House Prices

House Prices & Home Values Live Oak, FL 2026


Average Data

average house price$168,900
average size per house2040 ft²
average price per ft²83 $ / ft²

04/17/2026 - The value range (VR) for house prices in Live Oak, FL is $61/ sqft to $104/ sqft. An average home with 2040 sqft costs approximately $124,440 to $212,160. Live Oak, FL includes 2 ZIP codes and it is located in Suwannee county. The lowest prices are found in ZIP 32064, while the highest are in ZIP 32060. The average price per sqare feet is $83. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Live Oak

3206094 $ / ft²
3206462 $ / ft²




Historical development of home values in Live Oak

Year Estimated value (USD) Change vs. 2025
2010 $78,440 -53.6%
2011 $75,407 -55.4%
2012 $75,204 -55.5%
2013 $78,015 -53.8%
2014 $81,894 -51.5%
2015 $86,097 -49.0%
2016 $90,590 -46.4%
2017 $95,480 -43.5%
2018 $100,758 -40.3%
2019 $105,430 -37.6%
2020 $110,881 -34.4%
2021 $126,115 -25.3%
2022 $147,022 -13.0%
2023 $155,041 -8.2%
2024 $164,010 -2.9%
2025 $168,900 0.0%

Graph: estimated home values in Live Oak over time (USD)



Example: 100% financing house in Live Oak

Loan amount: $168,900

Interest rate: 6.00%

Fixed monthly payment: $1,012.64

Breakdown in the 1st month:
Interest portion: $844.50  –  Principal portion: $168.14

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,077.58 $2,074.11 $166,825.89
2 $9,949.65 $2,202.04 $164,623.85
3 $9,813.83 $2,337.86 $162,285.99
4 $9,669.64 $2,482.05 $159,803.95
5 $9,516.55 $2,635.14 $157,168.81
6 $9,354.02 $2,797.67 $154,371.14
7 $9,181.47 $2,970.22 $151,400.92
8 $8,998.27 $3,153.42 $148,247.51
9 $8,803.78 $3,347.91 $144,899.59
10 $8,597.29 $3,554.40 $141,345.19
11 $8,378.06 $3,773.63 $137,571.56
12 $8,145.31 $4,006.38 $133,565.18
13 $7,898.20 $4,253.49 $129,311.69
14 $7,635.86 $4,515.83 $124,795.86
15 $7,357.33 $4,794.36 $120,001.50
16 $7,061.63 $5,090.06 $114,911.43
17 $6,747.68 $5,404.01 $109,507.43
18 $6,414.37 $5,737.32 $103,770.11
19 $6,060.51 $6,091.18 $97,678.93
20 $5,684.82 $6,466.87 $91,212.06
21 $5,285.96 $6,865.73 $84,346.32
22 $4,862.49 $7,289.20 $77,057.13
23 $4,412.91 $7,738.78 $69,318.35
24 $3,935.60 $8,216.09 $61,102.26
25 $3,428.85 $8,722.84 $52,379.42
26 $2,890.84 $9,260.85 $43,118.57
27 $2,319.65 $9,832.04 $33,286.53
28 $1,713.24 $10,438.45 $22,848.08
29 $1,069.42 $11,082.27 $11,765.81
30 $385.88 $11,765.81 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Live Oak, FL


1500 sqft3900 sqft
Ø selling price$150,645$320,463
Ø fast selling$136,950$288,417
Ø high price sale$164,340$352,510

In 2026, houses in Live Oak, FL will be offered at an average price of $83 per square foot. A 1,500 sqft home priced at $150,645 is 20.72% more expensive per square foot than a 3,900 sqft home priced at $320,463. Home prices in Live Oak, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $221,860. Sellers who can wait longer may achieve a higher price of up to $271,162.


Discover Live Oak, FL

Nestled in Suwannee County, Live Oak, FL blends small-town charm with access to North Florida?s famed springs and rivers.

Location & Access

The city sits near the I?10 corridor with easy connections via US 129 and US 90, and it?s a short drive to I?75 for regional travel and logistics.

Nature & Outdoor Recreation

Outdoor lovers launch kayaks on the Suwannee River, explore clear springs at nearby parks like Wes Skiles Peacock Springs, and hike shady trails under ancient live oaks.
Birding, fishing, paddling, and camping make Live Oak, Florida a gateway to year-round outdoor recreation.

Culture & Events

The famed Spirit of the Suwannee Music Park hosts concerts and festivals such as the Suwannee River Jam, drawing visitors who boost local businesses.
In the historic downtown, you?ll find a classic courthouse square, murals, and locally owned eateries that showcase the area?s hospitality.

Economy & Living

The local economy centers on agriculture, forestry, healthcare, and small enterprises, with room for light industrial and logistics along key highways.
Affordable real estate, friendly neighborhoods, and solid schools make it appealing for families, remote workers, and retirees.

Climate & Nearby Destinations

Mild winters and warm, sunny summers define the North Florida climate, encouraging an active lifestyle almost every month.
From Live Oak, it?s about an hour to Gainesville and roughly 90 minutes to Jacksonville or Tallahassee, perfect for day trips, airports, and big-city amenities.



FAQ – Home Values in Live Oak

What is the median home value in Live Oak in 2026?

In 2026, the typical home value in Live Oak is about $168,900 for an average home size of 2040 square feet. This corresponds to an average price of roughly $83 per square foot.

What is the average cost per square foot in Live Oak?

In 2026, homes in Live Oak sell for an average of around $83 per square foot, with a typical range between $61 and $104 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Live Oak is about 2040 square feet, with an estimated 2026 value around $168,900.



Locations close to Live Oak, FL

Orange Park, FL136 $ / ft²
Mayo, FL107 $ / ft²
Middleburg, FL122 $ / ft²
Macclenny, FL137 $ / ft²
Mc Alpin, FL269 $ / ft²
Lulu, FL108 $ / ft²
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