House Prices

House Prices & Home Values Panama City Beach, FL 2026


Average Data

average house price$342,386
average size per house1533 ft²
average price per ft²224 $ / ft²

04/16/2026 - The value range (VR) for house prices in Panama City Beach, FL is $218/ sqft to $363/ sqft. An average home with 1533 sqft costs approximately $334,194 to $556,479. Panama City Beach, FL includes 2 ZIP codes and it is located in Bay county. The lowest prices are found in ZIP 32407, while the highest are in ZIP 32413. The average price per sqare feet is $224. Our analysis is based on 27 property listings.

Avergage prices by ZIP codes Panama City Beach

32407236 $ / ft²
32413400 $ / ft²




Historical development of home values in Panama City Beach

Year Estimated value (USD) Change vs. 2025
2010 $159,010 -53.6%
2011 $152,861 -55.4%
2012 $152,450 -55.5%
2013 $158,148 -53.8%
2014 $166,012 -51.5%
2015 $174,532 -49.0%
2016 $183,640 -46.4%
2017 $193,552 -43.5%
2018 $204,253 -40.3%
2019 $213,724 -37.6%
2020 $224,772 -34.4%
2021 $255,654 -25.3%
2022 $298,035 -13.0%
2023 $314,292 -8.2%
2024 $332,474 -2.9%
2025 $342,386 0.0%

Graph: estimated home values in Panama City Beach over time (USD)



Example: 100% financing house in Panama City Beach

Loan amount: $342,386

Interest rate: 6.00%

Fixed monthly payment: $2,052.78

Breakdown in the 1st month:
Interest portion: $1,711.93  –  Principal portion: $340.85

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $20,428.78 $4,204.54 $338,181.46
2 $20,169.46 $4,463.87 $333,717.59
3 $19,894.14 $4,739.19 $328,978.40
4 $19,601.83 $5,031.49 $323,946.91
5 $19,291.50 $5,341.82 $318,605.09
6 $18,962.03 $5,671.29 $312,933.80
7 $18,612.24 $6,021.09 $306,912.71
8 $18,240.87 $6,392.46 $300,520.25
9 $17,846.60 $6,786.73 $293,733.52
10 $17,428.01 $7,205.32 $286,528.21
11 $16,983.60 $7,649.73 $278,878.48
12 $16,511.78 $8,121.55 $270,756.93
13 $16,010.86 $8,622.46 $262,134.47
14 $15,479.05 $9,154.28 $252,980.19
15 $14,914.43 $9,718.89 $243,261.30
16 $14,314.99 $10,318.33 $232,942.96
17 $13,678.58 $10,954.75 $221,988.21
18 $13,002.91 $11,630.41 $210,357.80
19 $12,285.57 $12,347.75 $198,010.05
20 $11,523.99 $13,109.33 $184,900.72
21 $10,715.44 $13,917.89 $170,982.83
22 $9,857.01 $14,776.31 $156,206.52
23 $8,945.64 $15,687.68 $140,518.84
24 $7,978.06 $16,655.27 $123,863.57
25 $6,950.80 $17,682.53 $106,181.04
26 $5,860.18 $18,773.14 $87,407.90
27 $4,702.29 $19,931.03 $67,476.87
28 $3,472.99 $21,160.33 $46,316.53
29 $2,167.87 $22,465.46 $23,851.08
30 $782.25 $23,851.08 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Panama City Beach, FL


1500 sqft3900 sqft
Ø selling price$406,561$864,865
Ø fast selling$369,601$778,378
Ø high price sale$443,521$951,351

In 2026, houses in Panama City Beach, FL will be offered at an average price of $224 per square foot. A 1,500 sqft home priced at $406,561 is 24.79% more expensive per square foot than a 3,900 sqft home priced at $864,865. Home prices in Panama City Beach, FL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $598,752. Sellers who can wait longer may achieve a higher price of up to $731,809.


Panama City Beach, FL Travel Guide

Panama City Beach, FL is a Gulf Coast favorite known for sugar-white sand, emerald waters, and year-round sunshine. Located along the Florida Panhandle, PCB blends family-friendly fun with laid-back coastal vibes and spectacular sunsets. Visitors love strolling the 27 miles of shoreline, swimming, and booking dolphin tours on the calm waters of the Gulf of Mexico.

Things to Do & Nature

Nature lovers flock to St. Andrews State Park and Shell Island for snorkeling, kayaking, birding, and unspoiled beaches. Popular things to do in Panama City Beach include pier fishing, jet skiing, parasailing, and exploring kid-approved attractions and mini-golf. Foodies will find fresh Gulf seafood, beach bars, and waterfront restaurants serving oysters, shrimp, and sunset cocktails.

Where to Stay & When to Visit

Accommodation options range from oceanfront resorts and family-sized vacation rentals to budget-friendly hotels and condo stays near the beach. For shopping and entertainment, head to Pier Park, a lively district packed with boutiques, events, arcades, and nightlife. Spring and fall offer mild weather and fewer crowds, while summer brings peak beach days and a vibrant festival scene. Plan your Panama City Beach vacation with flexible bookings, sunscreen and beach gear, and an itinerary that balances relaxation with adventure.



FAQ – Home Values in Panama City Beach

What is the median home value in Panama City Beach in 2026?

In 2026, the typical home value in Panama City Beach is about $342,386 for an average home size of 1533 square feet. This corresponds to an average price of roughly $224 per square foot.

What is the average cost per square foot in Panama City Beach?

In 2026, homes in Panama City Beach sell for an average of around $224 per square foot, with a typical range between $218 and $363 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Panama City Beach is about 1533 square feet, with an estimated 2026 value around $342,386.



Locations close to Panama City Beach, FL

Alford, FL207 $ / ft²
Altha, FL117 $ / ft²
Bascom, FL95 $ / ft²
Mexico Beach, FL190 $ / ft²
Panama City, FL110 $ / ft²
Wacissa, FL135 $ / ft²




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