waterville, IA is $93/ sqft to $93/ sqft. An average home with 3179 sqft costs approximately $295,647 to $295,647. Waterville, IA includes 1 ZIP codes and it is located in Allamakee county. The lowest prices are found in ZIP 52170, while the highest are in ZIP 52170. The average price per sqare feet is $89. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Waterville

5217087 $ / ft²




Historical development of home values in Waterville

Year Estimated value (USD) Change vs. 2025
2010 $130,816 -53.6%
2011 $125,758 -55.4%
2012 $125,419 -55.5%
2013 $130,107 -53.8%
2014 $136,576 -51.5%
2015 $143,586 -49.0%
2016 $151,079 -46.4%
2017 $159,234 -43.5%
2018 $168,037 -40.3%
2019 $175,829 -37.6%
2020 $184,918 -34.4%
2021 $210,324 -25.3%
2022 $245,191 -13.0%
2023 $258,565 -8.2%
2024 $273,524 -2.9%
2025 $281,678 0.0%

Graph: estimated home values in Waterville over time (USD)



Example: 100% financing house in Waterville

Loan amount: $281,678

Interest rate: 6.00%

Fixed monthly payment: $1,688.80

Breakdown in the 1st month:
Interest portion: $1,408.39  –  Principal portion: $280.41

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,806.58 $3,459.04 $278,218.96
2 $16,593.24 $3,672.38 $274,546.58
3 $16,366.73 $3,898.89 $270,647.69
4 $16,126.26 $4,139.36 $266,508.32
5 $15,870.95 $4,394.67 $262,113.65
6 $15,599.90 $4,665.73 $257,447.93
7 $15,312.13 $4,953.50 $252,494.43
8 $15,006.61 $5,259.02 $247,235.41
9 $14,682.24 $5,583.38 $241,652.03
10 $14,337.87 $5,927.75 $235,724.28
11 $13,972.26 $6,293.36 $229,430.91
12 $13,584.10 $6,681.52 $222,749.39
13 $13,172.00 $7,093.63 $215,655.76
14 $12,734.48 $7,531.15 $208,124.61
15 $12,269.97 $7,995.65 $200,128.96
16 $11,776.82 $8,488.80 $191,640.16
17 $11,253.25 $9,012.38 $182,627.78
18 $10,697.38 $9,568.24 $173,059.54
19 $10,107.24 $10,158.39 $162,901.16
20 $9,480.69 $10,784.93 $152,116.22
21 $8,815.50 $11,450.13 $140,666.10
22 $8,109.28 $12,156.34 $128,509.75
23 $7,359.50 $12,906.12 $115,603.63
24 $6,563.48 $13,702.14 $101,901.49
25 $5,718.36 $14,547.26 $87,354.23
26 $4,821.12 $15,444.50 $71,909.72
27 $3,868.54 $16,397.09 $55,512.64
28 $2,857.20 $17,408.42 $38,104.21
29 $1,783.49 $18,482.14 $19,622.07
30 $643.55 $19,622.07 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterville, IA


1500 sqft3900 sqft
Ø selling price$161,535$343,629
Ø fast selling$146,850$309,267
Ø high price sale$176,220$377,992

In 2026, houses in Waterville, IA will be offered at an average price of $89 per square foot. A 1,500 sqft home priced at $161,535 is 21.32% more expensive per square foot than a 3,900 sqft home priced at $343,629. Home prices in Waterville, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $237,898. Sellers who can wait longer may achieve a higher price of up to $290,763.


Waterville, IA Travel and Community Guide

Overview

Waterville, IA is a quiet small town in Allamakee County, nestled in the scenic Driftless Area of Northeast Iowa. Travelers discover rolling limestone bluffs, hardwood forests, and clear coldwater streams surrounding Waterville, Iowa. Its friendly community and rural charm make it a welcoming base for exploring the region.

Outdoor Recreation

Outdoor enthusiasts head to nearby Yellow River State Forest for hiking, camping, mountain biking, horseback riding, and wildlife watching. Anglers prize the area?s stocked trout streams?especially Paint Creek?for wading, fly fishing, and family-friendly picnics along the water.

History and Scenic Drives

Waterville?s heritage reflects early settlement and agricultural traditions, with local events and gatherings that celebrate small-town Midwestern values. Visitors often enjoy scenic drives on winding county roads that reveal century farms, rustic barns, and panoramic overlooks.

Living and Trip Planning

For those considering a move, Waterville, IA offers affordable living, access to quality public lands, and a peaceful pace close to nature. Travel planning is easy with regional services, lodging, and dining options found in nearby communities throughout Allamakee County. Whether you come to hike, fish, photograph wildlife, or simply unplug, Waterville, Iowa delivers an authentic Driftless Area experience.



FAQ – Home Values in Waterville

What is the median home value in Waterville in 2026?

In 2026, the typical home value in Waterville is about $281,678 for an average home size of 3179 square feet. This corresponds to an average price of roughly $89 per square foot.

What is the average cost per square foot in Waterville?

In 2026, homes in Waterville sell for an average of around $89 per square foot, with a typical range between $93 and $93 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterville is about 3179 square feet, with an estimated 2026 value around $281,678.



Locations close to Waterville, IA

Waucoma, IA118 $ / ft²
Waukon, IA92 $ / ft²
West Union, IA64 $ / ft²
Wadena, IA73 $ / ft²
Spillville, IA90 $ / ft²
Saint Lucas, IA69 $ / ft²




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