House Prices

Otay Chula Vista, CA House Prices & Home Values 2026


Average Data

average house price$512,564
average size per house1452 ft²
average price per ft²346 $ / ft²

05/21/2026 - The value range (VR) for house prices in Otay Chula Vista, CA is $328.7/ sqft to $363.3/ sqft. An average home with 1452 sqft costs approximately $466,773 to $515,907. Chula Vista, CA includes 1 ZIP codes and it is located in San Diego county. The lowest prices are found in ZIP 91911, while the highest are in ZIP 91911. The average price per sqare feet is $346. Our analysis is based on 19 property listings.

Avergage prices by ZIP codes Otay Chula Vista

91911357 $ / ft²




Historical development of home values in Otay Chula Vista

Year Estimated value (USD) Change vs. 2025
2010 $238,044 -53.6%
2011 $228,839 -55.4%
2012 $228,223 -55.5%
2013 $236,753 -53.8%
2014 $248,525 -51.5%
2015 $261,281 -49.0%
2016 $274,916 -46.4%
2017 $289,754 -43.5%
2018 $305,774 -40.3%
2019 $319,952 -37.6%
2020 $336,492 -34.4%
2021 $382,723 -25.3%
2022 $446,169 -13.0%
2023 $470,506 -8.2%
2024 $497,726 -2.9%
2025 $512,564 0.0%

Graph: estimated home values in Otay Chula Vista over time (USD)



Example: 100% financing house in Otay Chula Vista

Loan amount: $512,564

Interest rate: 5.87%

Fixed monthly payment: $3,029.72

Breakdown in the 1st month:
Interest portion: $2,506.44  –  Principal portion: $523.28

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $29,905.59 $6,451.01 $506,112.99
2 $29,516.69 $6,839.91 $499,273.08
3 $29,104.36 $7,252.25 $492,020.83
4 $28,667.16 $7,689.44 $484,331.39
5 $28,203.61 $8,152.99 $476,178.40
6 $27,712.11 $8,644.49 $467,533.91
7 $27,190.99 $9,165.62 $458,368.29
8 $26,638.44 $9,718.16 $448,650.13
9 $26,052.59 $10,304.01 $438,346.12
10 $25,431.42 $10,925.18 $427,420.94
11 $24,772.81 $11,583.80 $415,837.14
12 $24,074.49 $12,282.12 $403,555.03
13 $23,334.07 $13,022.53 $390,532.49
14 $22,549.02 $13,807.59 $376,724.91
15 $21,716.64 $14,639.97 $362,084.94
16 $20,834.08 $15,522.52 $346,562.42
17 $19,898.32 $16,458.29 $330,104.13
18 $18,906.14 $17,450.46 $312,653.67
19 $17,854.15 $18,502.45 $294,151.22
20 $16,738.75 $19,617.86 $274,533.36
21 $15,556.10 $20,800.50 $253,732.86
22 $14,302.16 $22,054.44 $231,678.42
23 $12,972.62 $23,383.98 $208,294.44
24 $11,562.94 $24,793.66 $183,500.77
25 $10,068.27 $26,288.33 $157,212.44
26 $8,483.50 $27,873.10 $129,339.34
27 $6,803.19 $29,553.41 $99,785.93
28 $5,021.59 $31,335.01 $68,450.92
29 $3,132.58 $33,224.02 $35,226.90
30 $1,129.70 $35,226.90 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otay Chula Vista, CA


1500 sqft3900 sqft
Ø selling price$614,175$1,306,517
Ø fast selling$558,341$1,175,865
Ø high price sale$670,009$1,437,168

In 2026, houses in Otay Chula Vista, CA will be offered at an average price of $346 per square foot. A 1,500 sqft home priced at $614,175 is 22.49% more expensive per square foot than a 3,900 sqft home priced at $1,306,517. Home prices in Otay Chula Vista, CA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $904,512. Sellers who can wait longer may achieve a higher price of up to $1,105,514.


Otay Neighborhood Guide ? Chula Vista, CA

Location & Vibe

The Otay neighborhood in Chula Vista, CA sits in San Diego?s South Bay, offering a family-friendly suburban feel close to coastal amenities.
Centered around master-planned areas like Otay Ranch and near the scenic Otay Valley, it blends modern housing with open space.

Parks & Outdoors

Residents enjoy trail access at Otay Valley Regional Park and quick day trips to Lower Otay Lake for fishing, paddling, and birding.
Neighborhood pocket parks, playgrounds, and dog-friendly greens add to the active, outdoorsy lifestyle.

Schools & Community

Schools in and around Otay fall under the Chula Vista Elementary School District and Sweetwater Union High School District, with several highly regarded campuses and magnet options nearby.
Community events and farmers markets at local plazas help create a welcoming, tight-knit vibe for new and longtime residents.

Shopping, Dining & Things To Do

Shopping and dining anchor around Otay Ranch Town Center, where you?ll find national retailers, local eateries, fitness studios, and seasonal pop-ups.
Weekend fun includes movie nights, casual breweries, and easy drives to Chula Vista?s evolving Bayfront for waterfront trails and concerts.

Transportation & Real Estate

Commuters appreciate proximity to SR-125 and I-805, putting Downtown San Diego, the border, and job centers within convenient reach.
Real estate in the Otay area ranges from newer townhomes to single-family homes with community amenities, appealing to buyers seeking space, value, and modern conveniences.



FAQ – Home Values in Otay Chula Vista

What is the median home value in Otay Chula Vista in 2026?

In 2026, the typical home value in Otay Chula Vista is about $512,564 for an average home size of 1452 square feet. This corresponds to an average price of roughly $346 per square foot.

What is the average cost per square foot in Otay Chula Vista?

In 2026, homes in Otay Chula Vista sell for an average of around $346 per square foot, with a typical range between $328.7 and $363.3 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Otay?

The average home size in Otay Chula Vista is about 1452 square feet, with an estimated 2026 value around $512,564.



Neighborhoods close to Otay Chula Vista, CA

Montecito Chula Vista, CA250 $ / ft²
Sherilton Valley Descanso, CA315 $ / ft²
Barrett Junction Dulzura, CA708 $ / ft²
Downtown Chula Vista Chula Vista, CA359 $ / ft²
Cameron Corners Campo, CA235 $ / ft²
Live Oak Springs Boulevard, CA304 $ / ft²
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