House Prices

House Prices & Home Values Chama, CO 2026


Average Data

average house price$1,767,918
average size per house2838 ft²
average price per ft²624 $ / ft²

05/19/2026 - The value range (VR) for house prices in Chama, CO is $229/ sqft to $229/ sqft. An average home with 2838 sqft costs approximately $649,902 to $649,902. Chama, CO includes 1 ZIP codes and it is located in Costilla county. The lowest prices are found in ZIP 81126, while the highest are in ZIP 81126. The average price per sqare feet is $624. Our analysis is based on 28 property listings.

Avergage prices by ZIP codes Chama

81126246 $ / ft²




Historical development of home values in Chama

Year Estimated value (USD) Change vs. 2025
2010 $821,053 -53.6%
2011 $789,303 -55.4%
2012 $787,178 -55.5%
2013 $816,600 -53.8%
2014 $857,205 -51.5%
2015 $901,200 -49.0%
2016 $948,231 -46.4%
2017 $999,411 -43.5%
2018 $1,054,664 -40.3%
2019 $1,103,567 -37.6%
2020 $1,160,616 -34.4%
2021 $1,320,075 -25.3%
2022 $1,538,912 -13.0%
2023 $1,622,854 -8.2%
2024 $1,716,738 -2.9%
2025 $1,767,918 0.0%

Graph: estimated home values in Chama over time (USD)



Example: 100% financing house in Chama

Loan amount: $1,767,918

Interest rate: 6.00%

Fixed monthly payment: $10,599.56

Breakdown in the 1st month:
Interest portion: $8,839.59  â€“  Principal portion: $1,759.97

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $105,484.50 $21,710.24 $1,746,207.76
2 $104,145.46 $23,049.28 $1,723,158.48
3 $102,723.83 $24,470.91 $1,698,687.57
4 $101,214.52 $25,980.22 $1,672,707.35
5 $99,612.12 $27,582.62 $1,645,124.72
6 $97,910.88 $29,283.86 $1,615,840.86
7 $96,104.71 $31,090.03 $1,584,750.84
8 $94,187.15 $33,007.59 $1,551,743.25
9 $92,151.31 $35,043.43 $1,516,699.82
10 $89,989.91 $37,204.83 $1,479,495.00
11 $87,695.20 $39,499.54 $1,439,995.46
12 $85,258.95 $41,935.79 $1,398,059.67
13 $82,672.45 $44,522.29 $1,353,537.38
14 $79,926.41 $47,268.33 $1,306,269.05
15 $77,011.00 $50,183.74 $1,256,085.31
16 $73,915.78 $53,278.96 $1,202,806.35
17 $70,629.65 $56,565.09 $1,146,241.26
18 $67,140.84 $60,053.90 $1,086,187.36
19 $63,436.85 $63,757.89 $1,022,429.46
20 $59,504.40 $67,690.34 $954,739.12
21 $55,329.41 $71,865.33 $882,873.79
22 $50,896.91 $76,297.83 $806,575.96
23 $46,191.03 $81,003.71 $725,572.24
24 $41,194.89 $85,999.85 $639,572.40
25 $35,890.61 $91,304.13 $548,268.27
26 $30,259.17 $96,935.57 $451,332.70
27 $24,280.40 $102,914.34 $348,418.36
28 $17,932.87 $109,261.87 $239,156.49
29 $11,193.84 $116,000.90 $123,155.59
30 $4,039.15 $123,155.59 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chama, CO


1500 sqft3900 sqft
Ø selling price$1,132,561$2,409,264
Ø fast selling$1,029,601$2,168,338
Ø high price sale$1,235,520$2,650,191

In 2026, houses in Chama, CO will be offered at an average price of $624 per square foot. A 1,500 sqft home priced at $1,132,561 is 24.63% more expensive per square foot than a 3,900 sqft home priced at $2,409,264. Home prices in Chama, CO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $1,667,953. Sellers who can wait longer may achieve a higher price of up to $2,038,609.


Chama, CO Travel Guide

Chama, CO is a quiet rural community in southern Colorado known for wide-open skies and dramatic mountain backdrops.
Travelers seeking a slower pace will find Chama Colorado a serene base for scenic drives, wildlife viewing, and outdoor exploration.

Location and Landscape

Set near the New Mexico border, the area rests by the Sangre de Cristo Mountains and the expansive San Luis Valley, offering classic high-desert and alpine scenery.
Rolling ranchlands, piñon-juniper hills, and clear creeks create a landscape perfect for photography and nature watching.

Things to Do in Chama, Colorado

Popular things to do in Chama CO include hiking quiet trails, birding along riparian corridors, and fishing nearby waters.
Visitors also enjoy stargazing under exceptionally dark skies and spotting wildlife at dawn and dusk.
Day trips to historic towns, scenic byways, and surrounding public lands add even more culture and adventure.

Visitor Tips and Travel Planning

Plan ahead, as local services are limited; carry fuel, snacks, maps, and plenty of water, and always check road conditions.
Summer and early fall often bring the most comfortable Chama Colorado weather for road trips, while winter can make mountain routes challenging.
For Chama CO lodging, look for rustic cabins, small inns, or vacation rentals nearby, and book early during peak travel months.



FAQ – Home Values in Chama

What is the median home value in Chama in 2026?

In 2026, the typical home value in Chama is about $1,767,918 for an average home size of 2838 square feet. This corresponds to an average price of roughly $624 per square foot.

What is the average cost per square foot in Chama?

In 2026, homes in Chama sell for an average of around $624 per square foot, with a typical range between $229 and $229 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chama is about 2838 square feet, with an estimated 2026 value around $1,767,918.



Locations close to Chama, CO

Chromo, CO284 $ / ft²
Conejos, CO36 $ / ft²
Creede, CO144 $ / ft²
Center, CO1829 $ / ft²
Capulin, CO245 $ / ft²
Blanca, CO212 $ / ft²
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