House Prices

St. Cloud Oceanside, CA House Prices & Home Values 2026


Average Data

average house price$591,506
average size per house1679 ft²
average price per ft²354 $ / ft²

04/04/2026 - The value range (VR) for house prices in St. Cloud Oceanside, CA is $336.3/ sqft to $371.7/ sqft. An average home with 1679 sqft costs approximately $566,907 to $626,581. Oceanside, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 92056, while the highest are in ZIP 92056. The average price per sqare feet is $354. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes St. Cloud Oceanside

92056357 $ / ft²




Historical development of home values in St. Cloud Oceanside

Year Estimated value (USD) Change vs. 2025
2010 $274,706 -53.6%
2011 $264,083 -55.4%
2012 $263,372 -55.5%
2013 $273,216 -53.8%
2014 $286,802 -51.5%
2015 $301,522 -49.0%
2016 $317,257 -46.4%
2017 $334,381 -43.5%
2018 $352,867 -40.3%
2019 $369,229 -37.6%
2020 $388,316 -34.4%
2021 $441,668 -25.3%
2022 $514,886 -13.0%
2023 $542,971 -8.2%
2024 $574,382 -2.9%
2025 $591,506 0.0%

Graph: estimated home values in St. Cloud Oceanside over time (USD)



Example: 100% financing house in St. Cloud Oceanside

Loan amount: $591,506

Interest rate: 6.02%

Fixed monthly payment: $3,555.51

Breakdown in the 1st month:
Interest portion: $2,969.36  –  Principal portion: $586.15

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $35,434.83 $7,231.28 $584,274.72
2 $34,986.99 $7,679.12 $576,595.59
3 $34,511.41 $8,154.70 $568,440.89
4 $34,006.38 $8,659.74 $559,781.15
5 $33,470.07 $9,196.04 $550,585.11
6 $32,900.54 $9,765.57 $540,819.54
7 $32,295.75 $10,370.36 $530,449.18
8 $31,653.50 $11,012.61 $519,436.56
9 $30,971.47 $11,694.64 $507,741.92
10 $30,247.21 $12,418.91 $495,323.02
11 $29,478.09 $13,188.03 $482,134.99
12 $28,661.33 $14,004.78 $468,130.21
13 $27,794.00 $14,872.11 $453,258.10
14 $26,872.95 $15,793.16 $437,464.93
15 $25,894.86 $16,771.26 $420,693.68
16 $24,856.19 $17,809.92 $402,883.75
17 $23,753.20 $18,912.92 $383,970.84
18 $22,581.89 $20,084.22 $363,886.62
19 $21,338.05 $21,328.06 $342,558.55
20 $20,017.17 $22,648.94 $319,909.61
21 $18,614.49 $24,051.62 $295,857.99
22 $17,124.94 $25,541.17 $270,316.83
23 $15,543.14 $27,122.97 $243,193.86
24 $13,863.38 $28,802.73 $214,391.13
25 $12,079.59 $30,586.52 $183,804.60
26 $10,185.32 $32,480.79 $151,323.81
27 $8,173.74 $34,492.37 $116,831.44
28 $6,037.58 $36,628.53 $80,202.91
29 $3,769.13 $38,896.98 $41,305.93
30 $1,360.19 $41,305.93 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in St. Cloud Oceanside, CA


1500 sqft3900 sqft
Ø selling price$645,081$1,372,262
Ø fast selling$586,437$1,235,036
Ø high price sale$703,724$1,509,488

In 2026, houses in St. Cloud Oceanside, CA will be offered at an average price of $354 per square foot. A 1,500 sqft home priced at $645,081 is 23.09% more expensive per square foot than a 3,900 sqft home priced at $1,372,262. Home prices in St. Cloud Oceanside, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $950,027. Sellers who can wait longer may achieve a higher price of up to $1,161,145.


St. Cloud, Oceanside, CA Neighborhood Guide

Overview

Located in North County San Diego, the gated community of St. Cloud offers modern townhomes and condos in Oceanside, CA. Homebuyers value its resort-style amenities, including a pool, spa, clubhouse, and fitness center. Tree-lined streets, pocket parks, and a dog park create a walkable, family-friendly atmosphere.
Residents appreciate low-maintenance living with HOA-maintained landscaping and thoughtfully designed floor plans. Proximity to nearby schools, sports fields, and community playgrounds supports an active lifestyle.

Lifestyle and Location

Commuters enjoy quick access to Highway 76, I?5, and the SPRINTER, making trips to Camp Pendleton, Carlsbad, and San Diego efficient. Shopping, dining, and everyday services are minutes away at Mission Marketplace, Arrowood, and coastal retail centers. On weekends, residents head to Oceanside beaches, the harbor, and local trails for surfing, biking, and sunset strolls.
The neighborhood?s newer construction, energy-efficient features, and attached garages make St. Cloud real estate appealing to buyers seeking value on the coast. If you want a convenient coastal lifestyle with community amenities and strong resale appeal, St. Cloud in Oceanside, CA homes for sale deserve a spot on your shortlist.



FAQ – Home Values in St. Cloud Oceanside

What is the median home value in St. Cloud Oceanside in 2026?

In 2026, the typical home value in St. Cloud Oceanside is about $591,506 for an average home size of 1679 square feet. This corresponds to an average price of roughly $354 per square foot.

What is the average cost per square foot in St. Cloud Oceanside?

In 2026, homes in St. Cloud Oceanside sell for an average of around $354 per square foot, with a typical range between $336.3 and $371.7 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in St. Cloud?

The average home size in St. Cloud Oceanside is about 1679 square feet, with an estimated 2026 value around $591,506.



Neighborhoods close to St. Cloud Oceanside, CA

Morro Hills Oceanside, CA303 $ / ft²
Pauma Valley Country Club Pauma Valley, CA288 $ / ft²
Old Poway Poway, CA380 $ / ft²
DeLuz Camp Pendleton, CA394 $ / ft²
Townsite Oceanside, CA343 $ / ft²
Eucalyptus Hills Lakeside, CA279 $ / ft²
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