House Prices

Loma Alta Oceanside, CA House Prices & Home Values 2026


Average Data

average house price$872,125
average size per house1575 ft²
average price per ft²538 $ / ft²

04/04/2026 - The value range (VR) for house prices in Loma Alta Oceanside, CA is $511.1/ sqft to $564.9/ sqft. An average home with 1575 sqft costs approximately $781,639 to $863,916. Oceanside, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 92054, while the highest are in ZIP 92054. The average price per sqare feet is $538. Our analysis is based on 14 property listings.

Avergage prices by ZIP codes Loma Alta Oceanside

92054326 $ / ft²




Historical development of home values in Loma Alta Oceanside

Year Estimated value (USD) Change vs. 2025
2010 $405,031 -53.6%
2011 $389,368 -55.4%
2012 $388,320 -55.5%
2013 $402,834 -53.8%
2014 $422,865 -51.5%
2015 $444,568 -49.0%
2016 $467,768 -46.4%
2017 $493,016 -43.5%
2018 $520,272 -40.3%
2019 $544,396 -37.6%
2020 $572,539 -34.4%
2021 $651,201 -25.3%
2022 $759,155 -13.0%
2023 $800,564 -8.2%
2024 $846,878 -2.9%
2025 $872,125 0.0%

Graph: estimated home values in Loma Alta Oceanside over time (USD)



Example: 100% financing house in Loma Alta Oceanside

Loan amount: $872,125

Interest rate: 5.83%

Fixed monthly payment: $5,131.67

Breakdown in the 1st month:
Interest portion: $4,234.17  –  Principal portion: $897.50

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $50,517.71 $11,062.32 $861,062.68
2 $49,855.73 $11,724.30 $849,338.39
3 $49,154.13 $12,425.89 $836,912.50
4 $48,410.55 $13,169.47 $823,743.02
5 $47,622.48 $13,957.55 $809,785.48
6 $46,787.24 $14,792.78 $794,992.69
7 $45,902.03 $15,678.00 $779,314.69
8 $44,963.84 $16,616.19 $762,698.50
9 $43,969.50 $17,610.52 $745,087.98
10 $42,915.67 $18,664.36 $726,423.62
11 $41,798.77 $19,781.25 $706,642.37
12 $40,615.04 $20,964.98 $685,677.39
13 $39,360.47 $22,219.55 $663,457.83
14 $38,030.83 $23,549.20 $639,908.64
15 $36,621.62 $24,958.41 $614,950.23
16 $35,128.08 $26,451.95 $588,498.28
17 $33,545.16 $28,034.86 $560,463.42
18 $31,867.53 $29,712.50 $530,750.92
19 $30,089.50 $31,490.53 $499,260.39
20 $28,205.07 $33,374.96 $465,885.43
21 $26,207.87 $35,372.15 $430,513.28
22 $24,091.16 $37,488.86 $393,024.41
23 $21,847.78 $39,732.24 $353,292.17
24 $19,470.16 $42,109.86 $311,182.31
25 $16,950.26 $44,629.77 $266,552.54
26 $14,279.56 $47,300.46 $219,252.08
27 $11,449.05 $50,130.98 $169,121.11
28 $8,449.16 $53,130.87 $115,990.24
29 $5,269.74 $56,310.28 $59,679.95
30 $1,900.07 $59,679.95 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Loma Alta Oceanside, CA


1500 sqft3900 sqft
Ø selling price$948,153$2,016,979
Ø fast selling$861,957$1,815,281
Ø high price sale$1,034,349$2,218,677

In 2026, houses in Loma Alta Oceanside, CA will be offered at an average price of $538 per square foot. A 1,500 sqft home priced at $948,153 is 22.33% more expensive per square foot than a 3,900 sqft home priced at $2,016,979. Home prices in Loma Alta Oceanside, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,396,370. Sellers who can wait longer may achieve a higher price of up to $1,706,675.


Explore Loma Alta in Oceanside, CA

Location & Coastal Lifestyle

The Loma Alta neighborhood in Oceanside, CA blends coastal breezes with gentle hillside views, placing residents minutes from sandy beaches and a vibrant harbor.
Its central location near Downtown Oceanside, shopping, and schools makes it a convenient base for everyday life.

Housing & Real Estate

Homebuyers searching for homes for sale in Loma Alta, Oceanside will find a mix of classic bungalows, mid-century homes, condos, and thoughtful infill.
Diverse Loma Alta real estate options and established streets create a welcoming community feel.

Parks & Recreation

Outdoor lovers enjoy the Loma Alta Creek corridor and nearby Buccaneer Beach and Park for surfing, jogging, and sunset walks.
Local playgrounds, recreation fields, and fitness paths support an active, coastal lifestyle year-round.

Dining & Conveniences

Residents have quick access to Oceanside Boulevard and Mission Avenue eateries, craft coffee, international dining, and neighborhood markets.
Weekend plans are easy with farmers markets, art galleries, and live music close by.

Commuting & Access

Proximity to I-5, Highway 76, and nearby Sprinter/Coaster rail connections supports an efficient commute throughout North County and greater San Diego.
Whether you work remotely or travel for business, Loma Alta in Oceanside delivers connectivity without sacrificing beach-town charm.



FAQ – Home Values in Loma Alta Oceanside

What is the median home value in Loma Alta Oceanside in 2026?

In 2026, the typical home value in Loma Alta Oceanside is about $872,125 for an average home size of 1575 square feet. This corresponds to an average price of roughly $538 per square foot.

What is the average cost per square foot in Loma Alta Oceanside?

In 2026, homes in Loma Alta Oceanside sell for an average of around $538 per square foot, with a typical range between $511.1 and $564.9 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Loma Alta?

The average home size in Loma Alta Oceanside is about 1575 square feet, with an estimated 2026 value around $872,125.



Neighborhoods close to Loma Alta Oceanside, CA

DeLuz Camp Pendleton, CA394 $ / ft²
Rancho Del Oro Oceanside, CA322 $ / ft²
Pauma Valley Country Club Pauma Valley, CA288 $ / ft²
Eucalyptus Hills Lakeside, CA279 $ / ft²
Village of La Jolla La Jolla, CA1689 $ / ft²
Julian Townsite (Historic District) Julian, CA1626 $ / ft²
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