House Prices

House Prices & Home Values Tracy, CA 2026


Average Data

average house price$721,248
average size per house2347 ft²
average price per ft²308 $ / ft²

04/04/2026 - The value range (VR) for house prices in Tracy, CA is $224/ sqft to $356/ sqft. An average home with 2347 sqft costs approximately $525,728 to $835,532. Tracy, CA includes 4 ZIP codes and it is located in San Joaquin county. The lowest prices are found in ZIP 95304, while the highest are in ZIP 95391. The average price per sqare feet is $308. Our analysis is based on 71 property listings.

Avergage prices by ZIP codes Tracy

95304242 $ / ft²
95376302 $ / ft²
95377280 $ / ft²
95391381 $ / ft²




Historical development of home values in Tracy

Year Estimated value (USD) Change vs. 2025
2010 $334,961 -53.6%
2011 $322,008 -55.4%
2012 $321,141 -55.5%
2013 $333,144 -53.8%
2014 $349,709 -51.5%
2015 $367,658 -49.0%
2016 $386,845 -46.4%
2017 $407,724 -43.5%
2018 $430,266 -40.3%
2019 $450,216 -37.6%
2020 $473,490 -34.4%
2021 $538,544 -25.3%
2022 $627,822 -13.0%
2023 $662,067 -8.2%
2024 $700,368 -2.9%
2025 $721,248 0.0%

Graph: estimated home values in Tracy over time (USD)



Example: 100% financing house in Tracy

Loan amount: $721,248

Interest rate: 6.00%

Fixed monthly payment: $4,324.25

Breakdown in the 1st month:
Interest portion: $3,606.24  –  Principal portion: $718.01

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $43,033.94 $8,857.01 $712,390.99
2 $42,487.66 $9,403.29 $702,987.70
3 $41,907.69 $9,983.27 $693,004.43
4 $41,291.94 $10,599.01 $682,405.42
5 $40,638.22 $11,252.74 $671,152.69
6 $39,944.17 $11,946.78 $659,205.91
7 $39,207.32 $12,683.63 $646,522.28
8 $38,425.03 $13,465.93 $633,056.35
9 $37,594.48 $14,296.48 $618,759.87
10 $36,712.70 $15,178.25 $603,581.62
11 $35,776.54 $16,114.41 $587,467.20
12 $34,782.64 $17,108.32 $570,358.89
13 $33,727.43 $18,163.52 $552,195.37
14 $32,607.15 $19,283.81 $532,911.56
15 $31,417.76 $20,473.19 $512,438.37
16 $30,155.02 $21,735.93 $490,702.44
17 $28,814.40 $23,076.56 $467,625.88
18 $27,391.09 $24,499.87 $443,126.02
19 $25,879.99 $26,010.97 $417,115.05
20 $24,275.69 $27,615.26 $389,499.79
21 $22,572.44 $29,318.51 $360,181.27
22 $20,764.14 $31,126.82 $329,054.46
23 $18,844.30 $33,046.65 $296,007.81
24 $16,806.06 $35,084.89 $260,922.91
25 $14,642.10 $37,248.85 $223,674.06
26 $12,344.67 $39,546.28 $184,127.78
27 $9,905.54 $41,985.41 $142,142.37
28 $7,315.98 $44,574.98 $97,567.39
29 $4,566.69 $47,324.27 $50,243.12
30 $1,647.83 $50,243.12 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Tracy, CA


1500 sqft3900 sqft
Ø selling price$559,021$1,189,188
Ø fast selling$508,201$1,070,270
Ø high price sale$609,840$1,308,107

In 2026, houses in Tracy, CA will be offered at an average price of $308 per square foot. A 1,500 sqft home priced at $559,021 is 24.84% more expensive per square foot than a 3,900 sqft home priced at $1,189,188. Home prices in Tracy, CA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $823,285. Sellers who can wait longer may achieve a higher price of up to $1,006,237.


Explore Tracy, CA

Location & Transportation

Tracy, CA is a growing city in San Joaquin County that blends small-town charm with Central Valley convenience.
Located along Interstate 205, Interstate 580, and Interstate 5 near the Altamont Pass, Tracy offers quick connections to the Bay Area and beyond.
Commuters appreciate the ACE train service and park-and-ride options that make regional travel easier.

Lifestyle & Amenities

Family-friendly neighborhoods, diverse dining, and ample parks contribute to a high quality of life in the City of Tracy.
Downtown Tracy features the Grand Theatre Center for the Arts, local boutiques, and year-round community events.

Economy & Opportunity

Employers in logistics, agriculture, and advanced manufacturing thrive here thanks to a strategic distribution hub and a skilled workforce.

Recreation & Climate

Shoppers enjoy destinations like West Valley Mall while weekend explorers head to nearby Delta waterways and hiking vistas.
The Mediterranean-style climate brings long, sunny days that are perfect for sports at local complexes and outdoor festivals.

Schools & Community

Schools in the Tracy Unified School District and local charter options support strong academics and extracurricular activities.
Whether you?re relocating, investing, or planning a visit, Tracy, California delivers affordability, accessibility, and a welcoming community feel.



FAQ – Home Values in Tracy

What is the median home value in Tracy in 2026?

In 2026, the typical home value in Tracy is about $721,248 for an average home size of 2347 square feet. This corresponds to an average price of roughly $308 per square foot.

What is the average cost per square foot in Tracy?

In 2026, homes in Tracy sell for an average of around $308 per square foot, with a typical range between $224 and $356 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Tracy is about 2347 square feet, with an estimated 2026 value around $721,248.



Locations close to Tracy, CA

Santa Rosa, CA315 $ / ft²
Albion, CA332 $ / ft²
Annapolis, CA477 $ / ft²
Yosemite National Park, CA305 $ / ft²
Winton, CA250 $ / ft²
Westley, CA438 $ / ft²




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