House Prices

House Prices & Home Values Central City, CO 2026


Average Data

average house price$284,984
average size per house1042 ft²
average price per ft²274 $ / ft²

06/24/2026 - The value range (VR) for house prices in Central City, CO is $335/ sqft to $335/ sqft. An average home with 1042 sqft costs approximately $349,070 to $349,070. Central City, CO includes 1 ZIP codes and it is located in Gilpin county. The lowest prices are found in ZIP 80427, while the highest are in ZIP 80427. The average price per sqare feet is $274. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Central City

80427321 $ / ft²




Historical development of home values in Central City

Year Estimated value (USD) Change vs. 2025
2010 $132,352 -53.6%
2011 $127,234 -55.4%
2012 $126,891 -55.5%
2013 $131,634 -53.8%
2014 $138,179 -51.5%
2015 $145,271 -49.0%
2016 $152,852 -46.4%
2017 $161,103 -43.5%
2018 $170,009 -40.3%
2019 $177,892 -37.6%
2020 $187,088 -34.4%
2021 $212,793 -25.3%
2022 $248,069 -13.0%
2023 $261,600 -8.2%
2024 $276,734 -2.9%
2025 $284,984 0.0%

Graph: estimated home values in Central City over time (USD)



Example: 100% financing house in Central City

Loan amount: $284,984

Interest rate: 6.00%

Fixed monthly payment: $1,708.62

Breakdown in the 1st month:
Interest portion: $1,424.92  –  Principal portion: $283.70

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,003.84 $3,499.64 $281,484.36
2 $16,787.99 $3,715.49 $277,768.88
3 $16,558.83 $3,944.65 $273,824.23
4 $16,315.53 $4,187.95 $269,636.28
5 $16,057.23 $4,446.25 $265,190.03
6 $15,782.99 $4,720.49 $260,469.54
7 $15,491.84 $5,011.63 $255,457.91
8 $15,182.74 $5,320.74 $250,137.17
9 $14,854.56 $5,648.91 $244,488.25
10 $14,506.15 $5,997.33 $238,490.93
11 $14,136.25 $6,367.23 $232,123.70
12 $13,743.53 $6,759.94 $225,363.75
13 $13,326.59 $7,176.88 $218,186.87
14 $12,883.94 $7,619.54 $210,567.33
15 $12,413.98 $8,089.49 $202,477.84
16 $11,915.04 $8,588.44 $193,889.40
17 $11,385.32 $9,118.15 $184,771.25
18 $10,822.94 $9,680.54 $175,090.71
19 $10,225.86 $10,277.61 $164,813.10
20 $9,591.96 $10,911.52 $153,901.58
21 $8,918.96 $11,584.51 $142,317.07
22 $8,204.46 $12,299.02 $130,018.05
23 $7,445.88 $13,057.60 $116,960.45
24 $6,640.51 $13,862.96 $103,097.49
25 $5,785.48 $14,718.00 $88,379.49
26 $4,877.70 $15,625.77 $72,753.71
27 $3,913.94 $16,589.54 $56,164.18
28 $2,890.73 $17,612.74 $38,551.43
29 $1,804.42 $18,699.06 $19,852.38
30 $651.10 $19,852.38 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Central City, CO


1500 sqft3900 sqft
Ø selling price$497,311$1,057,914
Ø fast selling$452,101$952,123
Ø high price sale$542,520$1,163,706

In 2026, houses in Central City, CO will be offered at an average price of $274 per square foot. A 1,500 sqft home priced at $497,311 is 22.01% more expensive per square foot than a 3,900 sqft home priced at $1,057,914. Home prices in Central City, CO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $732,403. Sellers who can wait longer may achieve a higher price of up to $895,159.

FAQ – Home Values in Central City

What is the median home value in Central City in 2026?

In 2026, the typical home value in Central City is about $284,984 for an average home size of 1042 square feet. This corresponds to an average price of roughly $274 per square foot.

What is the average cost per square foot in Central City?

In 2026, homes in Central City sell for an average of around $274 per square foot, with a typical range between $335 and $335 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Central City is about 1042 square feet, with an estimated 2026 value around $284,984.



Locations close to Central City, CO

Clark, CO256 $ / ft²
Como, CO165 $ / ft²
Conifer, CO301 $ / ft²
Burns, CO252 $ / ft²
Buffalo Creek, CO297 $ / ft²
Breckenridge, CO730 $ / ft²
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