House Prices

Urbana at Otay Ranch Chula Vista, CA House Prices & Home Values 2026


Average Data

average house price$720,120
average size per house2415 ft²
average price per ft²326 $ / ft²

05/21/2026 - The value range (VR) for house prices in Urbana at Otay Ranch Chula Vista, CA is $309.7/ sqft to $342.3/ sqft. An average home with 2415 sqft costs approximately $817,483 to $903,534. Chula Vista, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 91915, while the highest are in ZIP 91915. The average price per sqare feet is $326. Our analysis is based on 27 property listings.

Avergage prices by ZIP codes Urbana at Otay Ranch Chula Vista

91915319 $ / ft²




Historical development of home values in Urbana at Otay Ranch Chula Vista

Year Estimated value (USD) Change vs. 2025
2010 $334,437 -53.6%
2011 $321,504 -55.4%
2012 $320,638 -55.5%
2013 $332,623 -53.8%
2014 $349,163 -51.5%
2015 $367,083 -49.0%
2016 $386,240 -46.4%
2017 $407,087 -43.5%
2018 $429,593 -40.3%
2019 $449,512 -37.6%
2020 $472,750 -34.4%
2021 $537,702 -25.3%
2022 $626,840 -13.0%
2023 $661,031 -8.2%
2024 $699,273 -2.9%
2025 $720,120 0.0%

Graph: estimated home values in Urbana at Otay Ranch Chula Vista over time (USD)



Example: 100% financing house in Urbana at Otay Ranch Chula Vista

Loan amount: $720,120

Interest rate: 6.56%

Fixed monthly payment: $4,579.15

Breakdown in the 1st month:
Interest portion: $3,935.46  –  Principal portion: $643.70

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $46,989.01 $7,960.80 $712,159.20
2 $46,450.96 $8,498.85 $703,660.35
3 $45,876.55 $9,073.27 $694,587.09
4 $45,263.31 $9,686.50 $684,900.58
5 $44,608.62 $10,341.19 $674,559.39
6 $43,909.68 $11,040.13 $663,519.26
7 $43,163.51 $11,786.30 $651,732.96
8 $42,366.90 $12,582.91 $639,150.05
9 $41,516.45 $13,433.36 $625,716.69
10 $40,608.53 $14,341.28 $611,375.41
11 $39,639.24 $15,310.58 $596,064.83
12 $38,604.43 $16,345.38 $579,719.45
13 $37,499.69 $17,450.12 $562,269.33
14 $36,320.28 $18,629.53 $543,639.80
15 $35,061.15 $19,888.66 $523,751.14
16 $33,716.93 $21,232.88 $502,518.25
17 $32,281.85 $22,667.96 $479,850.29
18 $30,749.78 $24,200.03 $455,650.26
19 $29,114.16 $25,835.65 $429,814.60
20 $27,367.99 $27,581.82 $402,232.78
21 $25,503.80 $29,446.01 $372,786.77
22 $23,513.62 $31,436.19 $341,350.58
23 $21,388.93 $33,560.89 $307,789.70
24 $19,120.63 $35,829.18 $271,960.51
25 $16,699.02 $38,250.79 $233,709.72
26 $14,113.75 $40,836.06 $192,873.66
27 $11,353.74 $43,596.07 $149,277.59
28 $8,407.19 $46,542.62 $102,734.96
29 $5,261.49 $49,688.32 $53,046.64
30 $1,903.18 $53,046.64 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Urbana at Otay Ranch Chula Vista, CA


1500 sqft3900 sqft
Ø selling price$646,718$1,375,744
Ø fast selling$587,925$1,238,170
Ø high price sale$705,510$1,513,319

In 2026, houses in Urbana at Otay Ranch Chula Vista, CA will be offered at an average price of $326 per square foot. A 1,500 sqft home priced at $646,718 is 25.14% more expensive per square foot than a 3,900 sqft home priced at $1,375,744. Home prices in Urbana at Otay Ranch Chula Vista, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $952,439. Sellers who can wait longer may achieve a higher price of up to $1,164,091.


Urbana at Otay Ranch in Chula Vista, CA

Overview

Urbana at Otay Ranch in Chula Vista, CA is a vibrant, walkable neighborhood that blends modern living with suburban comfort.

Location & Connectivity

Located steps from the Otay Ranch Town Center, residents enjoy quick access to shopping, dining, and entertainment.
Commuters appreciate proximity to SR-125 and major South Bay corridors for easy connections to San Diego and the border.

Lifestyle & Amenities

Tree-lined streets, pocket parks, and bike-friendly paths create a relaxed, family-friendly vibe.
Community amenities often include resort-style pools, fitness options, pet-friendly spaces, and gathering areas that encourage neighborly connection.

Homes & Design

Residences near Urbana feature contemporary architecture, energy-efficient features, and flexible floor plans suited for professionals and growing families.
Thoughtful urban planning integrates townhome and apartment living with retail, services, and green spaces in a cohesive streetscape.

Schools & Recreation

The neighborhood is served by well-regarded schools in local districts, with nearby parks, sports fields, and trails for everyday recreation.
Weekend plans are easy with farmer?s markets, community events, and coastal breezes just a short drive away in Chula Vista and the greater South Bay.

Why Choose Urbana at Otay Ranch

For home seekers prioritizing convenience, walkability, and a polished South Bay lifestyle, Urbana at Otay Ranch stands out as a smart place to live in Chula Vista, CA.



FAQ – Home Values in Urbana at Otay Ranch Chula Vista

What is the median home value in Urbana at Otay Ranch Chula Vista in 2026?

In 2026, the typical home value in Urbana at Otay Ranch Chula Vista is about $720,120 for an average home size of 2415 square feet. This corresponds to an average price of roughly $326 per square foot.

What is the average cost per square foot in Urbana at Otay Ranch Chula Vista?

In 2026, homes in Urbana at Otay Ranch Chula Vista sell for an average of around $326 per square foot, with a typical range between $309.7 and $342.3 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Urbana at Otay Ranch?

The average home size in Urbana at Otay Ranch Chula Vista is about 2415 square feet, with an estimated 2026 value around $720,120.



Neighborhoods close to Urbana at Otay Ranch Chula Vista, CA

Sherilton Valley Descanso, CA315 $ / ft²
Barrett Junction Dulzura, CA708 $ / ft²
Seaside Point Imperial Beach, CA484 $ / ft²
Downtown Chula Vista Chula Vista, CA359 $ / ft²
Cameron Corners Campo, CA235 $ / ft²
Live Oak Springs Boulevard, CA304 $ / ft²
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