House Prices

Smugglers Cove Key Biscayne, FL House Prices & Home Values 2026


Average Data

average house price$2,638,860
average size per house2347 ft²
average price per ft²1080 $ / ft²

04/05/2026 - The value range (VR) for house prices in Smugglers Cove Key Biscayne, FL is $1026/ sqft to $1134/ sqft. An average home with 2347 sqft costs approximately $2,311,702 to $2,555,039. Key Biscayne, FL includes 1 ZIP codes and it is located in Miami Dade county. The lowest prices are found in ZIP 33149, while the highest are in ZIP 33149. The average price per sqare feet is $1080. Our analysis is based on 16 property listings.

Avergage prices by ZIP codes Smugglers Cove Key Biscayne

33149803 $ / ft²




Historical development of home values in Smugglers Cove Key Biscayne

Year Estimated value (USD) Change vs. 2025
2010 $1,225,534 -53.6%
2011 $1,178,143 -55.4%
2012 $1,174,971 -55.5%
2013 $1,218,888 -53.8%
2014 $1,279,496 -51.5%
2015 $1,345,165 -49.0%
2016 $1,415,365 -46.4%
2017 $1,491,758 -43.5%
2018 $1,574,230 -40.3%
2019 $1,647,225 -37.6%
2020 $1,732,378 -34.4%
2021 $1,970,394 -25.3%
2022 $2,297,037 -13.0%
2023 $2,422,332 -8.2%
2024 $2,562,467 -2.9%
2025 $2,638,860 0.0%

Graph: estimated home values in Smugglers Cove Key Biscayne over time (USD)



Example: 100% financing house in Smugglers Cove Key Biscayne

Loan amount: $2,638,860

Interest rate: 5.76%

Fixed monthly payment: $15,416.44

Breakdown in the 1st month:
Interest portion: $12,666.53  –  Principal portion: $2,749.91

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $151,113.07 $33,884.19 $2,604,975.81
2 $149,108.99 $35,888.28 $2,569,087.54
3 $146,986.37 $38,010.90 $2,531,076.64
4 $144,738.20 $40,259.06 $2,490,817.58
5 $142,357.07 $42,640.19 $2,448,177.39
6 $139,835.11 $45,162.16 $2,403,015.23
7 $137,163.98 $47,833.28 $2,355,181.95
8 $134,334.87 $50,662.39 $2,304,519.56
9 $131,338.43 $53,658.83 $2,250,860.73
10 $128,164.77 $56,832.50 $2,194,028.23
11 $124,803.39 $60,193.87 $2,133,834.37
12 $121,243.21 $63,754.05 $2,070,080.32
13 $117,472.47 $67,524.80 $2,002,555.52
14 $113,478.70 $71,518.57 $1,931,036.96
15 $109,248.71 $75,748.55 $1,855,288.41
16 $104,768.55 $80,228.71 $1,775,059.70
17 $100,023.40 $84,973.86 $1,690,085.84
18 $94,997.60 $89,999.66 $1,600,086.18
19 $89,674.55 $95,322.71 $1,504,763.47
20 $84,036.67 $100,960.59 $1,403,802.88
21 $78,065.33 $106,931.93 $1,296,870.95
22 $71,740.82 $113,256.45 $1,183,614.50
23 $65,042.24 $119,955.02 $1,063,659.48
24 $57,947.47 $127,049.79 $936,609.68
25 $50,433.08 $134,564.18 $802,045.50
26 $42,474.25 $142,523.01 $659,522.49
27 $34,044.69 $150,952.57 $508,569.92
28 $25,116.57 $159,880.70 $348,689.22
29 $15,660.38 $169,336.88 $179,352.35
30 $5,644.92 $179,352.35 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Smugglers Cove Key Biscayne, FL


1500 sqft3900 sqft
Ø selling price$1,881,793$4,003,085
Ø fast selling$1,710,721$3,602,777
Ø high price sale$2,052,865$4,403,394

In 2026, houses in Smugglers Cove Key Biscayne, FL will be offered at an average price of $1080 per square foot. A 1,500 sqft home priced at $1,881,793 is 22.08% more expensive per square foot than a 3,900 sqft home priced at $4,003,085. Home prices in Smugglers Cove Key Biscayne, FL vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $2,771,367. Sellers who can wait longer may achieve a higher price of up to $3,387,226.


Smugglers Cove, Key Biscayne, FL

Overview

Smugglers Cove in Key Biscayne, FL is an exclusive waterfront enclave known for its serene canals and luxury homes. This sought-after neighborhood offers a quiet, low-traffic setting while keeping residents close to the island?s vibrant village conveniences.

Waterfront Lifestyle

With private docks and navigable waterways, Smugglers Cove is ideal for boating, kayaking, and paddleboarding on Biscayne Bay.
Many properties enjoy wide-water vistas, tropical landscaping, and sunsets that define the coveted South Florida lifestyle.

Location and Access

The community sits near Bill Baggs Cape Florida State Park and Crandon Park, placing beaches, nature trails, and the historic lighthouse minutes away. Quick access to nearby channels provides efficient routes to the Atlantic, making weekend sandbar trips and offshore fishing simple.

Amenities and Recreation

Families appreciate convenient proximity to top-rated schools, village green spaces, tennis courts, and bike-friendly streets.
Dining, cafes, and boutique shopping along Crandon Boulevard are a short golf-cart or bike ride from the neighborhood.

Real Estate and Community

Real estate in Smugglers Cove features upscale single-family homes with contemporary and Mediterranean influences, premium finishes, and ample outdoor living areas. Buyers value the area?s privacy, strong community feel, and enduring investment appeal within one of Miami?s most prestigious island addresses.



FAQ – Home Values in Smugglers Cove Key Biscayne

What is the median home value in Smugglers Cove Key Biscayne in 2026?

In 2026, the typical home value in Smugglers Cove Key Biscayne is about $2,638,860 for an average home size of 2347 square feet. This corresponds to an average price of roughly $1080 per square foot.

What is the average cost per square foot in Smugglers Cove Key Biscayne?

In 2026, homes in Smugglers Cove Key Biscayne sell for an average of around $1080 per square foot, with a typical range between $1026 and $1134 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Smugglers Cove?

The average home size in Smugglers Cove Key Biscayne is about 2347 square feet, with an estimated 2026 value around $2,638,860.



Neighborhoods close to Smugglers Cove Key Biscayne, FL

The Hammocks Miami, FL196 $ / ft²
Woodmont Fort Lauderdale, FL189 $ / ft²
Singer Island West Palm Beach, FL314 $ / ft²
Flagami Miami, FL323 $ / ft²
Gifford Vero Beach, FL181 $ / ft²
Lockmar Estates Palm Bay, FL139 $ / ft²
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