House Prices

Downtown San Francisco, CA House Prices & Home Values 2026


Average Data

average house price$893,838
average size per house793 ft²
average price per ft²1081 $ / ft²

04/04/2026 - The value range (VR) for house prices in Downtown San Francisco, CA is $1026.95/ sqft to $1135.05/ sqft. An average home with 793 sqft costs approximately $779,354 to $861,391. San Francisco, CA includes 1 ZIP codes and it is located in San Francisco county. The lowest prices are found in ZIP 94102, while the highest are in ZIP 94102. The average price per sqare feet is $1081. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes Downtown San Francisco

941021176 $ / ft²




Historical development of home values in Downtown San Francisco

Year Estimated value (USD) Change vs. 2025
2010 $415,115 -53.6%
2011 $399,062 -55.4%
2012 $397,988 -55.5%
2013 $412,863 -53.8%
2014 $433,393 -51.5%
2015 $455,636 -49.0%
2016 $479,414 -46.4%
2017 $505,290 -43.5%
2018 $533,225 -40.3%
2019 $557,950 -37.6%
2020 $586,793 -34.4%
2021 $667,414 -25.3%
2022 $778,055 -13.0%
2023 $820,495 -8.2%
2024 $867,962 -2.9%
2025 $893,838 0.0%

Graph: estimated home values in Downtown San Francisco over time (USD)



Example: 100% financing house in Downtown San Francisco

Loan amount: $893,838

Interest rate: 5.74%

Fixed monthly payment: $5,211.65

Breakdown in the 1st month:
Interest portion: $4,277.01  –  Principal portion: $934.64

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $51,024.25 $11,515.60 $882,322.40
2 $50,345.34 $12,194.51 $870,127.89
3 $49,626.41 $12,913.44 $857,214.45
4 $48,865.09 $13,674.76 $843,539.69
5 $48,058.89 $14,480.96 $829,058.72
6 $47,205.15 $15,334.70 $813,724.03
7 $46,301.09 $16,238.76 $797,485.27
8 $45,343.73 $17,196.13 $780,289.14
9 $44,329.92 $18,209.93 $762,079.21
10 $43,256.34 $19,283.51 $742,795.70
11 $42,119.47 $20,420.38 $722,375.32
12 $40,915.58 $21,624.27 $700,751.05
13 $39,640.71 $22,899.14 $677,851.91
14 $38,290.68 $24,249.17 $653,602.74
15 $36,861.06 $25,678.79 $627,923.94
16 $35,347.15 $27,192.70 $600,731.24
17 $33,743.99 $28,795.86 $571,935.38
18 $32,046.32 $30,493.54 $541,441.85
19 $30,248.55 $32,291.30 $509,150.55
20 $28,344.80 $34,195.05 $474,955.50
21 $26,328.82 $36,211.03 $438,744.47
22 $24,193.98 $38,345.87 $400,398.59
23 $21,933.28 $40,606.58 $359,792.02
24 $19,539.29 $43,000.56 $316,791.46
25 $17,004.17 $45,535.68 $271,255.78
26 $14,319.60 $48,220.26 $223,035.53
27 $11,476.75 $51,063.11 $171,972.42
28 $8,466.29 $54,073.56 $117,898.87
29 $5,278.36 $57,261.49 $60,637.37
30 $1,902.48 $60,637.37 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Downtown San Francisco, CA


1500 sqft3900 sqft
Ø selling price$1,877,649$3,994,271
Ø fast selling$1,706,954$3,594,844
Ø high price sale$2,048,344$4,393,698

In 2026, houses in Downtown San Francisco, CA will be offered at an average price of $1081 per square foot. A 1,500 sqft home priced at $1,877,649 is 22.01% more expensive per square foot than a 3,900 sqft home priced at $3,994,271. Home prices in Downtown San Francisco, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $2,765,264. Sellers who can wait longer may achieve a higher price of up to $3,379,768.


Downtown San Francisco, CA Neighborhood Guide

Overview

The Downtown San Francisco neighborhood in San Francisco, CA is a vibrant urban hub known for its skyline, tech energy, and cultural landmarks. Centered around Union Square and the Financial District, it connects seamlessly to SoMa and the Yerba Buena arts corridor. Visitors and locals come for flagship shopping, diverse dining, live theaters, and buzzing nightlife.

Transportation & Accessibility

Getting around is easy with BART, Muni Metro, and historic cable cars linking Downtown to the wider Bay Area, San Francisco International Airport (SFO), and Oakland (OAK).
Walkability is excellent, and most hotels, offices, and attractions sit within minutes of major transit stops. While garages exist for drivers, exploring Downtown San Francisco on foot is often faster and more scenic.

Business & Meetings

The area anchors the city?s economy, home to corporate headquarters, innovative startups, fintech firms, and collaborative co-working spaces. Modern venues and stylish hotels make Downtown ideal for conferences, client meetings, and business travel.

Attractions & Lifestyle

Top attractions include designer boutiques at Union Square, the gourmet Ferry Building marketplace, and contemporary art in the Yerba Buena Gardens area. High-rise condos, classic architecture, and pocket parks create an energetic yet livable experience for residents and visitors in Downtown San Francisco.



FAQ – Home Values in Downtown San Francisco

What is the median home value in Downtown San Francisco in 2026?

In 2026, the typical home value in Downtown San Francisco is about $893,838 for an average home size of 793 square feet. This corresponds to an average price of roughly $1081 per square foot.

What is the average cost per square foot in Downtown San Francisco?

In 2026, homes in Downtown San Francisco sell for an average of around $1081 per square foot, with a typical range between $1026.95 and $1135.05 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Downtown?

The average home size in Downtown San Francisco is about 793 square feet, with an estimated 2026 value around $893,838.



Neighborhoods close to Downtown San Francisco, CA

South of Market San Francisco, CA860 $ / ft²
Southampton Benicia, CA382 $ / ft²
Downtown Calistoga Calistoga, CA857 $ / ft²
Argus Trona, CA161 $ / ft²
Downtown Palmdale Palmdale, CA207 $ / ft²
Crystalaire Llano, CA481 $ / ft²
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