House Prices

Otay Lakes Jamul, CA House Prices & Home Values 2026


Average Data

average house price$1,076,502
average size per house3160 ft²
average price per ft²339 $ / ft²

05/21/2026 - The value range (VR) for house prices in Otay Lakes Jamul, CA is $322.05/ sqft to $355.95/ sqft. An average home with 3160 sqft costs approximately $1,010,555 to $1,116,929. Jamul, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 91935, while the highest are in ZIP 91935. The average price per sqare feet is $339. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Otay Lakes Jamul

91935307 $ / ft²




Historical development of home values in Otay Lakes Jamul

Year Estimated value (USD) Change vs. 2025
2010 $499,947 -53.6%
2011 $480,614 -55.4%
2012 $479,320 -55.5%
2013 $497,236 -53.8%
2014 $521,960 -51.5%
2015 $548,749 -49.0%
2016 $577,387 -46.4%
2017 $608,551 -43.5%
2018 $642,195 -40.3%
2019 $671,972 -37.6%
2020 $706,710 -34.4%
2021 $803,806 -25.3%
2022 $937,058 -13.0%
2023 $988,171 -8.2%
2024 $1,045,338 -2.9%
2025 $1,076,502 0.0%

Graph: estimated home values in Otay Lakes Jamul over time (USD)



Example: 100% financing house in Otay Lakes Jamul

Loan amount: $1,076,502

Interest rate: 5.96%

Fixed monthly payment: $6,425.13

Breakdown in the 1st month:
Interest portion: $5,344.83  –  Principal portion: $1,080.30

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $63,778.06 $13,323.55 $1,063,178.45
2 $62,962.20 $14,139.40 $1,049,039.05
3 $62,096.39 $15,005.22 $1,034,033.84
4 $61,177.56 $15,924.05 $1,018,109.79
5 $60,202.46 $16,899.15 $1,001,210.64
6 $59,167.65 $17,933.95 $983,276.69
7 $58,069.48 $19,032.12 $964,244.57
8 $56,904.07 $20,197.54 $944,047.02
9 $55,667.28 $21,434.32 $922,612.70
10 $54,354.77 $22,746.83 $899,865.87
11 $52,961.89 $24,139.72 $875,726.15
12 $51,483.71 $25,617.90 $850,108.25
13 $49,915.02 $27,186.59 $822,921.67
14 $48,250.27 $28,851.34 $794,070.33
15 $46,483.58 $30,618.03 $763,452.31
16 $44,608.71 $32,492.90 $730,959.41
17 $42,619.03 $34,482.57 $696,476.84
18 $40,507.52 $36,594.09 $659,882.75
19 $38,266.71 $38,834.90 $621,047.85
20 $35,888.69 $41,212.92 $579,834.93
21 $33,365.04 $43,736.56 $536,098.37
22 $30,686.87 $46,414.73 $489,683.64
23 $27,844.70 $49,256.90 $440,426.73
24 $24,828.49 $52,273.11 $388,153.62
25 $21,627.59 $55,474.01 $332,679.61
26 $18,230.68 $58,870.92 $273,808.69
27 $14,625.77 $62,475.84 $211,332.85
28 $10,800.11 $66,301.49 $145,031.36
29 $6,740.19 $70,361.41 $74,669.94
30 $2,431.67 $74,669.94 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otay Lakes Jamul, CA


1500 sqft3900 sqft
Ø selling price$610,979$1,299,717
Ø fast selling$555,435$1,169,746
Ø high price sale$666,522$1,429,689

In 2026, houses in Otay Lakes Jamul, CA will be offered at an average price of $339 per square foot. A 1,500 sqft home priced at $610,979 is 22.84% more expensive per square foot than a 3,900 sqft home priced at $1,299,717. Home prices in Otay Lakes Jamul, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $899,804. Sellers who can wait longer may achieve a higher price of up to $1,099,761.


Discover Otay Lakes, Jamul, CA

Location & Scenery

The Otay Lakes area in Jamul, CA is a scenic lakeside neighborhood known for rolling hills, wide-open space, and tranquil Southern California sunsets.

Nestled between Upper and Lower Otay Reservoirs and the Otay Mountain foothills, it offers a peaceful buffer yet convenient access to Chula Vista and East County amenities.


Outdoor Recreation & Lifestyle

Outdoor lovers enjoy hiking and cycling around the reservoirs, fishing and boating at Lower Otay Lake, and wildlife viewing in nearby Hollenbeck Canyon Wildlife Area.

The lifestyle blends rural privacy with modern comfort, featuring ranch-style and custom homes on larger lots, some with panoramic lake and mountain views.


Real Estate

Real estate in the Otay Lakes neighborhood ranges from acreage estates to gated communities, appealing to families, retirees, and outdoor-focused professionals.

Buyers seek homes for sale near Otay Lakes for low traffic, dark skies, and access to trails and water recreation.


Schools & Amenities

Families are served by the Jamul-Dulzura Union School District for K?8 with nearby high school options in East County, alongside charter and private schools within a reasonable drive.

Everyday errands and dining are close in Eastlake and Rancho San Diego, while Jamul Casino and local farm stands add convenient entertainment and fresh provisions.


Access & Community

Otay Lakes Road connects to SR-94 and the SR-125 toll road for commutes to downtown San Diego, Chula Vista, and border-area employment centers.

With a mild inland climate, dark night skies, and an active community focused on conservation and trail stewardship, Otay Lakes in Jamul delivers a serene, high-amenity lifestyle close to the city.



FAQ – Home Values in Otay Lakes Jamul

What is the median home value in Otay Lakes Jamul in 2026?

In 2026, the typical home value in Otay Lakes Jamul is about $1,076,502 for an average home size of 3160 square feet. This corresponds to an average price of roughly $339 per square foot.

What is the average cost per square foot in Otay Lakes Jamul?

In 2026, homes in Otay Lakes Jamul sell for an average of around $339 per square foot, with a typical range between $322.05 and $355.95 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Otay Lakes?

The average home size in Otay Lakes Jamul is about 3160 square feet, with an estimated 2026 value around $1,076,502.



Neighborhoods close to Otay Lakes Jamul, CA

Windsor Hills La Mesa, CA387 $ / ft²
Olivewood National City, CA442 $ / ft²
La Presa Spring Valley, CA435 $ / ft²
Jacumba Hot Springs Jacumba, CA192 $ / ft²
Seaside Point Imperial Beach, CA484 $ / ft²
Barrett Junction Dulzura, CA708 $ / ft²
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