House Prices

House Prices & Home Values Cottondale, FL 2026


Average Data

average house price$242,129
average size per house2365 ft²
average price per ft²103 $ / ft²

04/16/2026 - The value range (VR) for house prices in Cottondale, FL is $99/ sqft to $99/ sqft. An average home with 2365 sqft costs approximately $234,135 to $234,135. Cottondale, FL includes 1 ZIP codes and it is located in Jackson county. The lowest prices are found in ZIP 32431, while the highest are in ZIP 32431. The average price per sqare feet is $103. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes Cottondale

3243199 $ / ft²




Historical development of home values in Cottondale

Year Estimated value (USD) Change vs. 2025
2010 $112,449 -53.6%
2011 $108,101 -55.4%
2012 $107,810 -55.5%
2013 $111,839 -53.8%
2014 $117,400 -51.5%
2015 $123,426 -49.0%
2016 $129,867 -46.4%
2017 $136,876 -43.5%
2018 $144,444 -40.3%
2019 $151,141 -37.6%
2020 $158,955 -34.4%
2021 $180,794 -25.3%
2022 $210,765 -13.0%
2023 $222,261 -8.2%
2024 $235,120 -2.9%
2025 $242,129 0.0%

Graph: estimated home values in Cottondale over time (USD)



Example: 100% financing house in Cottondale

Loan amount: $242,129

Interest rate: 6.00%

Fixed monthly payment: $1,451.69

Breakdown in the 1st month:
Interest portion: $1,210.65  –  Principal portion: $241.04

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $14,446.86 $2,973.37 $239,155.63
2 $14,263.46 $3,156.76 $235,998.86
3 $14,068.76 $3,351.47 $232,647.40
4 $13,862.05 $3,558.18 $229,089.22
5 $13,642.59 $3,777.64 $225,311.58
6 $13,409.59 $4,010.63 $221,300.95
7 $13,162.23 $4,258.00 $217,042.95
8 $12,899.60 $4,520.63 $212,522.32
9 $12,620.78 $4,799.45 $207,722.88
10 $12,324.76 $5,095.47 $202,627.41
11 $12,010.48 $5,409.74 $197,217.66
12 $11,676.82 $5,743.41 $191,474.26
13 $11,322.58 $6,097.65 $185,376.61
14 $10,946.49 $6,473.74 $178,902.88
15 $10,547.21 $6,873.02 $172,029.86
16 $10,123.29 $7,296.93 $164,732.92
17 $9,673.24 $7,746.99 $156,985.93
18 $9,195.42 $8,224.81 $148,761.12
19 $8,688.13 $8,732.10 $140,029.02
20 $8,149.55 $9,270.68 $130,758.34
21 $7,577.76 $9,842.47 $120,915.87
22 $6,970.70 $10,449.53 $110,466.34
23 $6,326.19 $11,094.04 $99,372.30
24 $5,641.94 $11,778.29 $87,594.01
25 $4,915.48 $12,504.75 $75,089.26
26 $4,144.21 $13,276.02 $61,813.24
27 $3,325.37 $14,094.85 $47,718.38
28 $2,456.03 $14,964.19 $32,754.19
29 $1,533.08 $15,887.15 $16,867.04
30 $553.19 $16,867.04 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cottondale, FL


1500 sqft3900 sqft
Ø selling price$186,946$397,684
Ø fast selling$169,950$357,915
Ø high price sale$203,941$437,452

In 2026, houses in Cottondale, FL will be offered at an average price of $103 per square foot. A 1,500 sqft home priced at $186,946 is 22.84% more expensive per square foot than a 3,900 sqft home priced at $397,684. Home prices in Cottondale, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $275,319. Sellers who can wait longer may achieve a higher price of up to $336,501.


Discover Cottondale, FL

Overview

Cottondale, FL is a friendly small town in Jackson County offering classic Florida Panhandle charm and convenient services for residents and visitors.
Located near the junction of I-10 and U.S. 231, it serves as a strategic stop between the Gulf Coast and major Southeast destinations.

Heritage & Outdoors

Rooted in agriculture, the landscape features peanut and cotton fields, farm stands, and seasonal events that celebrate local heritage.
Outdoor enthusiasts can explore area creeks and trails or visit Florida Caverns State Park in nearby Marianna for hiking, paddling, and cave tours.

Schools & Housing

Families value small-classroom settings at schools like Cottondale High School and a tight-knit culture centered on Friday night sports and service.
Housing ranges from in-town cottages to rural acreage, offering affordable Florida living without coastal crowds.

Dining, Stays & Business

Travelers find locally owned diners, barbecue spots, and budget-friendly lodging that make Cottondale a comfy base for Panhandle road trips.
Entrepreneurs benefit from highway visibility, available commercial parcels, and regional workforce connections across Jackson County and nearby Dothan, Alabama.

Community & Planning Your Visit

Annual festivals, farmers markets, and holiday parades bring neighbors together and give visitors an authentic taste of small-town North Florida.
Whether you are stopping in, moving, or scouting investments, Cottondale, Florida offers welcoming people, a strategic location, and room to grow.



FAQ – Home Values in Cottondale

What is the median home value in Cottondale in 2026?

In 2026, the typical home value in Cottondale is about $242,129 for an average home size of 2365 square feet. This corresponds to an average price of roughly $103 per square foot.

What is the average cost per square foot in Cottondale?

In 2026, homes in Cottondale sell for an average of around $103 per square foot, with a typical range between $99 and $99 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Cottondale is about 2365 square feet, with an estimated 2026 value around $242,129.



Locations close to Cottondale, FL

Cypress, FL184 $ / ft²
Defuniak Springs, FL128 $ / ft²
Ebro, FL214 $ / ft²
Clarksville, FL207 $ / ft²
Chipley, FL156 $ / ft²
Caryville, FL110 $ / ft²
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