House Prices

House Prices & Home Values Flat Rock, AL 2026


Average Data

average house price$281,940
average size per house2029 ft²
average price per ft²139 $ / ft²

04/16/2026 - The value range (VR) for house prices in Flat Rock, AL is $118/ sqft to $118/ sqft. An average home with 2029 sqft costs approximately $239,422 to $239,422. Flat Rock, AL includes 1 ZIP codes and it is located in Jackson county. The lowest prices are found in ZIP 35966, while the highest are in ZIP 35966. The average price per sqare feet is $139. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Flat Rock

35966127 $ / ft²




Historical development of home values in Flat Rock

Year Estimated value (USD) Change vs. 2025
2010 $130,938 -53.6%
2011 $125,875 -55.4%
2012 $125,536 -55.5%
2013 $130,228 -53.8%
2014 $136,703 -51.5%
2015 $143,720 -49.0%
2016 $151,220 -46.4%
2017 $159,382 -43.5%
2018 $168,193 -40.3%
2019 $175,992 -37.6%
2020 $185,090 -34.4%
2021 $210,520 -25.3%
2022 $245,419 -13.0%
2023 $258,806 -8.2%
2024 $273,778 -2.9%
2025 $281,940 0.0%

Graph: estimated home values in Flat Rock over time (USD)



Example: 100% financing house in Flat Rock

Loan amount: $281,940

Interest rate: 6.00%

Fixed monthly payment: $1,690.37

Breakdown in the 1st month:
Interest portion: $1,409.70  –  Principal portion: $280.67

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,822.22 $3,462.26 $278,477.74
2 $16,608.67 $3,675.80 $274,801.94
3 $16,381.96 $3,902.52 $270,899.43
4 $16,141.26 $4,143.21 $266,756.21
5 $15,885.71 $4,398.76 $262,357.45
6 $15,614.41 $4,670.06 $257,687.39
7 $15,326.37 $4,958.10 $252,729.28
8 $15,020.56 $5,263.91 $247,465.38
9 $14,695.90 $5,588.58 $241,876.80
10 $14,351.21 $5,933.27 $235,943.53
11 $13,985.26 $6,299.22 $229,644.32
12 $13,596.73 $6,687.74 $222,956.58
13 $13,184.25 $7,100.22 $215,856.35
14 $12,746.32 $7,538.15 $208,318.20
15 $12,281.39 $8,003.09 $200,315.11
16 $11,787.77 $8,496.70 $191,818.41
17 $11,263.71 $9,020.76 $182,797.65
18 $10,707.33 $9,577.14 $173,220.51
19 $10,116.64 $10,167.84 $163,052.68
20 $9,489.51 $10,794.97 $152,257.71
21 $8,823.70 $11,460.78 $140,796.94
22 $8,116.82 $12,167.65 $128,629.28
23 $7,366.35 $12,918.13 $115,711.16
24 $6,569.59 $13,714.89 $101,996.27
25 $5,723.68 $14,560.79 $87,435.48
26 $4,825.60 $15,458.87 $71,976.61
27 $3,872.13 $16,412.34 $55,564.27
28 $2,859.86 $17,424.62 $38,139.65
29 $1,785.14 $18,499.33 $19,640.33
30 $644.15 $19,640.33 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Flat Rock, AL


1500 sqft3900 sqft
Ø selling price$252,286$536,679
Ø fast selling$229,351$483,012
Ø high price sale$275,220$590,347

In 2026, houses in Flat Rock, AL will be offered at an average price of $139 per square foot. A 1,500 sqft home priced at $252,286 is 24.70% more expensive per square foot than a 3,900 sqft home priced at $536,679. Home prices in Flat Rock, AL vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $371,548. Sellers who can wait longer may achieve a higher price of up to $454,114.


Flat Rock, AL Travel & Living Guide

Overview

Flat Rock, AL is a small unincorporated community in Jackson County atop Sand Mountain, offering rural views and easy access to North Alabama and Chattanooga.
Known for its agricultural roots and quiet roads, Flat Rock Alabama appeals to homebuyers seeking space and affordability.
The community enjoys a mild four-season North Alabama climate, with warm summers and cool, crisp winters.

Things to Do & Nature

Outdoor enthusiasts explore nearby Little River Canyon National Preserve, High Falls Park, and scenic byways perfect for weekend drives.
Local farms, produce stands, and seasonal festivals offer down-to-earth things to do for families and visitors.

Living, Schools, and Economy

Real estate in Flat Rock, AL ranges from acreage tracts to farmhouse-style homes, often at prices below larger metro markets.
Students are served by Jackson County schools, with extracurriculars centered on agriculture, athletics, and community events.
The local economy blends farming, small businesses, construction trades, and commuting to nearby employment hubs like Scottsboro and Fort Payne.

Access & Nearby Attractions

Drivers reach Flat Rock via AL-71 and county roads, with regional shopping, healthcare, and airports within a reasonable drive in Chattanooga and Huntsville.
Whether you are planning a move or a day trip, Flat Rock Alabama delivers peaceful country living, outdoor recreation, and authentic Southern hospitality.



FAQ – Home Values in Flat Rock

What is the median home value in Flat Rock in 2026?

In 2026, the typical home value in Flat Rock is about $281,940 for an average home size of 2029 square feet. This corresponds to an average price of roughly $139 per square foot.

What is the average cost per square foot in Flat Rock?

In 2026, homes in Flat Rock sell for an average of around $139 per square foot, with a typical range between $118 and $118 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Flat Rock is about 2029 square feet, with an estimated 2026 value around $281,940.



Locations close to Flat Rock, AL

Fort Payne, AL103 $ / ft²
Fyffe, AL81 $ / ft²
Gallant, AL125 $ / ft²
Dawson, AL123 $ / ft²
Crossville, AL98 $ / ft²
Collinsville, AL105 $ / ft²
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