House Prices

House Prices & Home Values Oceano, CA 2026


Average Data

average house price$628,324
average size per house1586 ft²
average price per ft²397 $ / ft²

05/31/2026 - The value range (VR) for house prices in Oceano, CA is $325/ sqft to $325/ sqft. An average home with 1586 sqft costs approximately $515,450 to $515,450. Oceano, CA includes 1 ZIP codes and it is located in San Luis Obispo county. The lowest prices are found in ZIP 93445, while the highest are in ZIP 93445. The average price per sqare feet is $397. Our analysis is based on 21 property listings.

Avergage prices by ZIP codes Oceano

93445330 $ / ft²




Historical development of home values in Oceano

Year Estimated value (USD) Change vs. 2025
2010 $291,805 -53.6%
2011 $280,521 -55.4%
2012 $279,766 -55.5%
2013 $290,223 -53.8%
2014 $304,654 -51.5%
2015 $320,290 -49.0%
2016 $337,005 -46.4%
2017 $355,194 -43.5%
2018 $374,831 -40.3%
2019 $392,211 -37.6%
2020 $412,487 -34.4%
2021 $469,159 -25.3%
2022 $546,934 -13.0%
2023 $576,768 -8.2%
2024 $610,135 -2.9%
2025 $628,324 0.0%

Graph: estimated home values in Oceano over time (USD)



Example: 100% financing house in Oceano

Loan amount: $628,324

Interest rate: 6.00%

Fixed monthly payment: $3,767.12

Breakdown in the 1st month:
Interest portion: $3,141.62  –  Principal portion: $625.50

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $37,489.55 $7,715.89 $620,608.11
2 $37,013.65 $8,191.79 $612,416.32
3 $36,508.39 $8,697.04 $603,719.27
4 $35,971.98 $9,233.46 $594,485.81
5 $35,402.48 $9,802.96 $584,682.86
6 $34,797.86 $10,407.58 $574,275.27
7 $34,155.94 $11,049.50 $563,225.78
8 $33,474.43 $11,731.01 $551,494.77
9 $32,750.89 $12,454.55 $539,040.22
10 $31,982.72 $13,222.72 $525,817.49
11 $31,167.17 $14,038.27 $511,779.23
12 $30,301.32 $14,904.12 $496,875.11
13 $29,382.07 $15,823.37 $481,051.73
14 $28,406.11 $16,799.32 $464,252.41
15 $27,369.97 $17,835.47 $446,416.94
16 $26,269.92 $18,935.52 $427,481.42
17 $25,102.01 $20,103.42 $407,378.00
18 $23,862.08 $21,343.36 $386,034.64
19 $22,545.67 $22,659.77 $363,374.87
20 $21,148.06 $24,057.38 $339,317.49
21 $19,664.26 $25,541.18 $313,776.31
22 $18,088.93 $27,116.51 $286,659.81
23 $16,416.45 $28,788.99 $257,870.81
24 $14,640.80 $30,564.63 $227,306.18
25 $12,755.64 $32,449.79 $194,856.39
26 $10,754.21 $34,451.23 $160,405.16
27 $8,629.34 $36,576.10 $123,829.06
28 $6,373.40 $38,832.04 $84,997.02
29 $3,978.33 $41,227.11 $43,769.91
30 $1,435.53 $43,769.91 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Oceano, CA


1500 sqft3900 sqft
Ø selling price$720,555$1,532,818
Ø fast selling$655,050$1,379,536
Ø high price sale$786,061$1,686,099

In 2026, houses in Oceano, CA will be offered at an average price of $397 per square foot. A 1,500 sqft home priced at $720,555 is 23.35% more expensive per square foot than a 3,900 sqft home priced at $1,532,818. Home prices in Oceano, CA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $1,061,181. Sellers who can wait longer may achieve a higher price of up to $1,296,999.


Explore Oceano, CA

Located on California?s Central Coast, Oceano, CA is a relaxed coastal town known for its wide beaches and welcoming vibe. Set within San Luis Obispo County near Pismo Beach, it offers a blend of beach fun, nature, and small-town charm.

Beaches and Outdoor Adventures

The iconic Oceano Dunes SVRA is known for beach access and off?highway recreation in designated areas. Nature lovers explore the Guadalupe-Nipomo Dunes for birdwatching, wildflower blooms, and serene ocean views. Families enjoy sunbathing, tidepooling at nearby coves, and memorable beach camping experiences.

Local Culture and Things to Do

Discover history at the restored Oceano Train Depot, browse local art studios, and capture stunning sunsets along the shoreline. Casual eateries serve fresh seafood, tacos, and California coastal cuisine perfect after a day in the sand.

Planning Your Visit

Mild weather makes Oceano, California a year?round destination, with foggy mornings giving way to sunny afternoons. Stay at beachside RV parks, cozy vacation rentals, or nearby hotels, all within easy access of Highway 1. Whether you come for dunes adventures, quiet beach walks, or day trips around the Central Coast, Oceano delivers a laid?back California escape.



FAQ – Home Values in Oceano

What is the median home value in Oceano in 2026?

In 2026, the typical home value in Oceano is about $628,324 for an average home size of 1586 square feet. This corresponds to an average price of roughly $397 per square foot.

What is the average cost per square foot in Oceano?

In 2026, homes in Oceano sell for an average of around $397 per square foot, with a typical range between $325 and $325 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Oceano is about 1586 square feet, with an estimated 2026 value around $628,324.



Locations close to Oceano, CA

Paso Robles, CA280 $ / ft²
Pismo Beach, CA562 $ / ft²
San Ardo, CA397 $ / ft²
Nipomo, CA390 $ / ft²
Morro Bay, CA525 $ / ft²
Los Olivos, CA680 $ / ft²
  imprint  Privacy