House Prices

House Prices & Home Values Fernandina Beach, FL 2026


Average Data

average house price$915,254
average size per house2794 ft²
average price per ft²328 $ / ft²

04/21/2026 - The value range (VR) for house prices in Fernandina Beach, FL is $245/ sqft to $245/ sqft. An average home with 2794 sqft costs approximately $684,530 to $684,530. Fernandina Beach, FL includes 1 ZIP codes and it is located in Nassau county. The lowest prices are found in ZIP 32034, while the highest are in ZIP 32034. The average price per sqare feet is $328. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes Fernandina Beach

32034255 $ / ft²




Historical development of home values in Fernandina Beach

Year Estimated value (USD) Change vs. 2025
2010 $425,061 -53.6%
2011 $408,623 -55.4%
2012 $407,523 -55.5%
2013 $422,755 -53.8%
2014 $443,777 -51.5%
2015 $466,553 -49.0%
2016 $490,901 -46.4%
2017 $517,397 -43.5%
2018 $546,001 -40.3%
2019 $571,318 -37.6%
2020 $600,853 -34.4%
2021 $683,405 -25.3%
2022 $796,697 -13.0%
2023 $840,154 -8.2%
2024 $888,758 -2.9%
2025 $915,254 0.0%

Graph: estimated home values in Fernandina Beach over time (USD)



Example: 100% financing house in Fernandina Beach

Loan amount: $915,254

Interest rate: 6.00%

Fixed monthly payment: $5,487.41

Breakdown in the 1st month:
Interest portion: $4,576.27  –  Principal portion: $911.14

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $54,609.50 $11,239.43 $904,014.57
2 $53,916.27 $11,932.65 $892,081.92
3 $53,180.29 $12,668.63 $879,413.29
4 $52,398.92 $13,450.00 $865,963.29
5 $51,569.35 $14,279.57 $851,683.72
6 $50,688.62 $15,160.30 $836,523.42
7 $49,753.57 $16,095.36 $820,428.06
8 $48,760.84 $17,088.08 $803,339.98
9 $47,706.88 $18,142.04 $785,197.94
10 $46,587.92 $19,261.00 $765,936.95
11 $45,399.95 $20,448.98 $745,487.97
12 $44,138.70 $21,710.22 $723,777.75
13 $42,799.66 $23,049.26 $700,728.48
14 $41,378.03 $24,470.89 $676,257.59
15 $39,868.72 $25,980.20 $650,277.39
16 $38,266.32 $27,582.60 $622,694.79
17 $36,565.08 $29,283.84 $593,410.95
18 $34,758.92 $31,090.00 $562,320.95
19 $32,841.36 $33,007.56 $529,313.38
20 $30,805.52 $35,043.40 $494,269.98
21 $28,644.12 $37,204.80 $457,065.18
22 $26,349.41 $39,499.51 $417,565.67
23 $23,913.17 $41,935.75 $375,629.92
24 $21,326.66 $44,522.26 $331,107.66
25 $18,580.63 $47,268.29 $283,839.37
26 $15,665.22 $50,183.70 $233,655.67
27 $12,570.00 $53,278.92 $180,376.75
28 $9,283.87 $56,565.05 $123,811.70
29 $5,795.07 $60,053.86 $63,757.85
30 $2,091.08 $63,757.85 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fernandina Beach, FL


1500 sqft3900 sqft
Ø selling price$595,320$1,266,408
Ø fast selling$541,200$1,139,768
Ø high price sale$649,440$1,393,049

In 2026, houses in Fernandina Beach, FL will be offered at an average price of $328 per square foot. A 1,500 sqft home priced at $595,320 is 23.87% more expensive per square foot than a 3,900 sqft home priced at $1,266,408. Home prices in Fernandina Beach, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $876,745. Sellers who can wait longer may achieve a higher price of up to $1,071,577.

FAQ – Home Values in Fernandina Beach

What is the median home value in Fernandina Beach in 2026?

In 2026, the typical home value in Fernandina Beach is about $915,254 for an average home size of 2794 square feet. This corresponds to an average price of roughly $328 per square foot.

What is the average cost per square foot in Fernandina Beach?

In 2026, homes in Fernandina Beach sell for an average of around $328 per square foot, with a typical range between $245 and $245 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Fernandina Beach is about 2794 square feet, with an estimated 2026 value around $915,254.



Locations close to Fernandina Beach, FL

Fort White, FL105 $ / ft²
Glen Saint Mary, FL175 $ / ft²
Green Cove Springs, FL132 $ / ft²
Elkton, FL71 $ / ft²
Lake City, FL157 $ / ft²
Callahan, FL128 $ / ft²
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