House Prices

House Prices & Home Values Otter Creek, FL 2026


Average Data

average house price$169,900
average size per house1076 ft²
average price per ft²158 $ / ft²

06/04/2026 - The value range (VR) for house prices in Otter Creek, FL is $158/ sqft to $158/ sqft. An average home with 1076 sqft costs approximately $170,008 to $170,008. Otter Creek, FL includes 1 ZIP codes and it is located in Levy county. The lowest prices are found in ZIP 32683, while the highest are in ZIP 32683. The average price per sqare feet is $158. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Otter Creek

32683174 $ / ft²




Historical development of home values in Otter Creek

Year Estimated value (USD) Change vs. 2025
2010 $78,905 -53.6%
2011 $75,853 -55.4%
2012 $75,649 -55.5%
2013 $78,477 -53.8%
2014 $82,379 -51.5%
2015 $86,607 -49.0%
2016 $91,127 -46.4%
2017 $96,045 -43.5%
2018 $101,355 -40.3%
2019 $106,055 -37.6%
2020 $111,537 -34.4%
2021 $126,862 -25.3%
2022 $147,892 -13.0%
2023 $155,959 -8.2%
2024 $164,982 -2.9%
2025 $169,900 0.0%

Graph: estimated home values in Otter Creek over time (USD)



Example: 100% financing house in Otter Creek

Loan amount: $169,900

Interest rate: 6.00%

Fixed monthly payment: $1,018.64

Breakdown in the 1st month:
Interest portion: $849.50  –  Principal portion: $169.14

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,137.24 $2,086.39 $167,813.61
2 $10,008.56 $2,215.08 $165,598.53
3 $9,871.94 $2,351.70 $163,246.84
4 $9,726.89 $2,496.74 $160,750.09
5 $9,572.90 $2,650.74 $158,099.35
6 $9,409.41 $2,814.23 $155,285.12
7 $9,235.83 $2,987.81 $152,297.32
8 $9,051.55 $3,172.09 $149,125.23
9 $8,855.90 $3,367.73 $145,757.50
10 $8,648.19 $3,575.45 $142,182.05
11 $8,427.66 $3,795.97 $138,386.07
12 $8,193.53 $4,030.10 $134,355.97
13 $7,944.97 $4,278.67 $130,077.30
14 $7,681.07 $4,542.57 $125,534.73
15 $7,400.89 $4,822.74 $120,711.99
16 $7,103.44 $5,120.20 $115,591.79
17 $6,787.63 $5,436.00 $110,155.78
18 $6,452.35 $5,771.28 $104,384.50
19 $6,096.39 $6,127.24 $98,257.25
20 $5,718.48 $6,505.16 $91,752.09
21 $5,317.25 $6,906.38 $84,845.71
22 $4,891.28 $7,332.35 $77,513.35
23 $4,439.04 $7,784.60 $69,728.76
24 $3,958.90 $8,264.73 $61,464.02
25 $3,449.15 $8,774.49 $52,689.54
26 $2,907.96 $9,315.68 $43,373.86
27 $2,333.39 $9,890.25 $33,483.61
28 $1,723.38 $10,500.26 $22,983.36
29 $1,075.75 $11,147.89 $11,835.47
30 $388.17 $11,835.47 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otter Creek, FL


1500 sqft3900 sqft
Ø selling price$286,771$610,038
Ø fast selling$260,701$549,035
Ø high price sale$312,840$671,042

In 2026, houses in Otter Creek, FL will be offered at an average price of $158 per square foot. A 1,500 sqft home priced at $286,771 is 25.28% more expensive per square foot than a 3,900 sqft home priced at $610,038. Home prices in Otter Creek, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $422,335. Sellers who can wait longer may achieve a higher price of up to $516,187.


Otter Creek, FL Travel and Living Guide

Overview

Otter Creek, FL is a tiny town in Levy County along the Nature Coast, offering quiet small-town charm near Florida?s Gulf marshes. With historic roots in timber and rail, the community retains a laid-back, Old Florida feel.

Outdoor Adventures

Visitors use Otter Creek as a base to explore the Lower Suwannee National Wildlife Refuge and Cedar Key?s island scenery.
Kayaking, birding, and fishing are popular things to do, with seasonal wildlife viewing across tidal creeks and hardwood hammocks. The nearby Waccasassa Bay Preserve and Goethe State Forest add miles of trails and wild shoreline.

Getting There & Local Amenities

Situated at the junction of US 19/98 and State Road 24, Otter Creek offers easy access to Chiefland, Bronson, and Gulf Coast towns.
Travelers will find basic services in and around town, while broader dining and lodging choices sit a short drive away in Cedar Key and Chiefland.

Weather & Best Time to Visit

Expect warm, humid summers, mild winters, and peak wildlife activity in spring and fall. Summer brings frequent afternoon showers, so pack breathable clothing, sun protection, and bug spray for outdoor time.

Living & Real Estate

Homebuyers drawn to Otter Creek, Florida appreciate its rural acreage, affordable properties, and proximity to coastal recreation without big-city bustle.



FAQ – Home Values in Otter Creek

What is the median home value in Otter Creek in 2026?

In 2026, the typical home value in Otter Creek is about $169,900 for an average home size of 1076 square feet. This corresponds to an average price of roughly $158 per square foot.

What is the average cost per square foot in Otter Creek?

In 2026, homes in Otter Creek sell for an average of around $158 per square foot, with a typical range between $158 and $158 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Otter Creek is about 1076 square feet, with an estimated 2026 value around $169,900.



Locations close to Otter Creek, FL

Reddick, FL435 $ / ft²
Suwannee, FL180 $ / ft²
Trenton, FL104 $ / ft²
Orange Lake, FL63 $ / ft²
Old Town, FL110 $ / ft²
Newberry, FL136 $ / ft²




  imprint  Privacy