House Prices

House Prices & Home Values San Mateo, CA 2026


Average Data

average house price$2,008,867
average size per house2043 ft²
average price per ft²984 $ / ft²

04/05/2026 - The value range (VR) for house prices in San Mateo, CA is $786/ sqft to $1008/ sqft. An average home with 2043 sqft costs approximately $1,605,798 to $2,059,344. San Mateo, CA includes 4 ZIP codes and it is located in San Mateo county. The lowest prices are found in ZIP 94404, while the highest are in ZIP 94403. The average price per sqare feet is $984. Our analysis is based on 85 property listings.

Avergage prices by ZIP codes San Mateo

94401739 $ / ft²
94402994 $ / ft²
944031027 $ / ft²
94404710 $ / ft²




Historical development of home values in San Mateo

Year Estimated value (USD) Change vs. 2025
2010 $932,954 -53.6%
2011 $896,877 -55.4%
2012 $894,462 -55.5%
2013 $927,895 -53.8%
2014 $974,034 -51.5%
2015 $1,024,025 -49.0%
2016 $1,077,465 -46.4%
2017 $1,135,620 -43.5%
2018 $1,198,404 -40.3%
2019 $1,253,972 -37.6%
2020 $1,318,796 -34.4%
2021 $1,499,988 -25.3%
2022 $1,748,649 -13.0%
2023 $1,844,032 -8.2%
2024 $1,950,712 -2.9%
2025 $2,008,867 0.0%

Graph: estimated home values in San Mateo over time (USD)



Example: 100% financing house in San Mateo

Loan amount: $2,008,867

Interest rate: 6.00%

Fixed monthly payment: $12,044.17

Breakdown in the 1st month:
Interest portion: $10,044.34  –  Principal portion: $1,999.84

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $119,860.95 $24,669.12 $1,984,197.88
2 $118,339.41 $26,190.66 $1,958,007.22
3 $116,724.03 $27,806.04 $1,930,201.18
4 $115,009.01 $29,521.06 $1,900,680.12
5 $113,188.22 $31,341.85 $1,869,338.27
6 $111,255.12 $33,274.95 $1,836,063.32
7 $109,202.80 $35,327.28 $1,800,736.04
8 $107,023.89 $37,506.18 $1,763,229.86
9 $104,710.59 $39,819.48 $1,723,410.37
10 $102,254.61 $42,275.46 $1,681,134.91
11 $99,647.15 $44,882.92 $1,636,251.99
12 $96,878.87 $47,651.20 $1,588,600.79
13 $93,939.85 $50,590.22 $1,538,010.57
14 $90,819.56 $53,710.52 $1,484,300.05
15 $87,506.81 $57,023.26 $1,427,276.79
16 $83,989.74 $60,540.33 $1,366,736.46
17 $80,255.74 $64,274.33 $1,302,462.13
18 $76,291.44 $68,238.63 $1,234,223.50
19 $72,082.63 $72,447.44 $1,161,776.06
20 $67,614.23 $76,915.84 $1,084,860.22
21 $62,870.23 $81,659.84 $1,003,200.38
22 $57,833.63 $86,696.44 $916,503.95
23 $52,486.39 $92,043.68 $824,460.26
24 $46,809.33 $97,720.74 $726,739.52
25 $40,782.13 $103,747.94 $622,991.58
26 $34,383.19 $110,146.89 $512,844.70
27 $27,589.57 $116,940.50 $395,904.19
28 $20,376.93 $124,153.14 $271,751.06
29 $12,719.44 $131,810.63 $139,940.42
30 $4,589.65 $139,940.42 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in San Mateo, CA


1500 sqft3900 sqft
Ø selling price$1,785,961$3,799,225
Ø fast selling$1,623,601$3,419,302
Ø high price sale$1,948,321$4,179,147

In 2026, houses in San Mateo, CA will be offered at an average price of $984 per square foot. A 1,500 sqft home priced at $1,785,961 is 20.91% more expensive per square foot than a 3,900 sqft home priced at $3,799,225. Home prices in San Mateo, CA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $2,630,232. Sellers who can wait longer may achieve a higher price of up to $3,214,729.


San Mateo, CA: Bay Area Lifestyle and Opportunity

Location and Lifestyle

Located on the San Francisco Peninsula, San Mateo, CA offers a balanced Bay Area lifestyle with vibrant neighborhoods and tree-lined streets.
Its Mediterranean climate brings mild, sunny days that make outdoor living and year-round recreation easy.

Attractions and Outdoors

Top things to do in San Mateo include waterfront breezes at Coyote Point Recreation Area, plus playgrounds, a marina, and scenic Bay Trail views.
Downtown San Mateo blends historic architecture with trendy restaurants, craft coffee, and boutique shopping along B Street and 3rd Avenue, making it a hotspot for the best restaurants in San Mateo.

Business and Economy

A strong economy connects startups with enterprise employers, positioning San Mateo between Silicon Valley and San Francisco for prime recruiting and partnerships.
Coworking hubs, biotech firms, and fintech companies thrive near modern office parks and the Bridgepointe and Hillsdale shopping districts.

Transportation and Access

Commuters appreciate Caltrain, SamTrans buses, and quick access to Highway 101 and 92, offering seamless regional travel.
Proximity to SFO and bike-friendly streets enhances connectivity for business trips and weekend adventures.

Real Estate and Community

Neighborhoods like Baywood, Aragon, and Hillsdale feature diverse San Mateo real estate, from classic bungalows to contemporary condos near top-rated schools and parks.
Families love Central Park?s Japanese Garden, community events, and the city?s safe, welcoming vibe that supports active, healthy living.



FAQ – Home Values in San Mateo

What is the median home value in San Mateo in 2026?

In 2026, the typical home value in San Mateo is about $2,008,867 for an average home size of 2043 square feet. This corresponds to an average price of roughly $984 per square foot.

What is the average cost per square foot in San Mateo?

In 2026, homes in San Mateo sell for an average of around $984 per square foot, with a typical range between $786 and $1008 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in San Mateo is about 2043 square feet, with an estimated 2026 value around $2,008,867.



Locations close to San Mateo, CA

Alameda, CA449 $ / ft²
American Canyon, CA364 $ / ft²
Discovery Bay, CA396 $ / ft²
Stanford, CA2523 $ / ft²
Palo Alto, CA2063 $ / ft²
San Francisco, CA1210 $ / ft²
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