House Prices

Lake Merced San Francisco, CA House Prices & Home Values 2026


Average Data

average house price$1,383,785
average size per house1716 ft²
average price per ft²740 $ / ft²

04/04/2026 - The value range (VR) for house prices in Lake Merced San Francisco, CA is $703/ sqft to $777/ sqft. An average home with 1716 sqft costs approximately $1,106,222 to $1,222,666. San Francisco, CA includes 1 ZIP codes and it is located in San Francisco county. The lowest prices are found in ZIP 94132, while the highest are in ZIP 94132. The average price per sqare feet is $740. Our analysis is based on 29 property listings.

Avergage prices by ZIP codes Lake Merced San Francisco

94132736 $ / ft²




Historical development of home values in Lake Merced San Francisco

Year Estimated value (USD) Change vs. 2025
2010 $642,655 -53.6%
2011 $617,803 -55.4%
2012 $616,140 -55.5%
2013 $639,170 -53.8%
2014 $670,952 -51.5%
2015 $705,388 -49.0%
2016 $742,200 -46.4%
2017 $782,259 -43.5%
2018 $825,507 -40.3%
2019 $863,784 -37.6%
2020 $908,437 -34.4%
2021 $1,033,250 -25.3%
2022 $1,204,537 -13.0%
2023 $1,270,240 -8.2%
2024 $1,343,726 -2.9%
2025 $1,383,785 0.0%

Graph: estimated home values in Lake Merced San Francisco over time (USD)



Example: 100% financing house in Lake Merced San Francisco

Loan amount: $1,383,785

Interest rate: 5.50%

Fixed monthly payment: $7,858.72

Breakdown in the 1st month:
Interest portion: $6,344.65  –  Principal portion: $1,514.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $75,670.61 $18,633.98 $1,365,151.02
2 $74,619.11 $19,685.48 $1,345,465.54
3 $73,508.28 $20,796.31 $1,324,669.24
4 $72,334.77 $21,969.82 $1,302,699.42
5 $71,095.04 $23,209.55 $1,279,489.87
6 $69,785.35 $24,519.24 $1,254,970.63
7 $68,401.75 $25,902.83 $1,229,067.80
8 $66,940.09 $27,364.50 $1,201,703.30
9 $65,395.94 $28,908.65 $1,172,794.65
10 $63,764.65 $30,539.93 $1,142,254.71
11 $62,041.32 $32,263.27 $1,109,991.45
12 $60,220.74 $34,083.85 $1,075,907.60
13 $58,297.42 $36,007.16 $1,039,900.44
14 $56,265.58 $38,039.01 $1,001,861.43
15 $54,119.08 $40,185.50 $961,675.92
16 $51,851.46 $42,453.13 $919,222.80
17 $49,455.87 $44,848.71 $874,374.08
18 $46,925.11 $47,379.47 $826,994.61
19 $44,251.54 $50,053.05 $776,941.56
20 $41,427.10 $52,877.48 $724,064.08
21 $38,443.28 $55,861.30 $668,202.78
22 $35,291.09 $59,013.49 $609,189.29
23 $31,961.03 $62,343.56 $546,845.73
24 $28,443.05 $65,861.54 $480,984.19
25 $24,726.56 $69,578.03 $411,406.16
26 $20,800.34 $73,504.24 $337,901.92
27 $16,652.58 $77,652.00 $260,249.91
28 $12,270.76 $82,033.82 $178,216.09
29 $7,641.69 $86,662.90 $91,553.19
30 $2,751.40 $91,553.19 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Lake Merced San Francisco, CA


1500 sqft3900 sqft
Ø selling price$1,231,623$2,619,998
Ø fast selling$1,119,658$2,357,998
Ø high price sale$1,343,589$2,881,998

In 2026, houses in Lake Merced San Francisco, CA will be offered at an average price of $740 per square foot. A 1,500 sqft home priced at $1,231,623 is 21.09% more expensive per square foot than a 3,900 sqft home priced at $2,619,998. Home prices in Lake Merced San Francisco, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,813,845. Sellers who can wait longer may achieve a higher price of up to $2,216,921.


Lake Merced, San Francisco, CA Neighborhood Guide

Overview

Lake Merced is a serene, residential neighborhood in southwest San Francisco, CA anchored by its namesake freshwater lake. The area blends natural open space with suburban convenience, offering a quieter alternative to central city districts.
Its microclimate trends cool and breezy, with fog rolling in from the nearby Pacific Ocean.

Outdoors & Recreation

Outdoor enthusiasts love the miles of multi-use trails circling Lake Merced and the birdwatching opportunities in protected habitat. Golf is a major draw with TPC Harding Park and the San Francisco Golf Club neighboring the lake. Families appreciate playgrounds, picnic areas, and easy access to Fort Funston beaches and bluffs.

Access, Amenities & Real Estate

The neighborhood sits near San Francisco State University and Lowell High School, creating a scholarly, family-friendly vibe. Shopping and dining hubs like Stonestown Galleria and nearby Parkmerced add everyday convenience. Muni lines and Highway 1 provide straightforward commuting to Downtown San Francisco, the Peninsula, and SFO. Real estate in Lake Merced ranges from mid-century townhomes to modern condos, offering value, space, and proximity to nature.



FAQ – Home Values in Lake Merced San Francisco

What is the median home value in Lake Merced San Francisco in 2026?

In 2026, the typical home value in Lake Merced San Francisco is about $1,383,785 for an average home size of 1716 square feet. This corresponds to an average price of roughly $740 per square foot.

What is the average cost per square foot in Lake Merced San Francisco?

In 2026, homes in Lake Merced San Francisco sell for an average of around $740 per square foot, with a typical range between $703 and $777 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Lake Merced?

The average home size in Lake Merced San Francisco is about 1716 square feet, with an estimated 2026 value around $1,383,785.



Neighborhoods close to Lake Merced San Francisco, CA

Southampton Benicia, CA382 $ / ft²
Downtown Calistoga Calistoga, CA857 $ / ft²
Browns Valley Napa, CA1046 $ / ft²
Tenderloin San Francisco, CA1177 $ / ft²
Argus Trona, CA161 $ / ft²
Downtown Palmdale Palmdale, CA207 $ / ft²
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