House Prices

Ocean Terrace La Jolla, CA House Prices & Home Values 2026


Average Data

average house price$5,075,826
average size per house3810 ft²
average price per ft²1262 $ / ft²

05/20/2026 - The value range (VR) for house prices in Ocean Terrace La Jolla, CA is $1198.9/ sqft to $1325.1/ sqft. An average home with 3810 sqft costs approximately $4,325,716 to $4,781,054. La Jolla, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 92037, while the highest are in ZIP 92037. The average price per sqare feet is $1262. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Ocean Terrace La Jolla

920371622 $ / ft²




Historical development of home values in Ocean Terrace La Jolla

Year Estimated value (USD) Change vs. 2025
2010 $2,357,305 -53.6%
2011 $2,266,148 -55.4%
2012 $2,260,047 -55.5%
2013 $2,344,522 -53.8%
2014 $2,461,101 -51.5%
2015 $2,587,414 -49.0%
2016 $2,722,443 -46.4%
2017 $2,869,384 -43.5%
2018 $3,028,020 -40.3%
2019 $3,168,424 -37.6%
2020 $3,332,216 -34.4%
2021 $3,790,036 -25.3%
2022 $4,418,331 -13.0%
2023 $4,659,335 -8.2%
2024 $4,928,885 -2.9%
2025 $5,075,826 0.0%

Graph: estimated home values in Ocean Terrace La Jolla over time (USD)



Example: 100% financing house in Ocean Terrace La Jolla

Loan amount: $5,075,826

Interest rate: 5.68%

Fixed monthly payment: $29,402.24

Breakdown in the 1st month:
Interest portion: $24,034.04  –  Principal portion: $5,368.21

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $286,704.05 $66,122.86 $5,009,703.14
2 $282,847.55 $69,979.37 $4,939,723.77
3 $278,766.12 $74,060.80 $4,865,662.97
4 $274,446.64 $78,380.27 $4,787,282.70
5 $269,875.24 $82,951.67 $4,704,331.03
6 $265,037.22 $87,789.69 $4,616,541.34
7 $259,917.04 $92,909.88 $4,523,631.47
8 $254,498.22 $98,328.69 $4,425,302.78
9 $248,763.36 $104,063.55 $4,321,239.23
10 $242,694.03 $110,132.88 $4,211,106.34
11 $236,270.71 $116,556.20 $4,094,550.14
12 $229,472.77 $123,354.15 $3,971,196.00
13 $222,278.34 $130,548.57 $3,840,647.42
14 $214,664.31 $138,162.60 $3,702,484.82
15 $206,606.21 $146,220.71 $3,556,264.11
16 $198,078.13 $154,748.79 $3,401,515.33
17 $189,052.66 $163,774.25 $3,237,741.07
18 $179,500.80 $173,326.11 $3,064,414.96
19 $169,391.84 $183,435.07 $2,880,979.89
20 $158,693.29 $194,133.62 $2,686,846.27
21 $147,370.77 $205,456.14 $2,481,390.13
22 $135,387.89 $217,439.03 $2,263,951.10
23 $122,706.11 $230,120.80 $2,033,830.30
24 $109,284.70 $243,542.21 $1,790,288.09
25 $95,080.51 $257,746.41 $1,532,541.68
26 $80,047.87 $272,779.04 $1,259,762.64
27 $64,138.49 $288,688.42 $971,074.21
28 $47,301.22 $305,525.70 $665,548.51
29 $29,481.94 $323,344.98 $342,203.54
30 $10,623.38 $342,203.54 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ocean Terrace La Jolla, CA


1500 sqft3900 sqft
Ø selling price$2,169,132$4,614,336
Ø fast selling$1,971,939$4,152,902
Ø high price sale$2,366,326$5,075,769

In 2026, houses in Ocean Terrace La Jolla, CA will be offered at an average price of $1262 per square foot. A 1,500 sqft home priced at $2,169,132 is 21.78% more expensive per square foot than a 3,900 sqft home priced at $4,614,336. Home prices in Ocean Terrace La Jolla, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $3,194,540. Sellers who can wait longer may achieve a higher price of up to $3,904,438.


Ocean Terrace, La Jolla, CA

Coastal Setting & Lifestyle

Ocean Terrace in La Jolla, CA is a coveted coastal enclave known for dramatic Pacific Ocean views and a walkable, village-by-the-sea vibe. Nestled near La Jolla Cove, Ellen Browning Scripps Park, and the boutiques and restaurants of La Jolla Village, it offers effortless access to iconic shoreline scenery.
Residents enjoy sunset strolls along Coast Boulevard, watching seals and tide pools while the surf rolls in below the bluffs.

Homes & Real Estate

Housing in Ocean Terrace La Jolla ranges from luxury oceanfront condos to refined coastal residences, many featuring balconies, floor-to-ceiling windows, and open layouts that maximize views.
Buyers are drawn to low-maintenance living, premium finishes, and secure buildings steps from beaches, dining, and galleries. The 92037 market rewards scarcity, and properties in this micro-neighborhood tend to hold value thanks to superior location and lifestyle appeal.

Recreation & Conveniences

From snorkeling and kayaking the marine reserve to morning coffee runs and gallery nights, everyday life here blends outdoor adventure with upscale convenience. Windansea Beach and Bird Rock lie just to the south, while top-rated schools, healthcare, and cultural venues across La Jolla and greater San Diego are within easy reach.
Commuters appreciate quick connections along La Jolla Parkway and Torrey Pines Road to UC San Diego, biotech hubs, and downtown San Diego.

Why It Stands Out

For those seeking oceanfront elegance, walkability, and enduring value, Ocean Terrace in La Jolla delivers a signature Southern California lifestyle in one rare location.



FAQ – Home Values in Ocean Terrace La Jolla

What is the median home value in Ocean Terrace La Jolla in 2026?

In 2026, the typical home value in Ocean Terrace La Jolla is about $5,075,826 for an average home size of 3810 square feet. This corresponds to an average price of roughly $1262 per square foot.

What is the average cost per square foot in Ocean Terrace La Jolla?

In 2026, homes in Ocean Terrace La Jolla sell for an average of around $1262 per square foot, with a typical range between $1198.9 and $1325.1 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Ocean Terrace?

The average home size in Ocean Terrace La Jolla is about 3810 square feet, with an estimated 2026 value around $5,075,826.



Neighborhoods close to Ocean Terrace La Jolla, CA

Eucalyptus Hills Lakeside, CA279 $ / ft²
Townsite Oceanside, CA343 $ / ft²
DeLuz Camp Pendleton, CA394 $ / ft²
Julian Townsite (Historic District) Julian, CA1626 $ / ft²
De Luz Fallbrook, CA276 $ / ft²
Old Escondido Historic District Escondido, CA348 $ / ft²
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