House Prices

House Prices & Home Values Fort Walton Beach, FL 2026


Average Data

average house price$292,582
average size per house1645 ft²
average price per ft²178 $ / ft²

06/03/2026 - The value range (VR) for house prices in Fort Walton Beach, FL is $146/ sqft to $182/ sqft. An average home with 1645 sqft costs approximately $240,170 to $299,390. Fort Walton Beach, FL includes 2 ZIP codes and it is located in Okaloosa county. The lowest prices are found in ZIP 32547, while the highest are in ZIP 32548. The average price per sqare feet is $178. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Fort Walton Beach

32547138 $ / ft²
32548170 $ / ft²




Historical development of home values in Fort Walton Beach

Year Estimated value (USD) Change vs. 2025
2010 $135,880 -53.6%
2011 $130,626 -55.4%
2012 $130,274 -55.5%
2013 $135,143 -53.8%
2014 $141,863 -51.5%
2015 $149,144 -49.0%
2016 $156,928 -46.4%
2017 $165,398 -43.5%
2018 $174,542 -40.3%
2019 $182,635 -37.6%
2020 $192,076 -34.4%
2021 $218,466 -25.3%
2022 $254,683 -13.0%
2023 $268,575 -8.2%
2024 $284,112 -2.9%
2025 $292,582 0.0%

Graph: estimated home values in Fort Walton Beach over time (USD)



Example: 100% financing house in Fort Walton Beach

Loan amount: $292,582

Interest rate: 6.00%

Fixed monthly payment: $1,754.18

Breakdown in the 1st month:
Interest portion: $1,462.91  –  Principal portion: $291.27

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,457.18 $3,592.94 $288,989.06
2 $17,235.58 $3,814.55 $285,174.51
3 $17,000.30 $4,049.82 $281,124.69
4 $16,750.52 $4,299.60 $276,825.09
5 $16,485.33 $4,564.79 $272,260.30
6 $16,203.78 $4,846.34 $267,413.96
7 $15,904.87 $5,145.25 $262,268.71
8 $15,587.52 $5,462.60 $256,806.11
9 $15,250.60 $5,799.52 $251,006.59
10 $14,892.90 $6,157.22 $244,849.37
11 $14,513.14 $6,536.99 $238,312.38
12 $14,109.95 $6,940.17 $231,372.21
13 $13,681.90 $7,368.23 $224,003.98
14 $13,227.44 $7,822.68 $216,181.30
15 $12,744.95 $8,305.17 $207,876.13
16 $12,232.71 $8,817.41 $199,058.72
17 $11,688.87 $9,361.25 $189,697.46
18 $11,111.49 $9,938.63 $179,758.83
19 $10,498.50 $10,551.63 $169,207.20
20 $9,847.69 $11,202.43 $158,004.77
21 $9,156.75 $11,893.37 $146,111.40
22 $8,423.20 $12,626.93 $133,484.48
23 $7,644.39 $13,405.73 $120,078.75
24 $6,817.56 $14,232.56 $105,846.18
25 $5,939.73 $15,110.40 $90,735.78
26 $5,007.75 $16,042.37 $74,693.41
27 $4,018.29 $17,031.83 $57,661.58
28 $2,967.80 $18,082.32 $39,579.26
29 $1,852.53 $19,197.60 $20,381.66
30 $668.46 $20,381.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fort Walton Beach, FL


1500 sqft3900 sqft
Ø selling price$323,070$687,258
Ø fast selling$293,700$618,533
Ø high price sale$352,440$755,984

In 2026, houses in Fort Walton Beach, FL will be offered at an average price of $178 per square foot. A 1,500 sqft home priced at $323,070 is 21.69% more expensive per square foot than a 3,900 sqft home priced at $687,258. Home prices in Fort Walton Beach, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $475,795. Sellers who can wait longer may achieve a higher price of up to $581,526.


Discover Fort Walton Beach, FL

Fort Walton Beach, FL on the Emerald Coast offers sugar-white sands and emerald waters perfect for family-friendly beach vacations.

Top Attractions

Visitors love relaxing on Okaloosa Island, snorkeling in the Gulf of Mexico, and exploring the Gulfarium Marine Adventure Park among the top things to do in Fort Walton Beach. History buffs can tour the Air Force Armament Museum and learn about nearby Eglin Air Force Base.

Outdoor Activities

Year-round sunshine invites kayaking, paddleboarding, and deep-sea fishing charters departing from Destin and the local harbor. Nature seekers can hike coastal dunes, spot dolphins on eco-cruises, and photograph unforgettable sunsets.

Dining and Nightlife

Fresh Gulf seafood anchors the dining scene, with waterfront restaurants serving oysters, shrimp, and craft cocktails.

Places to Stay

Choose from beachfront resorts, family-friendly hotels, and vacation rentals with balconies overlooking the Gulf.

Events and Culture

Seasonal festivals, art markets, and live music give Fort Walton Beach a lively, small-town coastal vibe.

Travel Tips

For the best rates and lighter crowds, plan travel in spring or fall, and book activities and parking early.
Use the keywords Fort Walton Beach hotels, Okaloosa Island rentals, and Emerald Coast beaches when searching to find the best local deals.



FAQ – Home Values in Fort Walton Beach

What is the median home value in Fort Walton Beach in 2026?

In 2026, the typical home value in Fort Walton Beach is about $292,582 for an average home size of 1645 square feet. This corresponds to an average price of roughly $178 per square foot.

What is the average cost per square foot in Fort Walton Beach?

In 2026, homes in Fort Walton Beach sell for an average of around $178 per square foot, with a typical range between $146 and $182 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Fort Walton Beach is about 1645 square feet, with an estimated 2026 value around $292,582.



Locations close to Fort Walton Beach, FL

Miramar Beach, FL680 $ / ft²
Gulf Breeze, FL456 $ / ft²
Holt, FL156 $ / ft²
Hurlburt Field, FL571 $ / ft²
Eglin Afb, FL297 $ / ft²
Destin, FL452 $ / ft²
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