House Prices

House Prices & Home Values Holt, FL 2026


Average Data

average house price$295,347
average size per house2229 ft²
average price per ft²133 $ / ft²

06/03/2026 - The value range (VR) for house prices in Holt, FL is $146/ sqft to $146/ sqft. An average home with 2229 sqft costs approximately $325,434 to $325,434. Holt, FL includes 1 ZIP codes and it is located in Okaloosa county. The lowest prices are found in ZIP 32564, while the highest are in ZIP 32564. The average price per sqare feet is $133. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Holt

32564156 $ / ft²




Historical development of home values in Holt

Year Estimated value (USD) Change vs. 2025
2010 $137,164 -53.6%
2011 $131,860 -55.4%
2012 $131,505 -55.5%
2013 $136,421 -53.8%
2014 $143,204 -51.5%
2015 $150,554 -49.0%
2016 $158,411 -46.4%
2017 $166,961 -43.5%
2018 $176,191 -40.3%
2019 $184,361 -37.6%
2020 $193,892 -34.4%
2021 $220,531 -25.3%
2022 $257,089 -13.0%
2023 $271,113 -8.2%
2024 $286,797 -2.9%
2025 $295,347 0.0%

Graph: estimated home values in Holt over time (USD)



Example: 100% financing house in Holt

Loan amount: $295,347

Interest rate: 6.00%

Fixed monthly payment: $1,770.75

Breakdown in the 1st month:
Interest portion: $1,476.74  –  Principal portion: $294.02

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,622.16 $3,626.90 $291,720.10
2 $17,398.46 $3,850.59 $287,869.51
3 $17,160.96 $4,088.09 $283,781.42
4 $16,908.82 $4,340.24 $279,441.18
5 $16,641.12 $4,607.93 $274,833.25
6 $16,356.91 $4,892.14 $269,941.11
7 $16,055.18 $5,193.88 $264,747.24
8 $15,734.83 $5,514.22 $259,233.01
9 $15,394.73 $5,854.33 $253,378.69
10 $15,033.64 $6,215.41 $247,163.28
11 $14,650.29 $6,598.76 $240,564.52
12 $14,243.29 $7,005.76 $233,558.76
13 $13,811.19 $7,437.86 $226,120.90
14 $13,352.44 $7,896.61 $218,224.29
15 $12,865.40 $8,383.66 $209,840.63
16 $12,348.31 $8,900.74 $200,939.89
17 $11,799.33 $9,449.72 $191,490.17
18 $11,216.50 $10,032.56 $181,457.61
19 $10,597.71 $10,651.34 $170,806.27
20 $9,940.76 $11,308.30 $159,497.97
21 $9,243.29 $12,005.77 $147,492.21
22 $8,502.80 $12,746.26 $134,745.95
23 $7,716.64 $13,532.42 $121,213.53
24 $6,881.99 $14,367.07 $106,846.47
25 $5,995.86 $15,253.20 $91,593.27
26 $5,055.07 $16,193.98 $75,399.29
27 $4,056.26 $17,192.79 $58,206.50
28 $2,995.85 $18,253.20 $39,953.30
29 $1,870.03 $19,379.02 $20,574.28
30 $674.78 $20,574.28 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Holt, FL


1500 sqft3900 sqft
Ø selling price$241,396$513,514
Ø fast selling$219,451$462,162
Ø high price sale$263,340$564,865

In 2026, houses in Holt, FL will be offered at an average price of $133 per square foot. A 1,500 sqft home priced at $241,396 is 24.54% more expensive per square foot than a 3,900 sqft home priced at $513,514. Home prices in Holt, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $355,509. Sellers who can wait longer may achieve a higher price of up to $434,512.


Discover Holt, FL

Holt, FL is a small unincorporated community in western Okaloosa County known for its quiet, rural charm and easy interstate access.
Situated along Interstate 10 and State Road 189, Holt offers convenient connections to Crestview, Milton, and the greater Pensacola area.

Nature and Outdoor Recreation

Visitors and residents enjoy proximity to Blackwater River State Forest, where kayaking, hiking, and wildlife viewing showcase Northwest Florida?s natural beauty.
With warm, sunny weather most of the year, outdoor recreation is a key part of the Holt, Florida lifestyle.

Community and Housing

Local amenities include country stores, churches, and family-run businesses that anchor this close-knit community.
Housing in Holt, FL tends to feature larger lots and affordable real estate, appealing to buyers seeking space, value, and a slower pace.

History and Schools

History enthusiasts appreciate the area?s ties to early timber, rail, and farming industries that shaped this Gulf Coast region.
Families are served by Okaloosa County schools, and a range of parks and youth sports can be found in nearby towns.

Travel and Nearby Attractions

Travelers use Holt as a restful stop along I-10, with quick access to camping sites, river landings, and scenic backroads.
Whether you are planning a weekend getaway or considering a move, Holt, FL delivers small-town authenticity within easy reach of beaches, jobs, and culture.



FAQ – Home Values in Holt

What is the median home value in Holt in 2026?

In 2026, the typical home value in Holt is about $295,347 for an average home size of 2229 square feet. This corresponds to an average price of roughly $133 per square foot.

What is the average cost per square foot in Holt?

In 2026, homes in Holt sell for an average of around $133 per square foot, with a typical range between $146 and $146 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Holt is about 2229 square feet, with an estimated 2026 value around $295,347.



Locations close to Holt, FL

Jay, FL131 $ / ft²
Navarre, FL176 $ / ft²
Laurel Hill, FL102 $ / ft²
Gulf Breeze, FL456 $ / ft²
Miramar Beach, FL680 $ / ft²
Fort Walton Beach, FL138 $ / ft²
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